What the ACA ignores

[Joey Liberal]

The ACA alowed employers (large corporations) to provide the minimum essential coverage for employees. Now, a lot of people like me have lousy, expensive insurance, with little to no coverage The ACA is well intended, but a disaster.

[TwilightGardener]

1. You have employer coverage? How did it change?

[Joey Liberal]

10. Here's how

No co-pays for anything up to 4K. Everything else is now on me. Including meds. Also higher premiums. The reason given by my employer? "The ACA only requires them to provide the minimum essential coverage".

[ErikJ]

2. ACA is a Rube Goldberg machine

Simple Single-payer or insuring everybody would have been 1000 times less complicated....and costly.

[cali]

3. and it never stood a chance of passing so why pretend otherwise?

[cbdo2007]

4. and would have had 0% chance of passing.

Actually, if everyone just had a child who was a doctor that would solve the problem even better!! haha

[ErikJ]

6. That is sadly the truth. ACA HAS been working well in Mass for 6 yrs though so ......

we'll see. And hopefully will eventually be a platform for public-option single payer.

[closeupready]

5. +1 to question to you upthread: "How did your coverage change?"

[Lifelong Dem]

7. You don't have to stay with your employers plan

You can shop on the exchange marketplace for a better deal.

http://queenofspainblog.com/2013/11/13/we-just-enrolled-in-obamacare/

[Travis_0004]

8. I doubt it will be cheaper

Your employer pays for a bit of your insurance. It is also pre tax.

Healthcare on the exchange is post tax and not subsidized if you have employer coverage available.

[Lifelong Dem]

9. If the insurance is "expensive insurance" like the OP said

then you would be eligible for a subsidy. if your share of the premiums cost more than 9.5 percent of your household income then it is not affordable and you could shop and get a subsidy.