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NNN0LHI

(67,190 posts)
Tue Jun 5, 2012, 09:30 AM Jun 2012

Watched a bagger have an epiphany yesterday

Been seeing and listening to this guy for years at the restaurant where we both eat at.

He hated everything about Democrats. And wasn't shy about loudly saying so either.

Turns out he was on his wife's employee insurance and his wife had the premiums being deducted from her paycheck every week so he had decided not to pay for insurance where he worked at. He felt it was a waste of money.

He went to pick up a prescription last week and the pharmacist informed him he didn't have any coverage.

He ran home and called Blue Cross and they informed him that his wife's employer had not been paying the premiums for 4 months. He told them the money has been deducted from his wife's paycheck though. Blue Cross said that very well may be true but his wife's employers had not been submitting the premium payment to them which is what counts.

This guy had been calling lawyer after lawyer and none of them would touch this.

Now this guy has no insurance coverage, can't purchase coverage with his and his wife's preexisting conditions and he has $55,000 worth of unpaid hospital bills for he and his wife sitting at home and no money to pay them.

He was asking out loud, "What do I do now?"

That is when I spoke up. I said it kind of looks like your only option is Obama-Care.

So the guy who hates Obama asked me where he can sign up.

I personally don't know all the ins and outs for this stuff so I told him to call our Congressman's office and ask someone there about it.

He thought about that for a minute and then said with a look on his face like he was eating lemons, "But our Congressman is Jesse Jackson Jr.", who I know this guy really hates.

I said well, that is who I would call.

He begrudgingly said "Yep, I am going to go home and call his office right now."

I shook my head in agreement, wished him good luck, and paid my bill and left.

Don

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Watched a bagger have an epiphany yesterday (Original Post) NNN0LHI Jun 2012 OP
It's the same old story, isn't it? Ishoutandscream2 Jun 2012 #1
When it hits them they always say, "but MY situation is different (special...whatever). Dustlawyer Jun 2012 #36
There's a great doc out on this MrScorpio Jun 2012 #44
Hot Coffee dpibel Jun 2012 #50
Excellent documentary. xxqqqzme Jun 2012 #55
That's the one Scootaloo Jun 2012 #63
Craig T. Nelson said it best: tclambert Jun 2012 #62
What? efhmc Jun 2012 #64
LOL drm604 Jun 2012 #89
+1 -- O. M. G. bupkus Jun 2012 #100
Your post should be shouted from the rooftops. Thanks. spooky3 Jun 2012 #72
+1000 n/t jaysunb Jun 2012 #80
Selfishness is the great leveler. Kablooie Jun 2012 #43
yep + seen it in person myself lunasun Jun 2012 #92
Yes, I have an Aunt and Uncle living in the intermountain West..... Swede Atlanta Jun 2012 #88
I get so angry at people like this, SheilaT Jun 2012 #105
Maybe you should remind them. nt nanabugg Jun 2012 #112
"When it happens to you... alterfurz Jun 2012 #91
They only get it when they personally get hit catbyte Jun 2012 #2
This applies across the board. mwb970 Jun 2012 #110
Great story but Tanelorn Jun 2012 #3
I guess they need to experience some kind of massive and undeniable betrayal Jackpine Radical Jun 2012 #5
They keep falling for a "trick" we all learned in elementary school. TahitiNut Jun 2012 #69
Stockholm Syndrome... chervilant Jun 2012 #113
Well, since most of them are older racist fucks who want to go back to 1940 snooper2 Jun 2012 #26
Maybe the Democrats can run an Ad goclark Jun 2012 #68
If you happen to see him again, you might also mention this. denverbill Jun 2012 #4
Yes, I am in HR, and that is how it has worked at each place I have worked. nt Lisa0825 Jun 2012 #14
Serious question: Where does this guy stand in regards to "lapse of coverage"? MattBaggins Jun 2012 #37
I would agree with reply # 21 below on that. nt Lisa0825 Jun 2012 #60
But can he buy insurance retroactively? JustABozoOnThisBus Jun 2012 #20
No it won't be retroactive and he'd better hurry in case the Supreme's overtturn Obamacare. denverbill Jun 2012 #21
IMO Mr Dixon Jun 2012 #6
it boils down to "the more you know moment". Historic NY Jun 2012 #7
Reality strikes like a two by four up side the head. lpbk2713 Jun 2012 #8
Can't imagine it happening to them get the red out Jun 2012 #9
I hope he finds a way JustAnotherGen Jun 2012 #10
While the Shaedenfreude is cool and all, he needs to sue the company. WingDinger Jun 2012 #11
Agreed Sherman A1 Jun 2012 #25
Well, to me it sounds they should contact the State AG's office over the theft of money, start from NotThisTime Jun 2012 #40
my parents went through this same thing in Florida in the early 90's millijac Jun 2012 #47
Florida cosmicaug Jun 2012 #103
But, but,but ... IggleDoer Jun 2012 #76
Definitely. Regardless of his political stance he's been *really* badly wronged by them. (nt) Posteritatis Jun 2012 #84
When it's personal, they get it. BlueToTheBone Jun 2012 #12
Yup. Most of the time it's a, "That's their problem." mentality. n/t vaberella Jun 2012 #17
Because they worked for it. Like no one else has? SammyWinstonJack Jun 2012 #27
How sad his story. I knew as soon as these idiots realize how they are being screwed they would southernyankeebelle Jun 2012 #13
I doubt he will become liberal- just use the system there for those in need lunasun Jun 2012 #93
Or maybe he'll keep voting against his interest... cosmicaug Jun 2012 #104
Seems Like Their First Call Should Have Been to the Wife's Employer Indykatie Jun 2012 #15
one of the more interesting aspects wilt the stilt Jun 2012 #16
With pain The Wizard Jun 2012 #18
I accidentally ran into the bag protesters at the Capitol in 2010 wordpix Jun 2012 #19
He paid into Medicare LiberalCatholic Jun 2012 #22
If his wife were in a union EC Jun 2012 #23
I was thinking the exact same thing. obxhead Jun 2012 #70
Ya know what, fuck him... Earth_First Jun 2012 #24
+10000! SammyWinstonJack Jun 2012 #29
Eggs-zact-ly ... bayareaboy Jun 2012 #33
I know where you are coming from, that sense of righteous anger mixed coalition_unwilling Jun 2012 #39
Um WilliamPitt Jun 2012 #45
Will, I know... Earth_First Jun 2012 #51
Fair enough WilliamPitt Jun 2012 #54
Gotta agree flobee1 Jun 2012 #81
You know what? I hope Jackson's office is able to help him out. DFW Jun 2012 #28
As soon as he gets his situation settled, he'll be back to hating those less fortunate. Hoyt Jun 2012 #30
I think he will hate the less fortunate from the get go that he has to wait in line lunasun Jun 2012 #102
Great story.....but I expect no change ProudToBeBlueInRhody Jun 2012 #31
With the uncovered med expenses and his wife's job on shaky ground bigbrother05 Jun 2012 #96
their unjustified hate barbtries Jun 2012 #32
Great story but Coyote_Bandit Jun 2012 #34
The guy may have a case against the company for coverage, AND the company may be fined... M0rpheus Jun 2012 #74
I had a similiar incident at the last place I worked MattBaggins Jun 2012 #35
There's a few like that where I work too Populist_Prole Jun 2012 #79
He defended the company that screwed over his father? Grins Jun 2012 #86
Spam deleted by gkhouston (MIR Team) Henley96 Jun 2012 #38
He asked where he could sign up? GoCubsGo Jun 2012 #41
Great story but baggers don't have genuine epiphanies bupkus Jun 2012 #42
Yep... Snarkoleptic Jun 2012 #94
Oh, yeah bupkus Jun 2012 #99
2014 cant get here quick enough iamthebandfanman Jun 2012 #46
2014?! chervilant Jun 2012 #114
It's how Fox teaches them how to learn. Turbineguy Jun 2012 #48
The wifes employer is steeling from her, that is illegal regardless of whether or not a lawyer will uponit7771 Jun 2012 #49
Another socialists indoctrinated - good job lame54 Jun 2012 #52
I don't understand the lawyers... Ron Obvious Jun 2012 #53
My guess (having been a paralegal) SheilaT Jun 2012 #57
How about punitive damages? Ron Obvious Jun 2012 #59
Again, I'm not an attorney, but I don't think SheilaT Jun 2012 #106
If the laws are such that the lawyer will get paid little or nothing, then SharonAnn Jun 2012 #66
Let's see if he changes his tune. You'd think he'd be afraid of the Obamacare 'Death Panels...' freshwest Jun 2012 #56
A former boss and a big Rep did that to us. alfredo Jun 2012 #58
Great that you had that power and that ability. efhmc Jun 2012 #65
I had some inside help. alfredo Jun 2012 #95
Good work. Where was this victory? efhmc Jun 2012 #97
In Kentucky alfredo Jun 2012 #115
The social safety net. You're bouncing on it. Bolo Boffin Jun 2012 #61
Perhaps the new Consumer Protection Bureau can help him Samantha Jun 2012 #67
a tough Consumer Protection Bureau marions ghost Jun 2012 #71
He'll still vote republican, I bet. demosincebirth Jun 2012 #73
There is no "Obamacare" to "sign up" for jberryhill Jun 2012 #75
Now to drive home the point ... 1StrongBlackMan Jun 2012 #77
And then remind him.... Grins Jun 2012 #87
Good ..... Fuck him. I hope he loses it all. RagAss Jun 2012 #78
"What do I do now?" - Vote for the Dems. At least you can sleep with one eye closed. n/t davidwparker Jun 2012 #82
What is this "ObamaCare" of which you speak, bvar22 Jun 2012 #83
I love this story. rosesaylavee Jun 2012 #85
Well, most conservanazis like him will make excuses to blame Obama for his loss of coverage. TxVietVet Jun 2012 #90
But I bet he votes for RMoney in November, Ilsa Jun 2012 #98
I don't feel sorry for him if Shankapotomus Jun 2012 #101
Find the logic in this Bigredhunk Jun 2012 #107
Watched a bagger have an epiphany yesterday StarrMatthieu Jun 2012 #108
I don't suppose you could have a chat with my brother? Rhiannon12866 Jun 2012 #109
Don, you are so laid back. I admire you. My response tsuki Jun 2012 #111

Ishoutandscream2

(6,663 posts)
1. It's the same old story, isn't it?
Tue Jun 5, 2012, 09:34 AM
Jun 2012

They are unable to feel empathy until it has to happen to them. It never fails.

Dustlawyer

(10,497 posts)
36. When it hits them they always say, "but MY situation is different (special...whatever).
Tue Jun 5, 2012, 11:37 AM
Jun 2012

They never want to believe that they are now one of "those" people. I am an attorney in Tx & Ms and when they come to me and I tell them that all of the tort reform they voted for prevents them from having a case they always respond, "that's just for those frivolous cases." When I tell them that the problem with all of the frivolous cases was just made up to put caps on the real cases, or do away with causes of action all together, they still refuse to believe. I then explain that because we only get paid if we are successful, so we do not take BS cases. Now we cannot take what used to be great cases because the damage caps are so low, and the case expenses that we the attorneys pay for are so high. I tell them that they have been voting to restrict and/or do away with their rights. They still say, I didn't know! These corporations and the U.S. Chamber of Commerce have been working for the last 25 years on a concerted plan to prevent you from ever having a day in Court against them.

MrScorpio

(73,631 posts)
44. There's a great doc out on this
Tue Jun 5, 2012, 12:16 PM
Jun 2012

Can't remember the name, but it featured exposès on damage caps, "tort reform" and how the Chamber is behind all of this to usurp the right to address grievances against corporate harm.

And you're in the state which leads this effort, thanks to the consecutive governorships of both GWB and Good Hair.

You're so right, the people who voted for this never realized that the so-called frivolous lawsuits that were depicted in the crackdown could someday be their own real reasons to sue.

In many ways, we are our own worst enemy as a people. We throw away diamonds while reaching for baubles.

 

Scootaloo

(25,699 posts)
63. That's the one
Tue Jun 5, 2012, 03:41 PM
Jun 2012

Should be mandatory viewing. Even if you're hard-set on still buying the Republican tort reform rhetoric, at least it'll make you stop laughing about Stella Liebeck.

 

bupkus

(1,981 posts)
100. +1 -- O. M. G.
Tue Jun 5, 2012, 11:28 PM
Jun 2012

I would ask if someone should tell him but it obviously wouldn't make any difference.

 

Swede Atlanta

(3,596 posts)
88. Yes, I have an Aunt and Uncle living in the intermountain West.....
Tue Jun 5, 2012, 07:33 PM
Jun 2012

They are staunch conservatives who thought Cheney was God's gift to mankind. Probably the only progressive concept I got through to them was that my being gay was not a mistake, not a choice and I deserved equal treatment under the laws (provided of course this didn't cost them anything)....

Otherwise they think taxes should be reduced, strip away all the "fat" from social programs, etc.

Well, their business went bust in the early 1990s just before they retired. They had been living well with a very large ranch home, horses, several acres, etc.

When the business went bust they took what they had and purchased a nice but modest town home. When maintaining that became too much they bought a double-wide trailer.

It is a nice home and I have nothing against people living in trailer homes. But all the while they watch Fox News and rail against all the taxes and spending on social programs and all that Democratic socialism.

Let's see, they are surviving on their combined Social Security checks. He is eligible for VA medical benefits and takes advantage of those because for things like cataract surgery the coverage is better than Medicare. She is of course on Medicare.

Well, one of their sons had a complete breakdown at age 54. He tried to commit suicide, etc. His assets were quickly used up for all of his medical care after he lost his job. He is now on Medicaid and will be for how many years into the future?

Her husband is suffering from dementia. She is using a state program of adult daycare, 5 days a week, 52 weeks a year, to give her some relief from his care. She has inquired of me several times what she can keep if she eventually needs to put him on Medicaid and into a nursing home.

The ironic thing is that of their family of 4, 3 of them are surviving on socialism. But to this day they will not admit their entire survival is based on programs proposed and defended by Democrats.

 

SheilaT

(23,156 posts)
105. I get so angry at people like this,
Wed Jun 6, 2012, 12:17 AM
Jun 2012

the ones who use "socialist" programs and NEVER acknowledge that they are using them, that I just want to toss these people out into the same dark awful place they want to consign everyone else.

YOU DO NOT GET TO SAY OTHERS SHOULD NOT GET PUBLIC ASSISTANCE AND THEN ACCEPT IT YOURSELF.

Do I need to repeat that?

I didn't think so.

catbyte

(34,423 posts)
2. They only get it when they personally get hit
Tue Jun 5, 2012, 09:36 AM
Jun 2012

Their lack of empathy is tragic. This guy is obviously a stingy POS, but I felt bad for him when I read your post about his predicament. I guess that's what separates us from the baggers.

Diane
Anishinaabe in MI & mom to Leo, Taz & Nigel, members of Dogs Against Romney, Cat Division
"Dogs Aren’t Luggage Even Though They Are Lower Life Forms--HISS!”

mwb970

(11,364 posts)
110. This applies across the board.
Wed Jun 6, 2012, 07:48 AM
Jun 2012

republicans oppose gay rights, but not hyper-conservative dick cheney. And why not? BECAUSE HIS DAUGHTER IS GAY.

Remember all those right-wingers who underwent waterboarding to "prove it isn't torture"? Every single one emerged from the ordeal saying "I was wrong, it IS torture." Why the change? BECAUSE IT HAPPENED TO THEM PERSONALLY. (Notice that no right-wing minds were changed by these episodes.)

Today's defective conservatives are unable to feel the slightest empathy for their fellow Americans, but can only seemingly manage to care about themselves and immediate family members. Everyone else? "Screw them!"

What awful people.

Tanelorn

(359 posts)
3. Great story but
Tue Jun 5, 2012, 09:36 AM
Jun 2012

It is only happening one at a time. When will the ground swell occur and finally send the baggers to oblivion?

Jackpine Radical

(45,274 posts)
5. I guess they need to experience some kind of massive and undeniable betrayal
Tue Jun 5, 2012, 09:40 AM
Jun 2012

by their beloved psychopathic leaders.

But then that has already happened repeatedly, and they don't seem to catch on.

TahitiNut

(71,611 posts)
69. They keep falling for a "trick" we all learned in elementary school.
Tue Jun 5, 2012, 04:42 PM
Jun 2012

Remember when three kids would walk side-by-side and the one on the right would sneakilly slap the middle kid on the back of the head ... and THEN tell the kid on the left side "That wasn't very nice!!"

In the ages-old drama of Victim-Villain-Rescuer, it's the Villain who's often the FIRST to don the disguise of Rescuer ... and blame-shift to a scapegoat. The GOP has collected a horde of gullible victims, victims of their own antipathy, bigotry, greed, and sloth ... and harvest both their votes and their labors while demagoguing them about those "evil liberals."

You can fool some of the people all of the time ... they call themselves "Republicans."

chervilant

(8,267 posts)
113. Stockholm Syndrome...
Wed Jun 6, 2012, 09:33 AM
Jun 2012

They must identify with their abusers, because the inevitable cognitive dissonance commensurate with the *TRUTH* would cause their heads to explode.

 

snooper2

(30,151 posts)
26. Well, since most of them are older racist fucks who want to go back to 1940
Tue Jun 5, 2012, 10:56 AM
Jun 2012

I figure in about 15-20 years a lot of them will be gone by nature

goclark

(30,404 posts)
68. Maybe the Democrats can run an Ad
Tue Jun 5, 2012, 04:38 PM
Jun 2012

Their base has an IQ of 10 so it will have to be in ABC language
___________________________________________________________
What will happen to your Medicare/ Health Insurance if Rmoney is elected?

How old will you be on your next Birthday? _____

Are you over age ____

( Chart listing some short details )

Are you too TIRED to work much longer? Yes ___ No ___

If you checked YES start searching for a job
that won't be there because Rmoney's
FIRES, doesn't HIRE


___________________________________________________________





Do you have children that will have to try to pay your benefits if Rmoney Care is taking "care" of you ____



Answer: If you vote for Rmoney you are in deep do do!

denverbill

(11,489 posts)
4. If you happen to see him again, you might also mention this.
Tue Jun 5, 2012, 09:38 AM
Jun 2012

If your spouse loses their insurance either through job loss or other circumstances, it may qualify as a event which would allow him to buy insurance through his own company even though open enrollment is over. He should check with his employer to see if he can buy through them since his wife lost her insurance.

Not that I really am into helping teabaggers, but a lot of companies work it that way.

JustABozoOnThisBus

(23,362 posts)
20. But can he buy insurance retroactively?
Tue Jun 5, 2012, 10:32 AM
Jun 2012

He racked up medical bills while his wife's insurance was not active. Yes, he can probably get insurance through his employer, but will the insurance be effective when he signs up, or when he lost the previous insurance?

It sounds like his wife has a good lawsuit against her employer, if he's collecting money and not buying the insurance.

denverbill

(11,489 posts)
21. No it won't be retroactive and he'd better hurry in case the Supreme's overtturn Obamacare.
Tue Jun 5, 2012, 10:48 AM
Jun 2012

Otherwise, he may have to deal with a 'preexisting condition' issue.

He does have a good case for a lawsuit, though I have a feeling it will be tough to collect. Usually in situations like this it's lack of money that precipitates the employer doing this in the first place. I would imagine this might also be a criminal case.

lpbk2713

(42,766 posts)
8. Reality strikes like a two by four up side the head.
Tue Jun 5, 2012, 09:44 AM
Jun 2012



It probably wasn't that long ago he was saying "keep the government out of my health care"
just like the rest of his beguiled Kool-Aid drinking teabagger pals.


get the red out

(13,468 posts)
9. Can't imagine it happening to them
Tue Jun 5, 2012, 09:45 AM
Jun 2012

Until it does. I don't understand that thinking. When stuff like this happens in life, no one interviews your buddies to make sure you're not a blessed bagger before you get screwed.

JustAnotherGen

(31,856 posts)
10. I hope he finds a way
Tue Jun 5, 2012, 09:45 AM
Jun 2012

Health wise. That's a scary place to be. More important than Affordable PPA - I'm a bit concerned at the 'theft' by her employer. They've taken money from her(his wife) for their own gain. I hope he and she wakes up and realizes that employees should never have any loyalty to any employer beyond: I do my job and you pay me to include the benefits you offered as a part of my employment.

 

WingDinger

(3,690 posts)
11. While the Shaedenfreude is cool and all, he needs to sue the company.
Tue Jun 5, 2012, 10:01 AM
Jun 2012

Before they go bankrupt. If they have been paying in good faith, then they are entitled, I love that word, to coverage.

Sherman A1

(38,958 posts)
25. Agreed
Tue Jun 5, 2012, 10:53 AM
Jun 2012

The money was deducted from the paycheck and rightfully belongs to them, so I think some inquiries need to be made.

NotThisTime

(3,657 posts)
40. Well, to me it sounds they should contact the State AG's office over the theft of money, start from
Tue Jun 5, 2012, 11:51 AM
Jun 2012

there to try and rectify this.... Whatever happens, he has a 55K dollar problem...

millijac

(85 posts)
47. my parents went through this same thing in Florida in the early 90's
Tue Jun 5, 2012, 12:18 PM
Jun 2012

They even discovered it the same way - my mother went to get her medicine and found out that she was no longer covered. My father found out that his employer hadn't been paying the insurance co though they continued to deduct the premiums from his check. He had some political connections and eventually spoke with the State Attorney's office. They told him there was nothing they could do. He couldn't sue, he couldn't get his money back. Nothing. Within weeks the company closed their doors and he was out of a job as well. Although I believe Lawton Chiles was Gov at the time, Florida had already started the slow slide towards crazyland.

cosmicaug

(712 posts)
103. Florida
Wed Jun 6, 2012, 12:08 AM
Jun 2012
He had some political connections and eventually spoke with the State Attorney's office. They told him there was nothing they could do. He couldn't sue, he couldn't get his money back. Nothing.


It is Florida. Florida is pretty labor hostile. Maybe the OP's acquaintance might have better luck in Illinois (if he acts quickly).

SammyWinstonJack

(44,130 posts)
27. Because they worked for it. Like no one else has?
Tue Jun 5, 2012, 11:01 AM
Jun 2012

That's what I hear from them regarding Soc. Sec. and Medicare.

It's all a scam but THEY will collect both because THEY earned it.

 

southernyankeebelle

(11,304 posts)
13. How sad his story. I knew as soon as these idiots realize how they are being screwed they would
Tue Jun 5, 2012, 10:11 AM
Jun 2012

finally see the light and become liberals. Thats how it always works. Until you need that safety net then you realize it to late. I would say this man handled the situation the right way. He will eat crow now and call Jesse Jackson Jr. I bet Jackson will go out of his way to help him and see that dems aren't bad after all.

I would of asked him if the company his wife worked for were the bosses republicans. I bet they paid their premiums.

lunasun

(21,646 posts)
93. I doubt he will become liberal- just use the system there for those in need
Tue Jun 5, 2012, 09:13 PM
Jun 2012

He is in need so he has to use it

-doesnt mean he will like it or Jackson any more than now

The main problem is he doesn't think a safety net should be there for him( or others, actually until now)

Indykatie

(3,697 posts)
15. Seems Like Their First Call Should Have Been to the Wife's Employer
Tue Jun 5, 2012, 10:14 AM
Jun 2012

Yet he doesn't even mention what their response was on why the premiums were not being made to the insurance company. This is fraud pure and simple. I assume his wife is still working for the company.

 

wilt the stilt

(4,528 posts)
16. one of the more interesting aspects
Tue Jun 5, 2012, 10:16 AM
Jun 2012

is the "calling lawyer after lawyer". These are the people who scream for tort reform" or loser pays laws. He never realized the only people who would represent him are "trial attorneys". The republicans have been an all out war to take away the right of the "little people" to sue by these restrictive laws.
The amount of lawsuits by the trial attorneys' is a speck on the judicial system.
The lack of actual knowledge of these people is astounding.

wordpix

(18,652 posts)
19. I accidentally ran into the bag protesters at the Capitol in 2010
Tue Jun 5, 2012, 10:21 AM
Jun 2012

This was the same group that spit on the black congressman. I was just walking at the Capitol on a Sat. after work and there were the nasty baggers with their anti-Obamacare signs. I asked one guy, who looked like he was at least 70, why he was protesting since I thought he might be on Medicare. He said, "I paid for it all these years!" I said that some people in their 50's have been paying in a long time, too, and we would like to expand Medicare for a larger group and preferably for all, but that is nowhere near what we got with the Affordable Care Act.

But he and his buddies did not care to listen. They've been brainwashed.

LiberalCatholic

(91 posts)
22. He paid into Medicare
Tue Jun 5, 2012, 10:49 AM
Jun 2012

but will possibly take out far more than he ever put in. Does that mean that he is collecting welfare? He's getting more than he paid. My conservative 80 something year old neighbor brags about the bill he saw for his heart surgery ($100,000). Burns me up every time. I haven't said anything because I don't want to end up losing it. I'm sorry but the teabagger's argument does not hold any weight for me. He's definitely been brainwashed.

EC

(12,287 posts)
23. If his wife were in a union
Tue Jun 5, 2012, 10:51 AM
Jun 2012

this wouldn't have happened. The insurance would have been maintained by the union. Maybe point out to him next time that unions do protect employees from DISHONEST EMPLOYERS. I have to remind everyone that unions are the only lobbyists that labor (us) have, all other lobbyists are for the corp.

 

obxhead

(8,434 posts)
70. I was thinking the exact same thing.
Tue Jun 5, 2012, 04:45 PM
Jun 2012

A union, which I guarantee he rails against, would have prevented this to begin with.

Earth_First

(14,910 posts)
24. Ya know what, fuck him...
Tue Jun 5, 2012, 10:52 AM
Jun 2012

Epiphany or not; there are tens of millions of us when he said 'fuck them...'

I say let him writhe in pain.

Until then, fuck him!

bayareaboy

(793 posts)
33. Eggs-zact-ly ...
Tue Jun 5, 2012, 11:19 AM
Jun 2012

I live in the SF bay area, on a fixed income, so going even to a diner is a once in a while thing. I don't wanna hear from some reactionary any sort of BS.

But as short dinner show, it might be nice. I could hold up cards giving him a score for his dealing with things?
 

coalition_unwilling

(14,180 posts)
39. I know where you are coming from, that sense of righteous anger mixed
Tue Jun 5, 2012, 11:44 AM
Jun 2012

with a healthy shot of schadenfreude, but this guy and his wife are clearly working class and not 1%ers. We need to stay focused on who the real enemy in this class war is and, imho, it isn't mis-guided members of the working class.

I've faced this struggle myself with regard to the Los Angeles Police Department. There was a story recently on local news about how an off-duty LAPD cop was shot at while he was driving home from work. I felt zero pity or concern for him, even though cognitively I understand that he is a member of the working class, mainly b/c of how shabbily the LAPD and the City bureaucracy treated Occupy Los Angeles last November. So I still have some work to do in this department myself.

flobee1

(870 posts)
81. Gotta agree
Tue Jun 5, 2012, 06:14 PM
Jun 2012

Grab hold of them bootstraps, buddy!

Play him the video of the repug debate where Ron Paul said let them die.
sorry, no sympathy here.......

DFW

(54,428 posts)
28. You know what? I hope Jackson's office is able to help him out.
Tue Jun 5, 2012, 11:01 AM
Jun 2012

The right-wing extremists used to smugly state that a conservative is a liberal who has been mugged.

Now, I say a liberal is a conservative who needed medical attention.

Hmm, I guess that could be taken more ways than one

 

Hoyt

(54,770 posts)
30. As soon as he gets his situation settled, he'll be back to hating those less fortunate.
Tue Jun 5, 2012, 11:09 AM
Jun 2012

Used to work for a state Medicaid agency. The right wingers felt "entitled" when they had a medical disaster. But, that didn't keep them from disparaging all those "other people" who "didn't deserve" assistance. Really disgusting.

lunasun

(21,646 posts)
102. I think he will hate the less fortunate from the get go that he has to wait in line
Tue Jun 5, 2012, 11:36 PM
Jun 2012

with to apply and criticize everything Mr Jackson's office does for him because Jackson is black and has a large role in government
really disgusting is right

ProudToBeBlueInRhody

(16,399 posts)
31. Great story.....but I expect no change
Tue Jun 5, 2012, 11:10 AM
Jun 2012

Once he's back on the gravy train, everyone else can go fuck themselves. That's how baggers operate.

bigbrother05

(5,995 posts)
96. With the uncovered med expenses and his wife's job on shaky ground
Tue Jun 5, 2012, 10:43 PM
Jun 2012

Don't think it's likely for them to be on the "gravy train" any time soon. Extended unemployment benefits might not be available for too much longer either.

barbtries

(28,810 posts)
32. their unjustified hate
Tue Jun 5, 2012, 11:17 AM
Jun 2012

rules them. until it touches them. i hope he is capable of further evolvement.

Coyote_Bandit

(6,783 posts)
34. Great story but
Tue Jun 5, 2012, 11:32 AM
Jun 2012

most of the Obamacare legislation has not yet become effective. Even if it were, the only portion that would sem to help him would be the prohibition against denying coverage based on pre-existing conditions. There's no guarantee that the coverage made available to him would be affordable - even with financial subsidies.

The employer in question has already breached the contractual obligation to pay premiums and provide health insurance benefits to its employees. If they wil do that then they will most certaintly violate any statutory requirement that they make such payments. The employer is most likely having significant financial problems.

Even if he can find an attorney to epresent him and even if he gets a judgment against the company he may not be able to collect it. And he will have trouble finding an attorney to take the case. They generally chose to decline representation in cases where the ability to collect judgements (and fees and expenses) is speculative at best. Particularly when that case is a time consuming and highly detailed matters like contract and insurance disputes.

I'm not aware of any way to purchase retroactive health coverage.

The most important question may be when those $55,000 in unpaid medical expenses were incurred - and whether or not the health care providers involved contacted the insurance carrier to verify coverage for those procedures and documented the same. If they did that then the health insurance company may still be responsiblefor those costs because they represented coverage was in place. Or the failure to get pre-approval from the insurance company may be used in negotiations (perhaps even litigation) against the health care provider.

Having been in a similar position when an employer failed to make premium payments I think this bagger will find that he is shit out of luck.

M0rpheus

(885 posts)
74. The guy may have a case against the company for coverage, AND the company may be fined...
Tue Jun 5, 2012, 05:20 PM
Jun 2012

The affordable care act provides that plans and issuers must not rescind coverage unless there is fraud or an individual makes an intentional misrepresentation of material fact. A rescission is defined as it is commonly understood under the law – a cancellation or discontinuance of coverage that has a retroactive effect, except to the extent attributable to a failure to pay timely premiums towards coverage.

His spouse's Employer is obligated by law to provide COBRA information within a reasonable amount of time (I think 44 days) from the termination of coverage.
Termination of coverage due to non payment by the employer and no COBRA information sent to the employee will end up being rough on her employers wallet.

His best bet is to contact the Department of Labor. In my freshly former career in HR Administration, I hated getting DOL calls. They take that stuff VERY seriously, and most companies will do whatever they can to resolve a "legitimate" issue when they come calling.

The issue of whether he can obtain retroactive coverage will end up being the election of COBRA, effective from the Termination date, to fill in the gap, and then getting coverage though his own employer. This would be the "simplest" option.

If the company is that far off the rails (Preparing for CH.11), there might not be anything to sue for by the time it gets to court.

MattBaggins

(7,904 posts)
35. I had a similiar incident at the last place I worked
Tue Jun 5, 2012, 11:36 AM
Jun 2012

A fellow worker talked about how is retired Dad had his pension eliminated by the company he had worked for. Despite this the guy straightened his shoulders up and via years of indoctrination, proceeded to defend the company saying it was their money after all and that was just the way of it. At least your guy learned a lesson after being kicked in the teeth.

Populist_Prole

(5,364 posts)
79. There's a few like that where I work too
Tue Jun 5, 2012, 05:37 PM
Jun 2012

The dynamic of identity politics is so strong that these people would rather sink and drown as Republicans than swim with the Democratic party. To them, if a policy is a conservative talking point then it fulfills its own justification; even as it directly harms them.

A lot of it is also what they brandish about as "protestant work ethic". The more they're screwed over, the harder they work. They feel they're demonstrating superior morals and ethics.

Kooky kooky. Sigh.

Grins

(7,226 posts)
86. He defended the company that screwed over his father?
Tue Jun 5, 2012, 07:19 PM
Jun 2012

Srsly? He could do that?

I hope his dad and mom move in with him and he has to help support them for the next 20-years. And that means no saving for your own retirement, asswad, because any extra cash you had went to help take of the old man, making you doubly screwed.

'Cuz, 'ya know, "that's just the way of it."

GoCubsGo

(32,086 posts)
41. He asked where he could sign up?
Tue Jun 5, 2012, 12:05 PM
Jun 2012

I would love to know that, too. Because, it's my understanding that there is nothing to "sign up for". Poor Rep. Jackson is going to have his hands full trying to educate this one.

 

bupkus

(1,981 posts)
42. Great story but baggers don't have genuine epiphanies
Tue Jun 5, 2012, 12:11 PM
Jun 2012

They just run to the big government they claim they hate when they need help then after they get what they need they just go back to hating the big government that just helped them.

I know because I've seen it happen. I hate to say it, but I truly believe there is no help for these people. They are ruled by hatred to the point of refusing to accept reality even when it's shown to them clearly before their own eyes like your bagger at the restaurant.

I'll bet he gets help from Jesse Jackson Jr.'s office then goes right back to hating everything about Democrats and not being shy about saying so loudly either.

I hope I'm wrong. But based on past experience, I doubt it. Please let me know if I am.

 

bupkus

(1,981 posts)
99. Oh, yeah
Tue Jun 5, 2012, 11:24 PM
Jun 2012

I watched that show on Vanguard.

Momma always said, "Stupid is as stupid does."

Sickening.

uponit7771

(90,348 posts)
49. The wifes employer is steeling from her, that is illegal regardless of whether or not a lawyer will
Tue Jun 5, 2012, 12:36 PM
Jun 2012

...touch it

 

Ron Obvious

(6,261 posts)
53. I don't understand the lawyers...
Tue Jun 5, 2012, 01:29 PM
Jun 2012

I just don't understand why the lawyers won't touch this case. Someone else related a similar story upthread where the lawyers wouldn't touch the case either, but geez? A slam-dunk case, surely?

I guess I don't need to add that I'm not a lawyer, obviously.

 

SheilaT

(23,156 posts)
57. My guess (having been a paralegal)
Tue Jun 5, 2012, 02:30 PM
Jun 2012

is that the amount that could at best be recovered will not pay both the medical costs and the attorney.

 

Ron Obvious

(6,261 posts)
59. How about punitive damages?
Tue Jun 5, 2012, 02:36 PM
Jun 2012

I'd assume that the $55K in medical costs would form the basis for the lawsuits, and wouldn't punitive damages be applicable in this case as well?

 

SheilaT

(23,156 posts)
106. Again, I'm not an attorney, but I don't think
Wed Jun 6, 2012, 12:21 AM
Jun 2012

this is the kind of case that would involve punitive damages.

The 55k in medical costs is at least theoretically recoverable. Above and beyond that, not really.

SharonAnn

(13,778 posts)
66. If the laws are such that the lawyer will get paid little or nothing, then
Tue Jun 5, 2012, 04:12 PM
Jun 2012

they can't afford to take the case.

Here in TN, for example, they've passed a series of laws making it very, very difficult to file for medical malpractice. So, it basically means that attorneys cannot afford to take most legitimate cases because their expenses would be so high. You must file within 1 year of the malpractice (though you probably won't know about it for most of that time), you must have at least one expert witness that is a currently practicing doctor (in the specialty) in Tennessee or one of the states adjoining Tennessee, you have to file preliminary paperwork with all this documentation in order for the court to decide whether or not your case can proceed.

The cost of getting a doctor to this is exorbitant, but it's very hard to find one who's willing to do it for any amount of money because they'd get a bad reputation. It's usually retired doctors who will take on these cases because they're no longer practicing. But here, that's not an option.

Can't blame the attorneys. They've got to make a living, too.

"Justice is expensive."

freshwest

(53,661 posts)
56. Let's see if he changes his tune. You'd think he'd be afraid of the Obamacare 'Death Panels...'
Tue Jun 5, 2012, 01:47 PM
Jun 2012

Guessing he's been listening to Rush, who has been using that line since Hillary tried to get national health care. If JJJr. can't satisfy him, he'll squawk some more. I'll bet that was one hot phone call at high volume if he dared to 'call the gummint; for help.

alfredo

(60,075 posts)
58. A former boss and a big Rep did that to us.
Tue Jun 5, 2012, 02:30 PM
Jun 2012

What we did was one sued, my wife and I incorporated, went to his clients told them what happened, placed a competitive bid and took his business away. He also wrote bad paychecks and dared us to sue?

He didn't have me sign a no compete agreement, so it was his mistake. His other mistake was to fuck with me.

alfredo

(60,075 posts)
115. In Kentucky
Wed Jun 6, 2012, 01:01 PM
Jun 2012

I forgot to add : after I took his business, he treated me better, like an equal. Go figure. Maybe he realized I beat him at his own game and gained some respect.

Samantha

(9,314 posts)
67. Perhaps the new Consumer Protection Bureau can help him
Tue Jun 5, 2012, 04:29 PM
Jun 2012

If it is true he and his wife have been paying for the health insurance and the employer has not been forwarding those premiums, the CPC might be able to hold that employer responsible for those bills. And if the back premiums were paid, perhaps retroactively the coverage might be restored. It has been four months though, and I am not sure how many people work for his employer. If it is a good number, the health provider might restore the coverage just to get the business back. If it is not a good number, they just might consider it too much of a risk, and not restore the coverage. But in the latter event, I think the employer can be held responsible for those bills. Worth looking into.

Sam

marions ghost

(19,841 posts)
71. a tough Consumer Protection Bureau
Tue Jun 5, 2012, 04:46 PM
Jun 2012

is the only hope for the American consumer. Everyone thinks--oh I can just sue if something like this happens.

In so many cases, nope. people have NO idea how unprotected they really are.

 

jberryhill

(62,444 posts)
75. There is no "Obamacare" to "sign up" for
Tue Jun 5, 2012, 05:22 PM
Jun 2012

The suggestion that there is some sort of "Obamacare" insurance he can get is an empty one.
 

1StrongBlackMan

(31,849 posts)
77. Now to drive home the point ...
Tue Jun 5, 2012, 05:34 PM
Jun 2012

for teaparty guy.

Call JJ Jr.'s office and tell them to expect his call ... give them his name and telephone number if you have it. Tell them that this guy has no love for Democrats; but is in a tough row. This is the only way to convert these types ... help them when yhey know they don't deserve any help; help them when they have given you every reason to not help them.

Then sit back and imagine the look on teaparty guy's face when his call is met with, "Yes ... Mr. teaparty guy. Liberal Guy called and briefly explained your situation. I was hoping you would call. Our office attempts to provide every constituient with whatever assistance that we can."

RagAss

(13,832 posts)
78. Good ..... Fuck him. I hope he loses it all.
Tue Jun 5, 2012, 05:35 PM
Jun 2012

Sick of these fucking haters calling the president a marxist...etc.
Wiggle and shit yourselves !!!

bvar22

(39,909 posts)
83. What is this "ObamaCare" of which you speak,
Tue Jun 5, 2012, 06:31 PM
Jun 2012

....and where can I buy it?

The rules have been changed regarding "Pre-Existing Conditions".
Insurance Corporations can no longer deny coverage based on "Pre-Existing Conditions".
However, they CAN deny coverage to those not RICH enough to afford the rather hefty monthly Premiums.

rosesaylavee

(12,126 posts)
85. I love this story.
Tue Jun 5, 2012, 07:15 PM
Jun 2012

He'll be a very convincing proponent of 'Obama-care' given his journey. Sorry he had to walk it but maybe he can convince some of his friends and family of how wrong he has been.

TxVietVet

(1,905 posts)
90. Well, most conservanazis like him will make excuses to blame Obama for his loss of coverage.
Tue Jun 5, 2012, 08:21 PM
Jun 2012

There are millions of true-blue conservanazis here in Texas. They would not give credit to Obama even if to save thier lives.
So, I hope the guy does have an epiphany. But knowing most of them, this issue will re-enforce his hatred.

Ilsa

(61,696 posts)
98. But I bet he votes for RMoney in November,
Tue Jun 5, 2012, 10:55 PM
Jun 2012

because the "job creators" have to have their tax breaks while they steal from their employees.

Rhiannon12866

(205,825 posts)
109. I don't suppose you could have a chat with my brother?
Wed Jun 6, 2012, 06:02 AM
Jun 2012

My mother always paid for his health insurance, but since she's gone he apparently had to sign up on his own. He has to have an expensive procedure, so this insurance covers "pre-existing conditions." I pointed out that we need universal health care, so of course he argued with me. He said that our taxes cover the poor, but the middle and upper classes can afford insurance and if they were covered, it would just mean our taxes would go up, so he'd rather pay for his own insurance. I haven't had health insurance since 2007. He said I should sign up for Medicare or Medicaid (he doesn't know the difference), but I told him I don't qualify for either. He's voting for Romney. *sigh*

tsuki

(11,994 posts)
111. Don, you are so laid back. I admire you. My response
Wed Jun 6, 2012, 09:15 AM
Jun 2012

would have been different, but yours was classy classic.

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