by Obamacare. Some of the minimum coverage provisions affect employer plans like no copay for annual checkups and keeping children on until age 26. Most vaccinations and screenings have no copay. and so on. There are also provisions that large employers should cover fulltime employees.
These are mostly good things. The fact that as more people have insurance, and more conditions are covered, more people use their plan to get treatment. So that raises the costs which are then passed on to higher premiums. Republicans always talk about premiums increasing, but never talk about why. They leave it up to people to assume that socialism is causing soviet style bread lines or some such BS.
Premiums increase because people with expensive chronic illnesses are getting life-saving treatments, surgeries, transplants, pacemakers, prescription medications, etc. Sometimes it is for the first time in their lives. Health care has increased dramatically in our country. And that is a good thing.
A coworker got a heart transplant earlier this year. His story is absolutely incredible. Yeah, our premiums are high. but when something huge and expensive is needed, I'm glad that it's covered.
= new reply since forum marked as read
