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In reply to the discussion: Paying for high deductables, low benefits, and huge copays is not "insurance". [View all]nessa
(317 posts)37. And they probably don't have and extra $800- $1000 a month laying around either.
At least with the $10,000 deductible policy you only have to come with the $10,000 if you get catastrophically ill. With the $1200 a month policy you have to come up with it in the first year whether you get sick or not.
With a $10,000 deductible if you have an extra $800 - $1000 a month you can put in an HSA and its yours until you get sick.
With a $1000-$1200 a month policy that money is all gone to the insurance company, no matter what.
These policies are/were not junk and made good sense for most people.
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Paying for high deductables, low benefits, and huge copays is not "insurance". [View all]
Stinky The Clown
Nov 2013
OP
You are not too familiar with the games the hospital accounting people play.
truedelphi
Nov 2013
#22
It sounded like you were disappointed, but that was clearly my interpretation.
WowSeriously
Nov 2013
#18
Come January we'll shift to the "You can keep your doctor" part of the equation.
cherokeeprogressive
Nov 2013
#36
Krugman says the ACA is even more wildly successful than its most ardent advocates expected
Fumesucker
Nov 2013
#27