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Honeycombe8

(37,648 posts)
81. That's crossed my mind. That dealing w/ins. could make a person sick. Really.
Thu Sep 14, 2017, 06:08 PM
Sep 2017

It's so stressful (to me, anyway) that words can't express. I went into a deep depression several years ago over it. Until I just decided not to go to doctors. Which is what the ins. cos. want...they do this so that no claims are turned in. BC has not had to pay out one penny for me. Just rake in thousands of dollars of pure profit.

I went to urgent care last yr for a dog bite, but that was United Healthcare. I had to pay $75 on that.

My ins. only pays for Urgent Care when dr's office is closed, and it is a true emergency. They're more expensive than a dr., I guess.

go to healthcare.gov OKNancy Sep 2017 #1
No, there's not. It's a link to the ins. cos. "provider list," which is what I always use. Honeycombe8 Sep 2017 #4
This is not normal for HMO from a carrier like Anthem. Eliot Rosewater Sep 2017 #2
It was this way where I came from (Dallas). Honeycombe8 Sep 2017 #5
The insurance scene is sucky. sprinkleeninow Sep 2017 #38
I totally agree. Medicare for all. Honeycombe8 Sep 2017 #11
AGreed, but you have to take back two of the 3 first, WH and Senate or WH and house etc Eliot Rosewater Sep 2017 #12
If you tell us where you are... Sissyk Sep 2017 #3
I am in Lake Charles, La. Honeycombe8 Sep 2017 #7
Try this link. Sissyk Sep 2017 #14
I've BEEN using the BCBS provider list for my area. Honeycombe8 Sep 2017 #30
Well my daughter had Obamacare and every doctor here in Ohio took it... Demsrule86 Sep 2017 #6
I wonder why that is? Is it possible that the drs. in Dallas refused to take it... Honeycombe8 Sep 2017 #8
It could be political. Demsrule86 Sep 2017 #17
Wow, that's a lot of info. And a lot of carriers. But only BC is a big one, right? Honeycombe8 Sep 2017 #18
The public option did not pass even when we HAD a supermajority karynnj Sep 2017 #20
I have endured what you are experiencing for almost 4 years. BigmanPigman Sep 2017 #9
So you know what this is like? Honeycombe8 Sep 2017 #10
It really sucks when their phone lines are busy and you are on hold for literally hours. BigmanPigman Sep 2017 #15
+1. nt Honeycombe8 Sep 2017 #19
Also you don't ask for a "Obamacare Doctor" you use the name of the plan... Demsrule86 Sep 2017 #13
What's online isn't correct. Honeycombe8 Sep 2017 #21
There are doctors listed that take plans on the website. Demsrule86 Sep 2017 #23
No. Honeycombe8 Sep 2017 #25
They list the doctors because we wanted our primary physician to continue to be a certain doctor and Demsrule86 Sep 2017 #42
If your provider's list is wrong, they are engaged in false advertising jberryhill Sep 2017 #52
If you live in LA now, you could try calling the State Consumer Protection agency. Health insurers pnwmom Sep 2017 #74
Kinda know what you're saying. sprinkleeninow Sep 2017 #39
My daughter has her firs job in a middle sized company here in Ohio...they don't even offer Demsrule86 Sep 2017 #43
Employers change (downgrade) plans sometimes annually. sprinkleeninow Sep 2017 #67
Our insurance company changed vision care plan providers - not as bad, but still haele Sep 2017 #16
Oh, my. Cataracts. You need to have that taken care of, for sure. And diabetes... Honeycombe8 Sep 2017 #22
Not long before my husband retired his employer switched from VSP to Davis csziggy Sep 2017 #48
Try zennioptical.com CountAllVotes Sep 2017 #61
I worry about buying frames online csziggy Sep 2017 #62
Your frames should list the size on one of the arms tammywammy Sep 2017 #63
Thanks - I'll check that out csziggy Sep 2017 #65
I've never purchased from Zenni tammywammy Sep 2017 #66
I have to get frames with the nose pads csziggy Sep 2017 #70
+1 CountAllVotes Sep 2017 #85
We have VSP vision and so far thru the last number of years, an ophthalmologist sprinkleeninow Sep 2017 #69
I have Obamacare with Blue Cross and never had a problem, it's great! KelleyKramer Sep 2017 #24
Where do you live? You know your premiums went up, not down. Honeycombe8 Sep 2017 #28
Her payment went down, strange you want to make that sound bad. bettyellen Sep 2017 #32
ACA payments went up. Pretty sure she meant what she has to pay went down... Honeycombe8 Sep 2017 #41
There were at least four companies with a few types and levels of plans each offered in LA bettyellen Sep 2017 #57
So get off the ACA if you're that concerned about payments to medical professionals. WinkyDink Sep 2017 #37
No, that is not how it works KelleyKramer Sep 2017 #40
No, you know what. I had an issue finding an allergist several sprinkleeninow Sep 2017 #72
Here is the thing...I get that you don't like Obamacare but consider it is the only game in town Demsrule86 Sep 2017 #44
By asking if they take "obamacare" they may think you are asking about Medicaid lunasun Sep 2017 #26
No, they don't. And that's not what I ask, anyway. They know very well what it is. Honeycombe8 Sep 2017 #27
There are lists of doctors who accept particular plan on the website. Demsrule86 Sep 2017 #45
For what it is worth, it has long been a problem finding a doctor who will take your insurance. PoindexterOglethorpe Sep 2017 #29
It's the insurance company that is the problem The empressof all Sep 2017 #31
Two states. Two counties/parishes. One large, one small. Honeycombe8 Sep 2017 #34
Contact the Dems and the GOP and tell them to fix the ACA instead of playing footsie with Demsrule86 Sep 2017 #46
Hear tell that's what's in the wind now. sprinkleeninow Sep 2017 #75
Doesn't the insurance company have a list? davsand Sep 2017 #33
I wrote about this above. Yes, I use the list every year. The ins. co. uses the same list. Honeycombe8 Sep 2017 #35
Are you logging in as a member to BCBS so you can get the providers that specifically ecstatic Sep 2017 #36
Yes. It's my online account that has everything re MY policy..and I pay there. Honeycombe8 Sep 2017 #50
You don't need to make calls first. Weekend Warrior Sep 2017 #47
I have to call. The list is wrong. It's always wrong. "They" just look at the same list I have. Honeycombe8 Sep 2017 #49
What does the provider say about the list being wrong? jberryhill Sep 2017 #54
Yes, BCBS has been sued over it. Providers know about the problem, or are surprised... Honeycombe8 Sep 2017 #55
Don't give them the benefit of the doubt jberryhill Sep 2017 #56
We currently have two different BC/BS policies Ms. Toad Sep 2017 #73
Ai Chihuahua! I know what you're saying. sprinkleeninow Sep 2017 #77
Much different experience than I had. Weekend Warrior Sep 2017 #64
I wish I lived where you live. They're nice, but they're unfamiliar with things. Honeycombe8 Sep 2017 #84
I got the answer from dr. #1...no. BUT... Honeycombe8 Sep 2017 #51
Aw man. Hafta jump in again. sprinkleeninow Sep 2017 #79
That's crossed my mind. That dealing w/ins. could make a person sick. Really. Honeycombe8 Sep 2017 #81
I've had the same problem and worse trying to use the "VA Choice" program Lee-Lee Sep 2017 #53
Yes, I've heard horror stories about Vets' med. care. Honeycombe8 Sep 2017 #58
Six months ago MichMary Sep 2017 #59
I went through this, confirm your card information. sfwriter Sep 2017 #60
Don't they have a website where you can plug in what network you're in and they give you the beaglelover Sep 2017 #68
You have a double whammy... ACA plan + HMO taught_me_patience Sep 2017 #71
Yes, exactly. I'm sympathetic to their point of view, actually. Honeycombe8 Sep 2017 #82
The miracle of free market capitalism. guillaumeb Sep 2017 #76
Last week (I think) somebody posted about "concierge" doctors cyclonefence Sep 2017 #78
Sounds like you'll be going deep Stinky The Clown Sep 2017 #80
LOL. Love that expression. I'm going to steal that! nt Honeycombe8 Sep 2017 #83
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