Patients’ Costs Skyrocket; Specialists’ Incomes Soar

[Bozvotros]

3. It's caveat emptor all day long in the healthcare field

You have to know exactly who and where your insurance covers, what it does and doesn't cover, what is first dollar coverage, what is deductible, what percentage of which procedure is covered, what is on your formulary and what isn't. Your doctor might be covered but not your anesthesiologist. The procedure might be almost free in his office but if you are scheduled in an outpatient surgery facility it could be a couple of hundred or more. You also have to know how to review your bill for mistakes and double entries and how to appeal a wrongly issued denial of payment. It is a fucking disgrace is what it is.