Reply #3: I see it in terms of * having never having had the risk of losing

[no_hypocrisy]

anything. I've gone to school with plenty of rich, prep school graduates, but these people still become active in charities, donate to their alma maters, become leaders in their communities.

* reminds me of the ne'er-do-well brat who grew up, got a job as VP somewhere because his dad insisted on it, but in reality, the kid squandered his opportunity and just became a known joke at their restricted country club.