Don't die, your credit card company, if it is Chase, will not lower

[yy4me]

the interest on your account balance.

I recently called Chase to tell them that my husband had died and that I have been paying off and will continue to pay his balance. It occurred to me that I had not done so and that there should be no activity on the account. I just got a letter asking me to sign that I will be paying it off. My name is not on the account. I will pay it anyway but today I called to ask if they would lower the interest rate for me. There will be no more charges, just a check each month until it is a zero balance.

Their answer? "Sorry, we can't do that since your name was not on the account." I will transfer this balance to my credit card as soon as I can and Chase can go to blazes.

It seems that only the card-holder can ask for a lower rate, not his estate. Doesn't matter what your circumstances are.

I can't even stand talking to these guys. The Customer Service woman had a very righteous tone in you voice.