Reply #46: I've seen the graphs that explain

[Taitertots]

How within a few years the increased average more than pays for the loans and lost wages. The people who are far from the average are anomalies. The standard deviation is small enough that those people are in such tiny numbers that it is irrelevant.

"there's not much that you can get at college that you can't get for $1.75 in late charges at the public librahry"
A fictional character who would in real life represent a less than an irrelevant fraction of people who have the intellectual fortitude to make that statement true. No one is getting a university level education from a public library. There are plenty of people diluted enough to think they can, but absolutely none doing it.

Oh, using a fictional character to make your point, that is pretty low.