How about a Health Insurance Boycott ?

[Willo]

The money we pay to the insurance plans every month is being used against us. We are actually "paying" our elected officials to go against what we elected them to do. Also, some may feel the amount of money they are given may be worth the risk of serving only one term.

We have to take our money away from them.

Fear of a possible medical emergency is keeping us from acting, while allowing these companies to continue their blatant abuses against us. Raising premiums, limiting and cancelling coverages. Are we really that afraid of not having health insurance?

What about the stories we hear from those who have paid their premiums every month only to have their coverages cancelled when the medical emergencies did occur? Or those who have lost their insurance when they lost their jobs? Do we really believe those things happened to them but don't think could happen to us?

If we were willing to cancel our coverages, especially the young and healthy, we would have so much leverage.
What percent of healthy cancellations would it take to hurt their profits?

I don't know...I just think we've got to do something serious.

What do you think?

[proud2BlibKansan]

1. And those of us with employer provided plans?

How do we cancel those?

[Willo]

5. My employer sent a memo around in May that the premiums were increasing

so our percentage increased as well. I sent a memo to cancel my coverage effective the next month and it was done.

[proud2BlibKansan]

9. Can't do that with all plans

I don't pay my premiums. My employer pays 100%. Also many insurance companies don't allow employees to opt out of a group.

[PBS Poll-435]

2. This is exactly why the health insurance reform debate is so infuriating

Sure you are healthy today, 9-29-09, but what about tomorrow?

Who among us really can absorb that kind of risk?

[Willo]

4. Good point. But aren't we already at risk of them canceling our coverage? nt

[subterranean]

3. Count me in!

Although it won't make any difference since they've never received a dime from me.

[donco6]

6. Pre-existing condition here.

Sorry, no can do.

[Willo]

7. I'm sorry that you have a pre-existing condition but in this war,

you are EXACTLY the type of person who should keep their coverage.

[lynne]

8. Healthy premium dollars won't have any impact -

- as the young and healthy pay the least premium per policy. The young and healthy are also fewer in number both in the general population and in the percentage of persons that carry private insurance as the young tend not to buy individual policies.

Those who pay the big premium dollars that would make an impact are older and/or with existing or pre-existing conditions. I don't see them giving up their coverage.