Can someone answer a life insurance question?

[Rabbit of Caerbannog]

If someone (not me) applies for life insurance with Company "A", and Company "A" does whatever medical exam it is that they do, and determines there is some health issue that makes the applicant a high risk and uninsurable, does their name go into some database that is accessible to to all companies?

[RB TexLa]

1. Any application where you are trying to get a specific rate class will ask if you have been declined

or rated by a life insurer in an amount of time.

The information is supposed to go in the MIB but I'm not sure that all life insurers get it sent in like they are supposed.

[Rabbit of Caerbannog]

2. What's a MIB?

[RB TexLa]

4. It's the medical information bureau. It's like a credit bureau of medical information.

http://www.mib.com/

[napi21]

3. I also believe if you know there's a problem and you lie on the

application, and they find out that you lied, the ins. will bo voided.

[RB TexLa]

5. That is what the MIB is for, to prevent fraud