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greenbriar (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 06:43 PM Original message |
Credit scores what do they mean? what is good, what is bad? |
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Mike 03 (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 07:12 PM Response to Original message |
1. I know somebody can answer this question. My vague recollection is that |
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texastoast (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 07:16 PM Response to Original message |
2. it's a rating system |
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Mike 03 (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 07:27 PM Response to Reply #2 |
3. Just to add one thing, what you earn is the least important factor in this list, but it is a good |
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The Straight Story (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 07:28 PM Response to Reply #3 |
4. Wonder what the credit rating is for some of those banks we helped out |
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Mike 03 (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 07:45 PM Response to Reply #4 |
7. LOL, and that is sad laughter, but I just want you to know I agree. |
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texastoast (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 07:37 PM Response to Reply #3 |
6. Yes |
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Pithy (165 posts) Send PM | Profile | Ignore | Fri May-08-09 08:26 PM Response to Reply #6 |
13. Not always true |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 08:35 PM Response to Reply #6 |
15. Usually the opposite happens. |
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Dreamer Tatum (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 08:21 PM Response to Reply #2 |
12. They don't consider income nt |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 08:29 PM Response to Reply #2 |
14. income is not part of your FICO score. n/t |
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rucky (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 07:35 PM Response to Original message |
5. It's a measure of how profitable you are to the creditors (FICO's clients) |
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ohheckyeah (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 07:48 PM Response to Original message |
8. from my last credit report |
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Dreamer Tatum (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 07:54 PM Response to Original message |
9. Here's the straight poop |
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rwheeler31 (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 08:05 PM Response to Reply #9 |
10. So what your telling me it does not matter how much you make |
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Dreamer Tatum (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 08:09 PM Response to Reply #10 |
11. That is correct nt |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 08:40 PM Response to Reply #10 |
16. Exactly. |
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graywarrior (1000+ posts) Send PM | Profile | Ignore | Sun May-10-09 04:54 PM Response to Reply #9 |
22. OK, how about one credit card with payments made on time and a bankruptcy |
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SoCalDem (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 09:40 PM Response to Original message |
17. Credit scores CAN be totally meaningless |
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greenbriar (1000+ posts) Send PM | Profile | Ignore | Fri May-08-09 10:41 PM Response to Original message |
18. so a 721 is okay? Hubby bought an old Chevy blazer today and was worried about getting the money |
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Dreamer Tatum (1000+ posts) Send PM | Profile | Ignore | Sat May-09-09 01:15 AM Response to Reply #18 |
19. A BK 18 years ago would not register on your FICO nt |
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Statistical (1000+ posts) Send PM | Profile | Ignore | Sun May-10-09 10:35 AM Response to Reply #18 |
20. 721 is great. |
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greenbriar (1000+ posts) Send PM | Profile | Ignore | Sun May-10-09 04:49 PM Response to Reply #20 |
21. thanks |
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