I am writing in response to an AP report which hit the internet today, October 31, 2009. It states that “Republicans have the answers to lower health costs and expanded coverage.” If this is so, then why didn’t the Republicans enact such legislation when they controlled Congress? The problem is far from new.
As a Medicare enrollee (as is my husband) and the mother of a recent college graduate whose private insurance premiums we continue to pay due to his inability to find a job with benefits in this economy, I believe that I am in a somewhat unique position to evaluate what would help us.
My husband and I still pay over $700 a month in health insurance premiums, even with Medicare coverage. This does not include our son's premium (which we have been notified will go up by over 17% next year). Private insurers aren't going to go broke if Medicare is extended to everyone because people will still buy Medicare supplemental policies and prescription drug coverage, if allowed, as we have done and are doing. This flies in the face of the assertion that people expect free health care. Medicare does not equal free.
We are not wealthy people. We drive a ten-year-old car. If we paid less in insurance premiums, we would have more discretionary income to buy things we would like to buy, go to movies, dine out, etc. Multiply our circumstances by the millions of people who are in a similar situation, and it is not hard to see that the cost of health insurance is dragging down the entire economy.
I believe that Medicare For All is the best way out of this morass. Most people understand it (or if they don't, they have a friend or relative who can explain it to them), and the bureaucracy is already in place to cope with it, saving millions (maybe billions) in startup costs for a completely new program. This would not be a "government takeover" of health care any more than Medicare has been. Most people who are on it will tell you they like Medicare.
Please don't be afraid to help resolve this problem. People out here are hurting. I know two families here in our town who have lost their homes due to medical expenses, and both had employer-sponsored health insurance. Medicare For All would not be a panacea, but it would be a huge help to families, especially those who are uninsured or under-insured right now. Please be a part of the solution to this problem instead of obstructing a significant health care reform plan.
Although you are not my Congressman, I have already contacted both of my Senators and my Congressman. I believe that it may be helpful to voice my opinion to more Congressmen who voice dissenting opinions about a “public option.” Other countries provide health care for their people. There are some things government needs to do. At this point in time, national health insurance is one of those things.
Please come together with the Democrats in order to help those of us out here who need health insurance reform the most.
Thanks for your time and attention.