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Amerigo Vespucci (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 09:56 AM Original message |
Now That Banks Can't Use Overdraft Charges As License To Steal, They Plan To Screw Debit Card Users |
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ZombieHorde (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 10:03 AM Response to Original message |
1. They know online transactions make going back to cash only is very inconvenient. |
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Sarah Ibarruri (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 10:06 AM Response to Original message |
2. What? Banks can't charge for overdrafts? What? |
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Ruby the Liberal (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 10:36 AM Response to Reply #2 |
4. They can, but you have to opt into it now. |
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Sarah Ibarruri (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 11:28 AM Response to Reply #4 |
12. Aaaaaaaaah! Interesting! Can they sign you up for it without you knowing? nt |
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Chan790 (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 12:20 PM Response to Reply #12 |
14. No. They cannot. |
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Agony (865 posts) Send PM | Profile | Ignore | Sun Jun-26-11 12:35 PM Response to Reply #14 |
20. Thank you for your time! nt |
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customerserviceguy (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 01:43 PM Response to Reply #14 |
28. Wow, great comprehensive explanation |
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Sarah Ibarruri (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 04:31 PM Response to Reply #14 |
38. You are AMAZING. Thanks so much for the explanation. |
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Chan790 (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 05:25 PM Response to Reply #38 |
39. I should do that or bookmark it to link back to. Also, a correction. |
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Ruby the Liberal (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 09:01 PM Response to Reply #39 |
41. As a fellow industry member, I highly encourage you to make this info an OP as a PSA. |
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Sarah Ibarruri (1000+ posts) Send PM | Profile | Ignore | Mon Jun-27-11 06:59 AM Response to Reply #41 |
48. Same here. Or, start a blog. nt |
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Sarah Ibarruri (1000+ posts) Send PM | Profile | Ignore | Mon Jun-27-11 06:58 AM Response to Reply #39 |
47. This belongs in a book titled, 'How to protect yourself from banks' |
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Ruby the Liberal (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 09:02 PM Response to Reply #38 |
42. Agreed and requested the same below as a second motion. |
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ellenrr (619 posts) Send PM | Profile | Ignore | Sun Jun-26-11 10:27 AM Response to Original message |
3. No reason to let the mega banks use your money |
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blueamy66 (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 10:57 AM Response to Reply #3 |
10. OR......don't spend money that you don't have. |
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Towlie (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 10:37 AM Response to Original message |
5. Very similar to government firing toll booth workers and charging drivers extra for "toll by plate." |
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KittyWampus (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 10:39 AM Response to Original message |
6. How fucking stupid- "And yet, the administration doesn't understand why we want Elizabeth Warren" |
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Erose999 (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 10:52 AM Response to Reply #6 |
9. How exactly is that erroneous? We ask for Warren, who do we get? Alan Simpson's Catfood comission |
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KittyWampus (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 12:03 PM Response to Reply #9 |
13. WTF? Do you even know who Warren is and where she works? |
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LooseWilly (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 02:03 PM Response to Reply #6 |
36. For a consideration of the Warren criticism- I point you to post #35 |
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KittyWampus (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 10:40 AM Response to Original message |
7. Debit cards are incredibly not secure. Too bad f/ the stupid, gratuitous & erroneous slam at Obama |
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scarletwoman (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 10:43 AM Response to Original message |
8. I don't get why people use the Big Banks. Did someone hold a gun to their head? |
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Erose999 (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 10:59 AM Response to Reply #8 |
11. People are lazy and want the "convinience" of having a branch of their bank everywhere they go. |
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LeftyMom (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 12:35 PM Response to Reply #11 |
19. Many credit unions are part of a network of linked ATMs. |
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krispos42 (1000+ posts) Send PM | Profile | Ignore | Mon Jun-27-11 07:22 AM Response to Reply #11 |
53. I had a good reason |
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grasswire (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 12:22 PM Response to Reply #8 |
15. I have a chase business account, and there's a reason |
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scarletwoman (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 12:28 PM Response to Reply #15 |
17. I'm not talking about people with "clients", I'm talking about people's personal banking. nt |
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Romulox (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 12:48 PM Response to Reply #8 |
24. My local credit union has lousy hours, few locations, and higher fees. |
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customerserviceguy (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 01:50 PM Response to Reply #8 |
32. I agree, but |
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justiceischeap (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 05:29 PM Response to Reply #8 |
40. A lot of the smaller banks won't give you an account if you have bad credit |
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Sarah Ibarruri (1000+ posts) Send PM | Profile | Ignore | Mon Jun-27-11 07:01 AM Response to Reply #8 |
49. You're right. Big banks are thieves, and I need to move my $ to a credit union already nt |
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sendero (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 12:23 PM Response to Original message |
16. One fine day.. |
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SoCalDem (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 12:28 PM Response to Reply #16 |
18. I think once upon a time some actually tried to do this and were shot down |
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sendero (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 01:15 PM Response to Reply #18 |
27. People are more sophisticated.. |
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customerserviceguy (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 01:53 PM Response to Reply #16 |
33. Then they also have to factor in the costs of handling cash |
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MadHound (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 12:38 PM Response to Original message |
21. Cash and/or checks solve this problem. n/t |
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Romulox (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 12:47 PM Response to Reply #21 |
23. Nope. Those "swipe fees" were built into the price, regardless of whether you pay cash or credit |
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customerserviceguy (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 01:55 PM Response to Reply #21 |
34. Do merchants accept checks as readily any more? |
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Chan790 (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 02:59 PM Response to Reply #34 |
37. With some exceptions where checks are common... |
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Romulox (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 12:46 PM Response to Original message |
22. PS: Those merchants who got the swipe fees reduced? They WILL NOT be reducing prices. |
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MadMaddie (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 12:49 PM Response to Original message |
25. WTF? |
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LooseWilly (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 02:00 PM Response to Reply #25 |
35. The Warren comment is probably a reference to hesitancy to make a recent appointment... |
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chill_wind (1000+ posts) Send PM | Profile | Ignore | Mon Jun-27-11 03:00 AM Response to Reply #35 |
45. Exactly, LW. Listen to his rhetoric but then watch what he does. |
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Ruby the Liberal (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 09:03 PM Response to Reply #25 |
43. Yet where is the recess appointment we have been screaming about for 2 years? |
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chill_wind (1000+ posts) Send PM | Profile | Ignore | Mon Jun-27-11 03:11 AM Response to Reply #43 |
46. DawnJohnsen and Liz Warren are strong ethical reform-minded women. |
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sufrommich (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 12:50 PM Response to Original message |
26. Join your local Credit Union. Problem solved. nt |
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Cleita (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 01:47 PM Response to Reply #26 |
30. I have my accounts in a credit union and I couldn't |
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Sarah Ibarruri (1000+ posts) Send PM | Profile | Ignore | Mon Jun-27-11 07:02 AM Response to Reply #30 |
50. That does it. I'm switching. nt |
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Cleita (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 01:46 PM Response to Original message |
29. My mattress is looking better and better all the time. |
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Liberal_in_LA (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 01:48 PM Response to Original message |
31. oh gawd. Time to go back to using cash |
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Hippo_Tron (1000+ posts) Send PM | Profile | Ignore | Sun Jun-26-11 09:35 PM Response to Original message |
44. I wish they wouldn't repeat the meme that it's BECAUSE they can't use overdraft charges |
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annabanana (1000+ posts) Send PM | Profile | Ignore | Mon Jun-27-11 07:03 AM Response to Original message |
51. hahahahaha.. Just wait until everyone in America starts paying by check! |
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Sarah Ibarruri (1000+ posts) Send PM | Profile | Ignore | Mon Jun-27-11 07:03 AM Response to Original message |
52. I wonder... do credit unions their own debit cards? nt |
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