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Wed Dec 26, 2018, 05:05 PM

Who the hell came up with this chart?

71 replies, 5696 views

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Reply Who the hell came up with this chart? (Original post)
MrScorpio Dec 2018 OP
FakeNoose Dec 2018 #1
backtoblue Dec 2018 #4
SharonAnn Dec 2018 #15
TheBlackAdder Dec 2018 #54
gratuitous Dec 2018 #2
Girard442 Dec 2018 #3
Hermit-The-Prog Dec 2018 #10
MiniMe Dec 2018 #44
Massacure Dec 2018 #60
dewsgirl Dec 2018 #5
Jane Austin Dec 2018 #6
dewsgirl Dec 2018 #7
smirkymonkey Dec 2018 #25
TexasBushwhacker Dec 2018 #9
dewsgirl Dec 2018 #12
Me. Dec 2018 #8
FakeNoose Dec 2018 #13
Me. Dec 2018 #16
DBoon Dec 2018 #32
Me. Dec 2018 #40
nature-lover Dec 2018 #11
TexasBushwhacker Dec 2018 #18
Adrahil Dec 2018 #36
Hoyt Dec 2018 #14
rurallib Dec 2018 #17
Massacure Dec 2018 #61
surrealAmerican Dec 2018 #19
Vinca Dec 2018 #20
Ferrets are Cool Dec 2018 #21
smirkymonkey Dec 2018 #22
DBoon Dec 2018 #34
Massacure Dec 2018 #59
madinmaryland Dec 2018 #23
czarjak Dec 2018 #24
Sherman A1 Dec 2018 #26
guillaumeb Dec 2018 #27
Massacure Dec 2018 #63
mountain grammy Dec 2018 #28
at140 Dec 2018 #29
thinkingagain Dec 2018 #30
JDC Dec 2018 #31
PoindexterOglethorpe Dec 2018 #33
Just a Weirdo Dec 2018 #42
PoindexterOglethorpe Dec 2018 #43
Just a Weirdo Dec 2018 #45
PoindexterOglethorpe Dec 2018 #65
TreasonousBastard Dec 2018 #52
keithbvadu2 Dec 2018 #62
TreasonousBastard Dec 2018 #67
PoindexterOglethorpe Dec 2018 #66
TreasonousBastard Dec 2018 #70
lpbk2713 Dec 2018 #35
hatrack Dec 2018 #37
Drahthaardogs Dec 2018 #38
CountAllVotes Dec 2018 #39
rownesheck Dec 2018 #41
genxlib Dec 2018 #46
dlk Dec 2018 #47
Demovictory9 Dec 2018 #49
Demovictory9 Dec 2018 #48
lunatica Dec 2018 #50
MFGsunny Dec 2018 #51
Takket Dec 2018 #53
Hav Dec 2018 #55
Doreen Dec 2018 #56
Cairycat Dec 2018 #57
oberliner Dec 2018 #58
EffieBlack Dec 2018 #64
JHan Dec 2018 #68
GeorgeGist Dec 2018 #69
gtar100 Dec 2018 #71

Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:08 PM

1. Ha-ha - Donations $615 per month?

OMG this is bizarre! Even if there really is a 25-year-old who makes $100K per year. And that's highly doubtful.

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Response to FakeNoose (Reply #1)

Wed Dec 26, 2018, 05:12 PM

4. For real!




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Response to FakeNoose (Reply #1)

Wed Dec 26, 2018, 05:24 PM

15. Internet $20?

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Response to SharonAnn (Reply #15)

Wed Dec 26, 2018, 07:17 PM

54. Earthlink 28.8K Dial-up?

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:10 PM

2. Someone who only works with other six-figure salaried workers

And these are the people who control our political and economic discourse. If you're not in this club, you don't have a say with the media.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:11 PM

3. A $100K annual salary, $825 rent, $40 cell plan, $615 charity per month...

...definitely proves chartmaker is stoned.

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Response to Girard442 (Reply #3)

Wed Dec 26, 2018, 05:19 PM

10. stoned and drunk. also, no savings at all?

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Response to Girard442 (Reply #3)

Wed Dec 26, 2018, 06:33 PM

44. And $135 for Transportation?

WTF? Sure doesn't cover a car payment, and public transportation is expensive.

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Response to Girard442 (Reply #3)

Wed Dec 26, 2018, 07:44 PM

60. Indeed. I cannot think of a case where $100k annual salary and $825 rent aren't mutually exclusive.

Some professions will pay close to $100,000 out of college if you are on the west coast, but rent is a hell of a lot more than $825 in that case.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:12 PM

5. Also, where the hell is anyone getting $20.00 a month internet?

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Response to dewsgirl (Reply #5)

Wed Dec 26, 2018, 05:16 PM

6. Or a housecleaner for

$30 a month

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Response to Jane Austin (Reply #6)

Wed Dec 26, 2018, 05:18 PM

7. Yeah right, this chart is a deluded mess.

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Response to Jane Austin (Reply #6)

Wed Dec 26, 2018, 05:30 PM

25. I would kill to find a housecleaner for $30.00 per month!

Please, let me know where this is. I will move there.

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Response to dewsgirl (Reply #5)

Wed Dec 26, 2018, 05:18 PM

9. He lives with housemates

Hence the low rent and ISP. My theory on the $615 "donations" is that's what he spends on weed. In any case, I see nothing for savings, which is pretty stupid when he's making that kind of cash.

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Response to TexasBushwhacker (Reply #9)

Wed Dec 26, 2018, 05:21 PM

12. Perfect analysis of this mess of a chart.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:18 PM

8. Rent $825?

where is this?

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Response to Me. (Reply #8)

Wed Dec 26, 2018, 05:21 PM

13. The rent is actually $1,400

The $825 that's stated, plus the bogus $600 charitable donations that *NO* 25 year old would ever give.



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Response to FakeNoose (Reply #13)

Wed Dec 26, 2018, 05:24 PM

16. Key - Rect

and the $400. a month for food is all about McDonald's. Sad... as I don't see any gym money allocated

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Response to Me. (Reply #8)

Wed Dec 26, 2018, 05:53 PM

32. Los Angeles

in 1989

Years before this mythical person was born.

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Response to DBoon (Reply #32)

Wed Dec 26, 2018, 06:13 PM

40. Bingo!

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:21 PM

11. Was this chart from 1980?

The cheapest insurance from the Marketplace at this income level (no govt. assistance is available) is $337 with a $6000 deductible. Please let me know where you can get rent, cell service, internet and a house cleaner at these prices. Also, what 25 year old gives $615 a month in donations? Maybe this is what our out-of-touch congress thinks the cost of living is today.

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Response to nature-lover (Reply #11)

Wed Dec 26, 2018, 05:25 PM

18. He's only 25

Maybe he's still on his parents' health insurance for the time being.

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Response to nature-lover (Reply #11)

Wed Dec 26, 2018, 05:59 PM

36. If he's making a hunnert grand a year...

 

Probably has employer-provided insurance with them kickin in at least half.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:23 PM

14. Like most budgets, the overall spending level seems realistic. But when you start breaking it down

into components, the amounts get questionable. To me, the "donations" category is kind of the slop -- or fudge factor -- in the budget.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:25 PM

17. No Taxes? must be a Trump?

which would also explain why (s)he doesn't pay full price for nothing.
And the donations must be to the Trump Foundation

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Response to rurallib (Reply #17)

Wed Dec 26, 2018, 07:46 PM

61. The chart claims $2775 spending per month

That is 33,300 in spending per year. Taxes and savings appear to be assumed (which I find misleading)

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:26 PM

19. Where are the loan payments?

... or is this person earning that much money without a college education?

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:28 PM

20. No car payment, no student loan payment, no clothing. Must be a trust funder.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:28 PM

21. That entire chart is

FUCKED UP!!

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:28 PM

22. Are you effing kidding me?

I make less than that and my rent is more than twice that much, groceries are about right, but does not include buying lunch/coffee/tea and the occasional dinner out. My cell phone is almost 3x that much, internet and very basic cable (no premium channels at all) is roughly $100, and then there are prescriptions/medical co-pays (I have company insurance), dry-cleaning (about $100 per month if not more), transportation is around $150 per month (subways and the occasional Uber/taxi) and my monthly student loan payment which is $900 per month. That doesn't include all the other incidentals and other little extras that pop up like people's b-days, holiday travel, toiletries, etc.

What kind of fantasy world is this person living in?

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Response to smirkymonkey (Reply #22)

Wed Dec 26, 2018, 05:54 PM

34. any job that pays that much

would require a considerable investment in work clothing and dry cleaning

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Response to DBoon (Reply #34)

Wed Dec 26, 2018, 07:38 PM

59. Not necessarily; IT comes to mind.

IT professionals are usually business casual, ie polo or button-down shirts and khaki pants.

That being said, a 25 year old IT professional making $100,000 is probably on the west coast and working for a dedicated technology company like Microsoft, Oracle, or Google. In that case their housing is a hell of a lot more than $825 a month. If a 25 year old IT professional is working in a place where housing is $825 a month, their pay is probably closer to $60,000.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:28 PM

23. Hmmm. After taxes they are taking home $6K a month.

Iím not sure what the chart proves. Other than they should be saving a good chunk of money a month.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:29 PM

24. Ghost of Nelson Rockefeller...

ďTake the average American making $100,000.00 a yearĒ. (In the seventies) Still clueless after all these years.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:33 PM

26. This is why I urge everyone to

turn the 24/7 Breathless, Breaking News Cable Noise Channels off. They only exist to fill airtime between ads for drugs we never knew we needed.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:35 PM

27. What percentage of people make 100,000 a year?

Silly chart, silly premise.

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Response to guillaumeb (Reply #27)

Wed Dec 26, 2018, 07:58 PM

63. The answer to that question is 13%

https://dqydj.com/income-percentile-calculator/

That being said, I imagine that these people are more likely than not to be near the end of their career (ie older than 25) to live in an area with a high cost of labor (ie in a place where housing costs more than $825 a month)

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:36 PM

28. Wow, what crap.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:38 PM

29. Is that $615 monthly donation for IRS?

Because I see no other allocation for taxes. Do I need new glasses or what?

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:48 PM

30. I just showed the chart to my 29 year old son

And asked him what was wrong with it
He said ďa lotĒ then said maybe they donít live in the United States!
Itís so out of wack even if you could find one thing to match real it screws another figure. I think some one was trying to get their home work done and just wrote figures down.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:52 PM

31. Comical

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:53 PM

33. It's connected to an article that isn't linked in the OP.

It was posted on FB the other day and I read the article. This guy has several roomates and his on his parents' cell phone plan.

I really questioned the $400 for groceries, especially as he also spends $250 eating out. The other one is the house cleaner. Even split four ways that person is being seriously underpaid. I know. I have a cleaning service and I pay vastly more than he and his roomies are supposed to be spending.

And before everyone just mocks this, yeah, there are young people out there making a lot of money.

Heck, if I willing to put up a pie chart of my income and my expenses, plenty of you would find a lot of fault. Especially, I'm sure with the amount I spend on the cleaning service. But for me, that's worth it because I truly hate to clean and I truly love a clean house.

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Response to PoindexterOglethorpe (Reply #33)

Wed Dec 26, 2018, 06:15 PM

42. We live in a shared house.

 

We pay the cleaners to clean the basement for about 60 dollars every two weeks. 3 rooms and a bathroom in the basement. Everything else is split between myself and my mother. Internet, cable, electricity, gas and even food. We do take each other out once a week, otherwise we eat my moms excellent food that we also buy for everyone.

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Response to Just a Weirdo (Reply #42)

Wed Dec 26, 2018, 06:29 PM

43. Are you in NYC?

I am in Santa Fe, NM, which has a relatively high minimum wage, so I pay more than that every two weeks to clean my two bedroom, two bath 900 square foot townhouse. And they clean EVERYTHING. They even do the windows, so this place sparkles when they are done.

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Response to PoindexterOglethorpe (Reply #43)

Wed Dec 26, 2018, 06:36 PM

45. Denver, CO

 

Where rent is high and buying a house at a median of 600k is out of our range. This was an arrangement of convenience since my mom is alone in a big 2500 square feet house after my dads death 4 years ago.

She loves us at her home and we do our own thing (which includes pot). I work hard every day to provide my part for 4 of us.

Right now I'm on vacation in NYC where my inlaws live. This upper floor that they occupy in the townhouse is very small with 1 bathroom shared by 7 people. Maybe about 750 sqft. That's it. And it's in Brooklyn

Our portion of the rent is about 1000, but it is always covered although the house is paid off. The house is worth north of a million and will be split 3 ways when my mom is gone and her will stipulates that we stay in her house 1 year, unless we find another place to live. Itll be either Tucson or somewhere else. Amazing when you consider that my parents bought it for 75k in 1976 or 77.





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Response to Just a Weirdo (Reply #45)

Wed Dec 26, 2018, 08:23 PM

65. We used to live in Boulder.

The place that we used to live in there is now worth over a million dollars. We paid about $120k in 1988, sold it less than two years later because of a job transfer. Six months after we left housing prices doubled there. I wish we'd had the foresight to keep it as a rental for a few years.

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Response to PoindexterOglethorpe (Reply #33)

Wed Dec 26, 2018, 07:11 PM

52. Did the article say where the data came from? The BLS does the...

nationwide Consumer Expenditures Survey which is the source for many of these charts.

https://www.bls.gov/cex/


And there's also the BEA, which uses that and other sources for analysis:

https://www.bea.gov/data/consumer-spending/main

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Response to TreasonousBastard (Reply #52)

Wed Dec 26, 2018, 07:51 PM

62. "uses that and other sources for analysis" ... "the source for many of these charts"

Cherry picking bits and pieces from different sources for a desired result?

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Response to keithbvadu2 (Reply #62)

Wed Dec 26, 2018, 08:54 PM

67. Sometimes. Not always.

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Response to PoindexterOglethorpe (Reply #66)

Wed Dec 26, 2018, 09:15 PM

70. It does-- and everyone commenting should read it. This is one very specific case...

that they are looking at.

I don't deny the facts here, but this is not really applicable to the general population.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 05:59 PM

35. LOL @ $825/mo rent.



Our boy must live in a tent or a run down travel trailer.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 06:03 PM

37. Backstory - Mommy & Daddy paid for Princeton, so no student loan debt . . ..

He also found a profitable niche at prepping students for standardized tests and lives with four other roommates in Cambridge, MA.

So, no car (good public transportation there); multiply all household expenses by 5 for realistic totals (other than food); Health Insurance (WTF, unless he's on his parents plan).

Another classic example of CNBC flogging another "See! You can too be a Middle Class 'Murcan - and if you can't, it's all that Avocado Toast!!!" non-story.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 06:03 PM

38. Ha! Car payment?

Car insurance? Clothing? Gas? Prescriptions? $100 a week on food? The dude eating Ramen?

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 06:05 PM

39. Donation

Code word for ... that evil green substance.

Uh huh .....




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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 06:15 PM

41. what 25 year old

is making 100,000 a year?! There ain't many, that's for sure.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 06:36 PM

46. I think this can be dismissef

The minute you realize that $100,000 is more than $8,300 per month in gross income.

Even if you assume taxes, there is a big hunk of change missing.

This quirk also helps to make the charitable giving less crazy. It is less than 10% and that isnít crazy on a comfortable salary. Especially for those heavily into religion

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 06:38 PM

47. Transportation $130 (Is This a Car Payment/Insurance?) Rent $825? Seriously?

This chart is complete fiction!

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Response to dlk (Reply #47)

Wed Dec 26, 2018, 06:44 PM

49. we think alike. person making 100k probably needs/wants nicer car.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 06:43 PM

48. transportation cost unrealistically low. high paid person would probably go for a car that cost

several hundred a month (cost of car spread over 6 years and insurance and gas). cost would be more like $400 or $500 per month total

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 07:00 PM

50. In California the pink, yellow and light blue would be low end rent

Add the rest of the colors if you rent a place that doesnít have holes in the walls.

Iím not exaggerating!

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 07:04 PM

51. In what parallel universe?

WTF time

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 07:15 PM

53. 100k at 25?????????

No WAY............. unless you have a PHD is something in which case there should be at least $1000 of student loan payments on that chart

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 07:21 PM

55. This is why averages can be deceiving and useless

It's not worth it to get worked up about specific numbers. Don't get upset about 30$ for cleaning as if that is comparable to you personally. It's the average value the respondents (source is missing) payed including those who don't pay someone to clean their house. Who knows whether not giving a value for internet or phone costs or owning a house/flat counts as 0.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 07:22 PM

56. Who the f**k has $250 to wast on going out?

$400 for food? Who in the blue fuck has the money to spend that much on food? More like between $100-$150. That is wonderful someone can afford a housekeeper. Transportation costs more like 270 per month. Cell phone and internet completely unrealistic. Now for me utilities, rent, and medical are very subsidizes because I am disabled but for some poor Joe or Jane who is not and is capable of working would never ever even come close to that. My donation is getting off my ass on Saturday and helping to feed the homeless.

What planet does this kid come from?

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 07:25 PM

57. Any 25 year old making $100K

would certainly have lots of college debt - or rich parents

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 07:29 PM

58. A "house cleaner" but no student loans?

 

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 08:09 PM

64. Rent $825 per month

Maybe if that's what Mom and Dad charge to live in the basement ...

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 09:03 PM

68. lololooooololololololololololololololololololool

most ridiculous chart ever .. so funny I can't be mad...


"good with money"

GO FUCK YOURSELF CNBC

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 09:14 PM

69. Drives a cheap car or rides the bus.

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Response to MrScorpio (Original post)

Wed Dec 26, 2018, 09:34 PM

71. More poor shaming to make the rich feel better about themselves.

"You're poor because you don't work hard enough or manage your money well." And stop looking at all those off-shore bank accounts...they have nothing to do with it!

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