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jiminvegas

(104 posts)
Tue Jan 8, 2019, 04:06 PM Jan 2019

I'm one of many hurt by the shutdown

My wife and I are in the process of opening a business. We have an SBA loan approved and were scheduled to close on December 27. We were required to have our downpayment in the bank at the time, a six figure amount, every penny we could scrape up. That money has to be there for us to close. SBA is closed until the shutdown is over. No closing until they reopen

Also, my wife has worked as a government contractor for 30 years and was scheduled to start a new government contract on January 1. That is postponed until the government is reopened.

Loan on hold, every penny is savings tied up and zero income and no back pay when the shutdown ends.

I've had to go to the business property owner and explain all of this and he was very understanding.

The owners of the home we lease were not understanding. trump supporters.

I've talked to cable, internet, cellphone, etc and we can put them off a couple weeks but that's it. Car loan would not even listen.

We are very stressed and depressed and don't know what to do.

trump said we should simply adjust and that he can relate.

I guess we could take the business downpayment out of the bank and lose the business we've spent two years and a huge amount of money on. We have no good options.

44 replies = new reply since forum marked as read
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I'm one of many hurt by the shutdown (Original Post) jiminvegas Jan 2019 OP
My son and his wife are "essential" employees who also won't get paid until the tblue37 Jan 2019 #1
fucking orange piece of shit... Raster Jan 2019 #2
You should send your story to your Congressperson and news organizations marylandblue Jan 2019 #3
+1 flibbitygiblets Jan 2019 #11
put your story out there barbtries Jan 2019 #4
+1000! FirstLight Jan 2019 #32
Please send this to media KT2000 Jan 2019 #5
This is terrible. Consider writing a letter to the editor of your local paper. yardwork Jan 2019 #6
I'm so sorry More_Cowbell Jan 2019 #7
Mitch McConnell should allow the senate to vote! UCmeNdc Jan 2019 #8
This is the 'Murica Republicans have had wet dreams about for 40 years! BamaRefugee Jan 2019 #9
Are you Credit Union members? Fritz Walter Jan 2019 #10
credit unions here too ... CloudWatcher Jan 2019 #16
ABC news is interested in shutdown stories Ananda62 Jan 2019 #12
So agree, Wellstone ruled Jan 2019 #13
I'm very sorry. sinkingfeeling Jan 2019 #14
Thank you for sharing your story IronLionZion Jan 2019 #15
Just sell that Limo in the garage. You know...make adjustments, like Trump said. Honeycombe8 Jan 2019 #17
'Just ask you parents for the money,' as Mitt said about college. appalachiablue Jan 2019 #26
I hope it's going to end very soon ailsagirl Jan 2019 #18
GoFundMe lame54 Jan 2019 #19
my senators are onethatcares Jan 2019 #20
My business was just wiped out. Had to move my wife and to live in a spare room of a friend. grantcart Jan 2019 #21
Sorry. That's awful! nt ecstatic Jan 2019 #29
I'm so sorry to hear that. yardwork Jan 2019 #41
I'm so sorry and wish I could do something. Kind of Blue Jan 2019 #22
That sucks terribly n/t hibbing Jan 2019 #23
I'm sorry this is happening peggysue2 Jan 2019 #24
Call Russia wsbradshaw Jan 2019 #25
I am so very sorry Mountain Mule Jan 2019 #27
So sorry. That really sucks! ecstatic Jan 2019 #28
Try a go-fund-me page immediately. CNN just had someone in a similar situation who... brush Jan 2019 #30
Hang in there. WinstonSmith4740 Jan 2019 #31
Government contractors don't get back pay CreekDog Jan 2019 #34
Didn't know that. WinstonSmith4740 Jan 2019 #36
there's also no guarantee that Federal Employees will get back pay either CreekDog Jan 2019 #37
No guarantee, however they always have gotten back pay. mucifer Jan 2019 #38
should a federal employee budget based on that? CreekDog Jan 2019 #39
I was just stating a fact. I don't give any financial advice just stating a fact mucifer Jan 2019 #40
I am so sorry Lifelong Protester Jan 2019 #33
Thanks for making it real randr Jan 2019 #35
Thank you for sharing Amishman Jan 2019 #42
Many banks are putting procedures in place to help those impacted Buckeyeblue Jan 2019 #43
We are also affected. honest.abe Jan 2019 #44

tblue37

(65,227 posts)
1. My son and his wife are "essential" employees who also won't get paid until the
Tue Jan 8, 2019, 04:08 PM
Jan 2019

shutdown ends.

I hope it ends soon, before your problems become completely unfixable.

Raster

(20,998 posts)
2. fucking orange piece of shit...
Tue Jan 8, 2019, 04:11 PM
Jan 2019

...my little bro is also an essential person in the Fed prison system, working with no pay. I'm so sorry to hear about your situation. Hang in there.

marylandblue

(12,344 posts)
3. You should send your story to your Congressperson and news organizations
Tue Jan 8, 2019, 04:12 PM
Jan 2019

Small business startups are among the most sympathetic victims.

I hope this works out for you, and soon.

flibbitygiblets

(7,220 posts)
11. +1
Tue Jan 8, 2019, 04:55 PM
Jan 2019

Especially about the unsupportive landlord who are Dump supporters

So sorry for you and everyone living this nightmare

barbtries

(28,769 posts)
4. put your story out there
Tue Jan 8, 2019, 04:26 PM
Jan 2019

call a reporter from the local paper and/or local news. exactly what you related here, send to the newspapers.

this #TrumpShutdown is really bad and your story illustrates it well.

i am so sorry you are having to go through this. trump and his enabling #GOPTraitors are the sorriest bunch of anti Americans in my lifetime if not the country's history.

KT2000

(20,568 posts)
5. Please send this to media
Tue Jan 8, 2019, 04:31 PM
Jan 2019

and your rep. and senators. You should actually be the rebuttal tonight because everyone is missing the impact of this shutdown. Also get this to Rachel and Lawrence. Please - please because this is not just someone not getting a paycheck.

More_Cowbell

(2,190 posts)
7. I'm so sorry
Tue Jan 8, 2019, 04:48 PM
Jan 2019

If you have a twitter account, people are posting with the hashtag #ShutdownStories and I know that some people are trying to help federal employees and contractors.

UCmeNdc

(9,600 posts)
8. Mitch McConnell should allow the senate to vote!
Tue Jan 8, 2019, 04:48 PM
Jan 2019

No one is putting pressure on Mitch. People should be storming his office and house.

Fritz Walter

(4,290 posts)
10. Are you Credit Union members?
Tue Jan 8, 2019, 04:52 PM
Jan 2019

You mentioned “bank” in your post, but it’s worth asking if you are CU members. I know of several that are extending zero-interest loans and other relief to families impacted by the shut-down. Even if you’re not members now, you may be able to join. Worst they can do is say “Sorry, no.”

CloudWatcher

(1,845 posts)
16. credit unions here too ...
Tue Jan 8, 2019, 05:39 PM
Jan 2019

The local credit union I belong to sent out a press release with several ways they would be willing to help people impacted by the shutdown.

A drop in bucket, but better than nothing.

Ananda62

(257 posts)
12. ABC news is interested in shutdown stories
Tue Jan 8, 2019, 04:59 PM
Jan 2019

Jim, I am a federal retiree/military vet who lives in Vegas. Last week, an ABC reporter contacted me about my shutdown experience but, since I retired in 2014, I was not impacted by this shutdown. She asked if I knew of any current federal retirees who had stories to tell about the current shutdown, but all my former colleagues have left the fed or are exempted by the shutdown as essential personnel.

If you want the reporter’s contact info, send me a private message. It can’t hurt to email her.

Best of luck.

 

Wellstone ruled

(34,661 posts)
13. So agree,
Tue Jan 8, 2019, 05:06 PM
Jan 2019

Channel 13 is working like crazy to increase their viewers via the Personal Angle. Please call these people. You are the tip of the iceberg of things happening to hard working people in Vegas.

IronLionZion

(45,380 posts)
15. Thank you for sharing your story
Tue Jan 8, 2019, 05:38 PM
Jan 2019

A few too many DUers refused to believe me when I said many contractors are on an unpaid work stoppage. That was the most frustrating part of this shutdown, even worse than the Trumpsters gloating online.

There are low-paid contractors who are paid close to minimum wage for janitorial and food service work and nobody can spare some empathy for them either. They have a work stoppage and are not being paid. It's hard to find other work on short notice, especially when everyone else is also applying for other jobs on short notice. Lots of folks won't make rent this month. Student loans and financial aid is affected for many students and veterans. A good many things were scheduled to start in January but did not get the funding, so people who count on it are being screwed for no good reason.

Good luck

Honeycombe8

(37,648 posts)
17. Just sell that Limo in the garage. You know...make adjustments, like Trump said.
Tue Jan 8, 2019, 05:50 PM
Jan 2019

That a-hole. You MUST write to the White House and your Senators and Representatives exactly what you say above. Let them all know how this may horribly affect you.

appalachiablue

(41,103 posts)
26. 'Just ask you parents for the money,' as Mitt said about college.
Tue Jan 8, 2019, 07:07 PM
Jan 2019

Best of luck, sorry you're going thru this and hope the media runs your story for some help.

ailsagirl

(22,885 posts)
18. I hope it's going to end very soon
Tue Jan 8, 2019, 05:58 PM
Jan 2019

I'm sorry to hear about how deeply it's affecting you and your family

And as for dumdum...

grantcart

(53,061 posts)
21. My business was just wiped out. Had to move my wife and to live in a spare room of a friend.
Tue Jan 8, 2019, 06:29 PM
Jan 2019

I sell additional benefits to federal employees at significantly lower costs. Typically it takes 3 months t o recover from even a threat to shut the government.

We will have to transition to another related field. Basically no income for 6 months

peggysue2

(10,823 posts)
24. I'm sorry this is happening
Tue Jan 8, 2019, 06:57 PM
Jan 2019

It's completely unfair and unacceptable. Also think this type of personal story, an honest, detailed account of the hardship caused by the shutdown is the only thing that will turn Republican sentiment, their refusal to acknowledge the damage the man is doing to ordinary citizens.

Your story is no doubt replicated x 1000s if not tens of 1000s, stories giving witness to those across the country caught in the lurch because of one man's vanity and ignorance. And the Party that would follow that same man over the abyss taking everyone with them.

For your sake, I hope this situation turns around, sooner rather than later. I think you've done your best to mitigate the damage by calling creditors, requesting grace periods where you can.

Wish I had some additional good advice. But I simply don't.

wsbradshaw

(41 posts)
25. Call Russia
Tue Jan 8, 2019, 07:07 PM
Jan 2019

Don't mean to make light of your problem but try calling Russia for financial help. It worked for Trump. All you'll have to do is betray your country.

Mountain Mule

(1,002 posts)
27. I am so very sorry
Tue Jan 8, 2019, 11:24 PM
Jan 2019

So many of us are or will be badly impacted by this government shutdown at the hands of a spoiled child who will do anything to get his own way. I am a disabled senior who can no longer work and I count on food stamps and a housing voucher since my social security check is far from generous. If the shutdown stretches into next month, I have no idea what I will do for food and rent.

I despise Donald Trump.

brush

(53,741 posts)
30. Try a go-fund-me page immediately. CNN just had someone in a similar situation who...
Wed Jan 9, 2019, 01:37 AM
Jan 2019

did it and was successful in getting he goal of two months rent.

WinstonSmith4740

(3,055 posts)
31. Hang in there.
Wed Jan 9, 2019, 01:42 AM
Jan 2019

This is going to break soon, and I'll be willing to bet you'll get back pay. The bank won't repossess the car over one missed payment, and nobody's going to turn anything off on you. My late husband and I went through a couple of serious rough patches financially in our life, and I found most people will work with you. And I think under these circumstances, there will be some empathy & sympathy. It's not like you guys put yourself in this situation because you couldn't control your spending.

As for your landlords...they're assholes, and as soon as you can you should move out. Without notice.

WinstonSmith4740

(3,055 posts)
36. Didn't know that.
Wed Jan 9, 2019, 09:00 PM
Jan 2019

My dad worked for the government, but not as a contractor. And back then we didn't have crazy presidents who would pull shit like this, so it was never an issue. And this makes Trump a bigger asshole than I thought. Hopefully enough Republicans can read the writing on the wall (no pun intended) and A)pass the bill to reopen the government by a veto proof margin, and B)support this bill.
https://www.huffingtonpost.com/entry/ayanna-pressley-back-pay-contractors-government-shutdown_us_5c34e849e4b0116c11f0ef26

randr

(12,409 posts)
35. Thanks for making it real
Wed Jan 9, 2019, 11:26 AM
Jan 2019

I am sorry for your situation and can only hope our nation gets the abomination out of our WH. We all wish there were something we could do but the whole country is held captive.
I will start by calling my State Reps, especially the Repugs, and relay as much of your situation as I can.
Hang in there and keep us posted about your business once you get it up and running.

Amishman

(5,554 posts)
42. Thank you for sharing
Thu Jan 10, 2019, 09:01 AM
Jan 2019

It makes it more real to me, I am fortunate enough not to have any friends or family impacted by the shutdown.

Buckeyeblue

(5,499 posts)
43. Many banks are putting procedures in place to help those impacted
Thu Jan 10, 2019, 09:04 AM
Jan 2019

The key is to call them before you are delinquent.

honest.abe

(8,614 posts)
44. We are also affected.
Thu Jan 10, 2019, 09:06 AM
Jan 2019

Our company is a fairly large Fed Gov contractor. We have had dozens of stop work orders. The project I work on is not directly affected since we have some funding previously approved.. but if this goes on much longer we will also have to stop work.

Hope this gets resolved soon... for you and all of us.

Take care and good luck!

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