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This Is Why Elizabeth Warren Should Win Any Damn Elected Office She Ever Runs For (Original Post) proud2BlibKansan Nov 2012 OP
This should be manditory watching Ohio Joe Nov 2012 #1
I am soooo in love with her. Arctic Dave Nov 2012 #2
I have been uninsurable since 1987 Warpy Nov 2012 #3
My story is similar. kag Nov 2012 #10
I work for a company that also self-insures, with the large health insurance SheilaT Nov 2012 #13
I was just talking to a contractor whose wife is now a bonded servant Patiod Nov 2012 #16
Warpy, good luck on your health! AAO Nov 2012 #11
Does she have a link to the study and data ? former-republican Nov 2012 #4
Here you go Yavin4 Nov 2012 #39
thank you former-republican Nov 2012 #41
Wow ColumbusLib Nov 2012 #5
Ms. Warren has just described what I fear. Paper Roses Nov 2012 #6
If we had a leader who wasn't involved neck deep with insurance companies former-republican Nov 2012 #7
neck deep with insurance companies? Whisp Nov 2012 #47
As to the link there Bud , you seem like a smart guy former-republican Nov 2012 #50
Show me someone who's premium payment is going down former-republican Nov 2012 #49
Show me a Republican Obama could have gotten to go along with Single Payer. Live and Learn Nov 2012 #51
was miraculous former-republican Nov 2012 #58
My premium did NOT go up. Self employed, I pay $2960 a MONTH family graham4anything Nov 2012 #54
I'm happy for you that you are wealthy and can afford to pay $3000.00 a month for insurance former-republican Nov 2012 #57
No I am NOT rich nor can I afford it. But to have insurance I have to continue. graham4anything Nov 2012 #59
get over it , Maybe Obama should use that line also to the millions who's premiums went up former-republican Nov 2012 #60
K & R !!! WillyT Nov 2012 #8
This woman is great at explaining stuff Ligyron Nov 2012 #9
K&R redqueen Nov 2012 #12
K&R silverweb Nov 2012 #14
Is this an outtake from SICKO? radiclib Nov 2012 #15
either sicko or the scurlock one about crushing debt Doctor_J Nov 2012 #17
She was wonderful in Capitalism A Love Story. I don't remember her in sabrina 1 Nov 2012 #20
K and R nt. thanks for posting Stuart G Nov 2012 #18
2016 pcphonehome Nov 2012 #19
No Hillary. She supported Bush's wars and was okay with torture sabrina 1 Nov 2012 #21
Everytime there is a Hillary down, it puts President Obama down.W/O Obama's voters, the party is nil graham4anything Nov 2012 #27
"Especially if Hillary wins the Nobel Peace Prize" marmar Nov 2012 #32
She is the #1 best SOS of all time why wouldn't I be serious? graham4anything Nov 2012 #36
Party-line hack slogans never won a vote. JackRiddler Nov 2012 #33
voting for the Iraq war.... the POOREST JUDGEMENT ANY OFFICIAL CAN POSSIBLY HAVE! Whisp Nov 2012 #56
Drop the 'hate' garbage. I have met Hillary Clinton and as a person liked sabrina 1 Nov 2012 #42
that 76% favourability rating means absolutely nothing Whisp Nov 2012 #48
No, I am not f'in around. She deserves it if there is a mideast easing of tension. graham4anything Nov 2012 #53
Hillary Clinton will not be running for president in 2016. NYC_SKP Nov 2012 #22
Agree, but would love to see Warren run. Agschmid Nov 2012 #31
I also think Warren is top of ticket material. NYC_SKP Nov 2012 #34
I am in NY State... but I even felt the enthusiasm of her run in Mass. Agschmid Nov 2012 #35
I would to see her run too, and welcome to DU. hrmjustin Nov 2012 #23
Fuck that. Le Taz Hot Nov 2012 #38
Warren speaks with a quiet passion on the subject! sheshe2 Nov 2012 #24
I have attempted many times to explain this subject and i just get blank stares Thinkingabout Nov 2012 #25
I can't figure out why anyone thinks any CEO is worth Live and Learn Nov 2012 #52
Kick - Excellent Video cantbeserious Nov 2012 #26
Welcome to the No Bullshit Zone MannyGoldstein Nov 2012 #28
Maybe our next President. lonestarnot Nov 2012 #29
She speaks so eloquently. Agschmid Nov 2012 #30
She kicked Butt here in MA. sheshe2 Nov 2012 #43
If/When this woman ever runs for POTUS Le Taz Hot Nov 2012 #37
K&R. Yup, she's all that. Just making sure I'm on record when she runs for POTUS nt riderinthestorm Nov 2012 #40
Hear, hear! wakemewhenitsover Nov 2012 #44
KICK AND RECOMMEND 400 TIMES. trueblue2007 Nov 2012 #46
Warren is the new Obama for 2016. Whisp Nov 2012 #45
I agree with you davidpdx Nov 2012 #55
"Medical Bankruptcy" is a term almost unknown in civilized countries, bvar22 Nov 2012 #61
K&R! nt Zorra Nov 2012 #62
Great to hear from someone who knows the real world as millions of us have lived it. freshwest Nov 2012 #63

Warpy

(111,120 posts)
3. I have been uninsurable since 1987
Sun Nov 25, 2012, 05:46 PM
Nov 2012

and that has meant living a pinched life with no extras because I had to save every dime for when the bottom fell out again, and it always did. My health is that bad.

I managed to pay for disasters. There was no money left to pay for preventive care.

However, I added it all up a few years ago. Not paying the outrageous combination of deductible, copays and premiums I would have been socked with by the only company willing to insure me about 18 years ago*, I have saved well into the six figures by covering myself.

I am beyond angry at the way working people have been treated in this country, especially concerning their health care. If the government had designed a deliberate program to destroy us, they couldn't have done a better job of it.

*The first line of defense for any insurance company is to make premiums unaffordable. Mine would have been 150% of what I paid two years later for a mortgage on a cheap and shabby little house in a slum. I quite rightly figured that providing myself shelter would be better than sleeping in the open and fattening health care CEOs for my overall health.

kag

(4,078 posts)
10. My story is similar.
Sun Nov 25, 2012, 06:56 PM
Nov 2012

I have excellent "health insurance" through my husband's employer. My medical bills are pretty hefty every month due to a chronic condition.

But the "dirty little secret" is that my husband's company (a large, multi-national that you have all heard of) is self-insured. The company that pays the bills (a large health insurance corp. that you have heard of) only administers the system. Since they're not spending their own money on my coverage, they pay all my bills, even my outrageous pharmaceutical bills, without a peep.

I live in fear that my husband will find a pink-slip in his paycheck envelope one day, and my healthcare will just disappear. He has stayed in his job, largely because of this; he could have been an amazing entrepreneur if not for the medical insurance issue--for both him and me, and our two kids.

WARREN/GRAYSON -- 2016

I like the sound of that.

 

SheilaT

(23,156 posts)
13. I work for a company that also self-insures, with the large health insurance
Sun Nov 25, 2012, 07:26 PM
Nov 2012

corp administering the system. We have not had a raise in our premiums in the three years that I have been here, and so far I'm pleased with the tiny bit I've needed to use it. A co-worker who has various health issues is also happy with our coverage.

The fact that there are hundreds, maybe thousands of different so-called health-insurance companies, and many thousands of different plans is criminal. Even if the CEOs of those companies weren't being paid millions of dollars, all those administrative costs would be wrong.

Single payer.

Patiod

(11,816 posts)
16. I was just talking to a contractor whose wife is now a bonded servant
Sun Nov 25, 2012, 07:43 PM
Nov 2012

He is a free-lancer, she is an employee. She carries the health insurance for both of them. A year or two ago, he got a form of leukemia that cost over a million dollars to treat and put into remission, and his wife's insurance covered much of it (although they are still struggling with all the co-payments it didn't cover).

His wife's employer now knows that she's in no position to leave, and she hasn't had a raise or bonus since then, and she knows there are no raises or bonuses in her future, because the employer knows she can't leave now.

We need to get away from employer-provided insurance. It's a stupid idea that's keeping so many people from striking out on their own.

 

AAO

(3,300 posts)
11. Warpy, good luck on your health!
Sun Nov 25, 2012, 07:06 PM
Nov 2012

You gave me a lot to think about as I may face the unthinkable because my company is going to announce who is being fired to make a 20% jobs cut. Man, I want Medicare part E.

ColumbusLib

(158 posts)
5. Wow
Sun Nov 25, 2012, 06:03 PM
Nov 2012

She is so clear, knows exactly what she's talking about. I want Warren to take over our health care/health insurance system!

Paper Roses

(7,471 posts)
6. Ms. Warren has just described what I fear.
Sun Nov 25, 2012, 06:05 PM
Nov 2012

I have Medicare, plus the cheapest supplement I could afford. Since I am a Senior, I know age will catch up with me sooner or later.

I fear that all my late husband and I worked for will go down the drain if something happens to me.

Believe me, it keeps me awake at night. I wonder if all these aches and pains are the beginning of my health-care downfall. I want my kids to have whatever I leave, not some health-care bureaucracy.

I'm from MA and voted for Ms. Warren. I hope that she will make a difference to all who need medical attention, not just for MA but for the whole country.

De-fund some of the military, Uncle Sam. Fund single payer. We need it now more that ever.
Let us, as a nation, take care of our own instead of sticking our military noses in everyone else's business.

 

former-republican

(2,163 posts)
7. If we had a leader who wasn't involved neck deep with insurance companies
Sun Nov 25, 2012, 06:27 PM
Nov 2012

and pharmaceutical companies we might have had a single payer system by now.

 

Whisp

(24,096 posts)
47. neck deep with insurance companies?
Mon Nov 26, 2012, 01:41 AM
Nov 2012

care to back that up there, bud?

what proof do you have of Obama being 'neck deep' with them and being dishonest with the American people. Please provide some proof, some link, besides whatever is floating around your head in mysterious ways and messages.

Also, can you provide me an instance of any country getting full single payer system in less than 4 years. Please do that, I am interested in 'your data' as I am sure many others here are.

 

former-republican

(2,163 posts)
50. As to the link there Bud , you seem like a smart guy
Mon Nov 26, 2012, 02:51 AM
Nov 2012

You should be able to find your own links on how the Whitehouse made deals with the Pharmaceutical industry
in closed door sessions . Emails have been released on it.
Look it up bud....

Live and Learn

(12,769 posts)
51. Show me a Republican Obama could have gotten to go along with Single Payer.
Mon Nov 26, 2012, 04:28 AM
Nov 2012

Obama does not make legislation himself, it takes a Congress. What Obama was able to push through was miraculous in itself. To blame him for not getting something even better is ridiculous.

 

former-republican

(2,163 posts)
58. was miraculous
Mon Nov 26, 2012, 10:27 AM
Nov 2012

yea

It sure was for insurance and drug companies , they love it




http://articles.sun-sentinel.com/2012-07-09/news/fl-ahcol-obamacare-ruling-huffington-0710-20120709_1_obamacare-ruling-affordable-care-act-step-toward-health-care-reform





this is because, writes Angell, "Obama gutted the law before it even passed." Aside from keeping most of the current system in place and simply extending it, there were the deals to not allow drug re-importation and the deals that prevent the government from negotiating for lower drug prices. In 2008, then-candidate Obama took on the latter provision being left out of the Medicare Part D bill: "That's an example of the same old game playing in Washington," he said. "You know, I don't want to learn how to play the game better. I want to put an end to the game playing." He clearly didn't

 

graham4anything

(11,464 posts)
54. My premium did NOT go up. Self employed, I pay $2960 a MONTH family
Mon Nov 26, 2012, 05:46 AM
Nov 2012

those that already have cheapie insurance(the ones business pay vast majority and a small(say $200) is taken out of paychecks don't know how cheap they are getting it for.

Whereas those with no company paying theirs pay $35,000 a YEAR regardless of whether they can afford it or not, to have to still have deductibles, but no cap, no exclusions.

Ask me if I think those getting cheapy should whine when maybe it will cost them a little more?
Hell no, they should be greatful.

What should possibly be done is to tax the savings people get from their free or cheap insurance, as if everyone were paying what self employed people pay.

THANK GOD FOR "OBAMA CARE". I LOVE IT. And yes, would like more, but any realist in American history knows

10% of something is better than 100% of nothing.
FORWARD to even better.

So Hell YES I love Obama care.

and show me anything that goes down (and no sexual innuendoes please).

staying the same though is better than going up.

 

former-republican

(2,163 posts)
57. I'm happy for you that you are wealthy and can afford to pay $3000.00 a month for insurance
Mon Nov 26, 2012, 10:19 AM
Nov 2012

out of your pocket. But the average person which I am as most are..

My payment went up another $1900.00 a year for a deductible and another $70.00 a month out of my pocket.

Obama care did absolutely nothing to address cost of rising health care. It is a win for insurance companies.

 

graham4anything

(11,464 posts)
59. No I am NOT rich nor can I afford it. But to have insurance I have to continue.
Mon Nov 26, 2012, 11:40 AM
Nov 2012

15% a year going up(til last year) every year.

Started out at a couple hundred when did work for company, then cobraserv and well, do the math.
15 on top of 15 on top of 15 twenty times over and it gets that expensive

and this is just average for selfemployed

The beauty of Obamacare is that it will cover those who cannot afford even basic.

and those that only pay real cheap, well, get over it.

How about averaging those who work for employees who pay, with those selfemployed and split it in half?

I would love to have just $1000 a month.

 

former-republican

(2,163 posts)
60. get over it , Maybe Obama should use that line also to the millions who's premiums went up
Mon Nov 26, 2012, 12:03 PM
Nov 2012

The ones who are just making it .

You sound like an elitist.

sad

Ligyron

(7,615 posts)
9. This woman is great at explaining stuff
Sun Nov 25, 2012, 06:49 PM
Nov 2012

She's the only one who could, in simple terms, make the derivative markets explainable to most people. Like me.

silverweb

(16,402 posts)
14. K&R
Sun Nov 25, 2012, 07:39 PM
Nov 2012

[font color="navy" face="Verdana"]As others have said, mandatory viewing. Unfortunately, those who need to see it most will likely scoff and refuse to watch.

Forward!

radiclib

(1,811 posts)
15. Is this an outtake from SICKO?
Sun Nov 25, 2012, 07:39 PM
Nov 2012

If so, the fact that MM didn't need to use any of it speaks well for what he ended up with.

 

Doctor_J

(36,392 posts)
17. either sicko or the scurlock one about crushing debt
Sun Nov 25, 2012, 07:53 PM
Nov 2012

they were both searing indictments of corporate rule

sabrina 1

(62,325 posts)
20. She was wonderful in Capitalism A Love Story. I don't remember her in
Sun Nov 25, 2012, 08:04 PM
Nov 2012

Sicko. Both were brilliant documentaries and truly helped to wake up a lot of people to the truth about this system we live under. Elizabeth Warren was, imo, along with Marcy Kaptur, both of them, were brilliant in MM's documentary.

sabrina 1

(62,325 posts)
21. No Hillary. She supported Bush's wars and was okay with torture
Sun Nov 25, 2012, 08:07 PM
Nov 2012

under 'certain circumstances. Not to mention her affiliation with the Family's prayer group or whatever it is. She is a DLCer also and we've had enough of that.

Warren and Grayson or Grayson and Warren would be dynamic and complete change from the old DC inside crowd

 

graham4anything

(11,464 posts)
27. Everytime there is a Hillary down, it puts President Obama down.W/O Obama's voters, the party is nil
Sun Nov 25, 2012, 08:45 PM
Nov 2012

Hillary has a 76% favorable nationwide, Bill is more popular than he was as President.

and in this party (the democratic one) her favorables probably are even higher or near the range of Obama's favorability with black voters (about 99.9%)

The core Obama voters showed what happens when candidates not of their liking run (see 2010).

again, the constant hate Hillary will only infuriate the very voters that will be needed to win in 2016, especially against Jeb.

Remeber the last time a great left liberal from Mass. ran for President against a Bush in 1984.
Mike Dukakis was a really great person and he

Elizabeth Warren can be the new senator that rams legislation through, like the great LBJ did as the single greatest senate leader of all time.

and President Hillary Clinton will be much more liberal than her detractors think. With another 8 years of Dems, there will be even greater freedom and a great supreme court.

Remember, Hillary did not lose in 2008, President Obama won. Hillary would also have beaten John McCain had she not run into President Obama in the primaries, something no one had really expected (even though I myself have my Obama 2004 button).(yes, 2004).
And Jeb would have voted for Iraq too, so that won't be an issue anyhow in 2016.

Especially if Hillary wins the Nobel Peace Prize (assuming it's not too late to be nominated for the next cycle which I guess would be 2013's winners).

 

graham4anything

(11,464 posts)
36. She is the #1 best SOS of all time why wouldn't I be serious?
Sun Nov 25, 2012, 11:56 PM
Nov 2012

As the Tina Turner song goes "Simply the best"

There is no better qualified candidate in the world to be US President after President Obama.

anyone else is second rate.
(and I wasn't a fan in 2008).

she won and earned my vote.

 

JackRiddler

(24,979 posts)
33. Party-line hack slogans never won a vote.
Sun Nov 25, 2012, 10:02 PM
Nov 2012

These people are our servants or they are nobody. You can't make them immune to criticism. That's nuts.

Sen. Clinton, whom I helped elect, voted for the Iraq war resolution, enabling the worst crime of this century so far. (She also voted for the USA PATRIOT Act and the Homeland Security act.)

End of discussion.

 

Whisp

(24,096 posts)
56. voting for the Iraq war.... the POOREST JUDGEMENT ANY OFFICIAL CAN POSSIBLY HAVE!
Mon Nov 26, 2012, 09:44 AM
Nov 2012

I don't get how people can forget this.
I don't understand how someone with such Horrific Judgement over matters of life and death... is still revered to be a great leader. And iirc she had to be dragged into making a tepid apology about that too.

I have better judgement than Hillary Clinton, and millions of others around the world do as well when it came to the war. Any one of us would be a better choice for President than someone who has no clue as to what is going on. Either she had no clue at all, which makes her really stupid, or she was playing politics with her vote and the end result was such massive suffering and death to this day.

Hillary Clinton owns a percentage of that massive suffering and death and no amount of anything will erase that.

She would be Slaughtered in a campaign for Presidency with her many gaffes and whatnot. Putting her up as the choice would be a terrible blow for the Democrats.

I pray this doesn't happen. Very unlikely she will run but you never know.

sabrina 1

(62,325 posts)
42. Drop the 'hate' garbage. I have met Hillary Clinton and as a person liked
Mon Nov 26, 2012, 12:40 AM
Nov 2012

her very much. I have lots of friends I like also, but hate their political beliefs.

She is way to the right on foreign policy and that is going to make her unacceptable to a whole lot of people whose votes will be needed to win. Republicans despise her so I don't know where the 76% approval rating came from. They will never get beyond their hatred for Clinton so there would be no hope of any significant crossover votes.

Left leaning Independents are opposed to her foreign policies and that leaves the base. The base is split on Clinton.

We are not a monarchy. We have millions of talented people in this country, people with great progressive credentials and leadership qualities. We don't have to keep recycling the same few people for decades, especially since their policies have not be that great for this country.

30 years of the same family is more than enough. We need new energy in this party. This was never meant to be a life time career, quite the opposite, nor was it meant to be a dynasty, a very dangerous threat to any democracy.

The closeness of the Clintons to the Bushes is another very disturbing factor. No to Hillary, yes to Warren or Grayson or any number of other great potential candidates.

 

Whisp

(24,096 posts)
48. that 76% favourability rating means absolutely nothing
Mon Nov 26, 2012, 01:51 AM
Nov 2012

when campaign time comes. she is not opposing anyone now.


Nobel Peace Prize? are you fucking kidding me?

 

graham4anything

(11,464 posts)
53. No, I am not f'in around. She deserves it if there is a mideast easing of tension.
Mon Nov 26, 2012, 05:41 AM
Nov 2012

and it would make her wiser than Solomon himself

However, when HIllary goes against head to head any challenger, she whallops them.
I think Biden is 2nd, Andew is 3rd, the others in very low single digits.

The best advantage she has is, all her dirt is long time public knowledge.

That plus the advantage she is the most competent and largest resume of any candidate
(probably her qualifications now equal the sum total of the 20 or other second tier candidates beneath her for the office of the presidency.

Trouble with one issue candidates is, they have no record on any other issue but that or they are out of the mainstream or have nothing to say they would do a better job, different job, or anything else to get above Hillary. There is no track record.
(those on the other side loved to spew about the now knwon fraud that was/is Ron Paul.
He yapped alot, but what accomplishment did he ever get ZERO. Because it takes compromise to get an accomplishment in the USA(ask Lincoln and Stevens).

It is just raw number stats. 2016 will have different needs than 2008 did, and from all the candidates already thought of (the 20 or 30 after Hillary), none presents themselves to having anything that says they would win more electoral votes than Hillary.

And like this time, the only ## I care about is 270. I actually don't even care about wedge issues or any issue but the 270.

Because 270 means we all lead a better life, than if the republican/tea/libertarian/otherkook3rdparty were to win the 270.

That is what I care about.

(as Willie Nelson sang "still is still moving to me" so even if we only stayed parallel, it is still better, however, I don't buy that. I say 10% getting something done is alot better than 100% of nothing or moving backwards.

that was the brilliance later on of President Obama using the word FORWARD. I could not think of a better word.

And I hope for another 10% now, another in a couple of years, and then another in 2017 and 2020 and 2022 and 2024.
By that time, counting the 10% up, we would have about 60% of what we want

NEVER will we get 60% at one time. America does not and never has worked like that.

(cliche- slow and steady wins the race, and yes, it does, Nate Silver would say about 91% of the time).

 

NYC_SKP

(68,644 posts)
34. I also think Warren is top of ticket material.
Sun Nov 25, 2012, 10:11 PM
Nov 2012

I'm in California but donated to her senate campaign twice this year, I so respect and lover her.

Agschmid

(28,749 posts)
35. I am in NY State... but I even felt the enthusiasm of her run in Mass.
Sun Nov 25, 2012, 10:16 PM
Nov 2012

She was the one person I almost wish I could have relocated to vote for. She is just truly incredibly elegant, intelligent, and understanding.

Le Taz Hot

(22,271 posts)
38. Fuck that.
Mon Nov 26, 2012, 12:15 AM
Nov 2012

Hillary needs to retire and take her corporation-friendly third-way triangulating husband with her.

sheshe2

(83,633 posts)
24. Warren speaks with a quiet passion on the subject!
Sun Nov 25, 2012, 08:26 PM
Nov 2012

You can see her tremble wih it. You can feel her emotion just under the surface. You can see her holding back tears.

Yet she speaks softly, she pauses before she speaks, she thinks. Warren tells us clearly yet simply about what this will mean to us.

These are some of the reasons we elected her here in Ma. Our first woman senator from Ma.
She WILL go far!

Thinkingabout

(30,058 posts)
25. I have attempted many times to explain this subject and i just get blank stares
Sun Nov 25, 2012, 08:27 PM
Nov 2012

I have presented to my dr office and don't think he had looked at this side. Health care personel puts lots of time into training and they do not come close to earning the salaries given to insurance CEO. There is something wrong with this. I can not think of any illness which is cured with CEO salaries

Agschmid

(28,749 posts)
30. She speaks so eloquently.
Sun Nov 25, 2012, 09:55 PM
Nov 2012

Also you know that she can relate to the people who need help the most. I really am amazed by her and so glad that she was able to win the seat from Massachusetts.

She can and will lead us to a better future.

Le Taz Hot

(22,271 posts)
37. If/When this woman ever runs for POTUS
Mon Nov 26, 2012, 12:11 AM
Nov 2012

I will re-register back to the Democratic Party (before someone pees their pants over this, I'm currently not affiliated with any party). Not only will I re-register back to Democrat, I will work my ass off for her campaign.

 

Whisp

(24,096 posts)
45. Warren is the new Obama for 2016.
Mon Nov 26, 2012, 01:35 AM
Nov 2012

I'm not rooting for her just because she's a woman
(I don't like that kind of thinking at all because white guys had rooters for all these times just because they were guys, and white) I am very happy women like Warren can finally have their time in the spotlight to have us listen.

but because she Got It - the honesty and lack of skeletal closet full and great communication skills and critical thinking. Whatever that stuff is, she got it. Hillary does not.

davidpdx

(22,000 posts)
55. I agree with you
Mon Nov 26, 2012, 08:45 AM
Nov 2012

(and this next thing I don't say to be sexist or ageist) I wish she was a bit younger so she'd have time in the Senate and to run for 2 terms as president. She is the type of person that would continue Obama's legacy and foster a whole new generation of Democratic candidates.

bvar22

(39,909 posts)
61. "Medical Bankruptcy" is a term almost unknown in civilized countries,
Mon Nov 26, 2012, 02:18 PM
Nov 2012

but will still be Big Business here in the US even after all the provisions on the ACA are enacted.

....Maybe even Bigger Business when those MILLIONS on The Exchange try to convert their mandated "Bronze" Policies into actual Health Care and discover they are STILL responsible for 40% of the hospital bill.

"For a bronze plan, the insurance would cover 60 percent of all health care costs for an average person. Enrollees, on average, would be responsible for paying 40 percent of the costs. For a platinum plan, an average individual would pay 10 percent out-of-pocket for their covered benefits and the insurer would pay 90 percent. However, individuals with high-cost health conditions could end up paying significantly more than the average person. For an example of how actuarial value will look on the Federal Employee Health Benefit Plan, see here.

http://101.communitycatalyst.org/aca_provisions/coverage_tiers


"There will be four different categories of plans available on the exchange: bronze, silver, gold and platinum (as well as a catastrophic plan available mostly to young adults). The benefits of the four plan types will be similar; all will cover a package of comprehensive “essential health benefits” yet to be determined by the secretary of Health and Human Services. What will vary is a family’s cost-sharing responsibility for each of the plan types. Someone in a bronze plan can expect it to cover 60 percent of average medical costs in the plan, for example, while someone in a silver plan can expect 70 percent of plan costs to be covered, and so on."

http://prescriptions.blogs.nytimes.com/2010/06/08/why-would-i-sign-up-for-a-bronze-plan/


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