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Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsThis AP Article Is Everything That’s Wrong With Sensationalistic Obamacare Stories
By Igor Volsky
Employers will struggle to comply with the new health care mandates, drop insurance coverage, increase costs, and lay off workers! Low-income employees will be subject to sky high premiums, a health care mandate they cant afford, or go uninsured altogether!
Those are just some of the wild-eyed claims buzzing around the Affordable Care Act and its implementation. Consider this lede from Fridays Associated Press: Its called the Affordable Care Act, but President Barack Obamas health care law may turn out to be unaffordable for many low-wage workers, including employees at big chain restaurants, retail stores and hotels. The article argues that several wrinkles in the law could hurt the very Americans it intended to help:
Because of a wrinkle in the law, companies can meet their legal obligations by offering policies that would be too expensive for many low-wage workers. For the employee, its like a mirage attractive but out of reach.
The company can get off the hook, say corporate consultants and policy experts, but the employee could still face a federal requirement to get health insurance.
Many are expected to remain uninsured, possibly risking fines. Thats due to another provision: the law says workers with an offer of affordable workplace coverage arent entitled to new tax credits for private insurance, which could be a better deal for those on the lower rungs of the middle class.
Some supporters of the law are disappointed. It smacks of todays Catch-22 insurance rules.
Sounds troubling.
But skip down to the end of the piece and youll find a curious quote from Neil Trautwein of the National Retail Federation, which represents the very employers the AP claims are going to take advantage of the health laws impurities to increase health care costs for low-income workers while avoiding its penalties.
He appears to disagree entirely with the APs premise, telling the wire service that there is no grand scheme to avoid responsibility. ThinkProgress spoke with Trautwein, who stressed that it is manifestly not in [employers'] interest to try to choose a benefit level that is beyond their employees means. No good comes of it.
There is the opportunity, and Id argue the incentive, for employers to make sure that more of their employees can afford the coverage they offer, he added, pointing to a provision of the law that requires large employers that dont provide adequate insurance coverage (the policy has to cover at least 60 percent of health care costs) to pay a fee of $2,000 per employee after the first thirty workers. Businesses would also be assessed a penalty if they offer unaffordable coverage that forces employees to spend more than 9.5 percent of income on insurance. In that case, the employee can apply for government subsidized coverage in the exchanges and the employer pays another fine.
- more -
http://thinkprogress.org/health/2013/06/14/2158711/this-ap-article-is-everything-thats-wrong-with-sensationalistic-obamacare-stories/
Cooley Hurd
(26,877 posts)Something you've posted that is NOT written by Bob Cesca!
ProSense
(116,464 posts)Cooley Hurd
(26,877 posts)More than anything, my respect for you has grown because you haven't placed me on ignore.
On edit... come clean. Did you un-place people you have on ignore to find out WHO actually responded to your thread?
ProSense
(116,464 posts)I mean, you're focused on Bob Cesca and imagining that I'm posting multiple article by him?
Weird.
Cooley Hurd
(26,877 posts)Do you disagree with what he's written?
Just because my search engine has malfunctioned temporarily (which is very strange, but yet unexplained), I can recall you posting several articles from the "Daily Banter". You, and another DUer, who appear to be tag-teaming dissent (Jimmy Durante's signature phrase comes to mind when describing this other DUer).
Off to the Wayback machine. Something is amiss...
Oh, and, apparently, the rest of DU has rejected your claims since I was the only respondent to this thread. Perhaps it's time to call it a day?
ProSense
(116,464 posts)Cooley Hurd
(26,877 posts)Igel
(35,293 posts)Notice how it opens: "there's no grand scheme to avoid responsibility."
No conspiracy.
Nothing actionable. Just a lot of independently arrived at decisions by members exerting their freedom to choose what they think is best for their companies. It's what you get when you spray the air around you with "tort-be-gone."
In fact, he has the advanced formulation. Says all the right things, knowing that his advice is for media consumption. What he says is true but ranges from spot on to meaningless, and it's hard to know ahead of time which words are spot on and which are meaningless.
What happens happens. It's an empirical question, as dear Noah would say, and speculation is pointless in the medium run. It's impossible to say, actually, what's going to happen: it's going to vary by state, by when exchanges get set up, by employer policy, by what other options are available to multi-job families, etc., etc. Trying to reduce something that's 5+-dimensional to a simple number based on a one dimensional model is too reductionist for mocking.