General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsNow a member of the ACA club
My private policy was dropped, had no choice.
My first try was a flop, policy was $680+ per month, $200 more than the one I was dropped from. Called and talked to a fellow who helped me, seems that I had indicated that I would be working this year, just as I have since I was 17. Loving Wife works part time, and I am a home repair contractor. He asked me how much I will make this year and I told him that I didn't know, It depends on the work I get. He said that since I am self employed I should put down zero income. This lowered the cost to $211 a month, but I am either retired, or only working for cash.
And I still have to get a separate vision policy, as that was not covered, neither was my son, he has to use Medicaid. Have to transfer our land and home to a trust to protect it.
This sucks.
moriah
(8,311 posts)I am on disability now, don't qualify for Medicare yet and make too much for Medicaid. My income is about $20,500 a year. $83 with only $1200 of out of pocket medical expenses besides premiums a year is doaable.
missingthebigdog
(1,233 posts)It is unlikely that you need to transfer your land and home to a trust just because he is covered by Medicaid. They aren't HIS assets, they are yours.
oneshooter
(8,614 posts)That is why I have to put it in a living trust. I am executor of my FiL's will. They are trying to take the only item he left of any value, the lot his house was on.
missingthebigdog
(1,233 posts)Medicaid can come after reimbursement from the estates of people who received benefits for themselves after a certain age (55, I think). This has NEVER applied to Medicaid for children.
There may be other, valid reasons for putting your assets into a living trust, but this isn't one of them.
oneshooter
(8,614 posts)Gonna drop it and just pay cash.
DAMN.
DryHump
(199 posts)can refuse ACA - legally. Check that out!!!!