General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsAmount billed: $35,539.00; Amount you owe: $0. This is why we need Universal Healthcare Coverage.
I'm not a prolific poster here, but a few people know I had breast cancer, which was diagnosed in December 2013. I'm a lucky gal, because it was DCIS, a Stage 0 (zero) cancer.
I had a yearly screening mammogram, a follow-up mammogram, an ultrasound, a bilateral breast MRI, stereotactic biopsy, another mammogram for needle placement prior to surgery, a lumpectomy, a reconstructive bilateral breast lift (are you bored by this list yet?), a 30-hour hospital stay, a CT scan, several follow-up appointments with my surgeons, radiation therapy (radiation alone cost about $13,500 for 25 treatments) and physical therapy.
I'm even luckier because my husband works for a large (and hated, I don't blame anyone for the hate!) big company and we have health insurance. We pay some every month, and we have a co-pay, but when it counts (see above), we're covered.
EVERYONE in this country should have the quality of care I got. I have a husband, three daughters, a son-in-law, and two great dogs and friends who love me and who would miss me if I died of cancer, but my prognosis is excellent because of early detection and surgery/treatment.
EVERYONE in this country has a family or a friend or a cat or a dog who loves them. Everyone has a precious life. It shouldn't be only the "lucky ones" who get to beat cancer.
cyberswede
(26,117 posts)and I'm glad you were able to get the care you needed.
Doctor_J
(36,392 posts)That ship sailed in 2010, when the insurance companies became part of the government.
Congrats on getting good care that you can afford, and for appreciating what you have. Best wishes
pinto
(106,886 posts)Solly Mack
(90,758 posts)I've got great insurance and it is paying for my cancer treatments/surgeries with some of the best doctors in the country.....and everyone should have the same level of treatment.
I'm glad you're doing well!
phylny
(8,368 posts)Everyone else, thanks for the nice thoughts
delrem
(9,688 posts)McCamy Taylor
(19,240 posts)MADem
(135,425 posts)JDPriestly
(57,936 posts)DesertDiamond
(1,616 posts)always paid out of pocket for everything. So I couldn't get anything done that I needed. Now that I'm unemployed I have Obamacare, and suddenly I can go to the doctor!! EVERYONE SHOULD HAVE THIS!!!
Cha
(296,848 posts)for. Happy for you!
fasttense
(17,301 posts)You were smart enough to sign up for Obama Care. In my mother's nursing home, there are many single Mom nursing assistants who refuse to sign up. They identify themselves as Republican and are scared to death about Obama Care. They are suffering, their children and families are suffering and it's all because of BS spouted by fools.
If I were a RepubliCON , I would sign up and not tell anyone. But then if you are smart enough to do that, you wouldn't be a RepubliCON.
Doctor_J
(36,392 posts)This is great!!
pansypoo53219
(20,955 posts)if he needs it, get taxi ride home free. home nurse visits. etc etc etc. i keep telling him amerika is stupid. that he is lucky. he came to USA for 3 weeks 2 years ago. the plane here to NYC made him sick. he checked himself into hospital. he got expelsive meds. he was happy w/ his care. clean clean. had to make some calls from my house on his last week in WI. DENMAK paid his bills, us for the phone call AND HIM FOR VACATION TIME HE LOST. SOCIALISM ROCKS.
fasttense
(17,301 posts)that are marginally higher than our own. At least they get something for their tax dollars besides war, spying, and subsidies to rich corporations and banksters.
mercuryblues
(14,522 posts)for a heart attack.
er for 5 minutes, heart cath, 2 stents on a Friday home on sunday morning.
67,000
45,000 insurance negotiated rate
you owe 3,000 after insurance.
who the hell can afford the negotiated price, much less full price on todays wages? One heart attack could ruin a family.
phylny
(8,368 posts)mercuryblues
(14,522 posts)but that is the point. We got great care without having to worry about the cost. Which leads to being able to focus on our health, which goes a long way.
IronLionZion
(45,380 posts)There have been investigative articles recently showing just how ridiculous it is. Its mostly a wild guess if best, not based on anything.
No one in their right mind would even think of paying the billed price. Insurance companies and hospital systems fight over the price to negotiate the rate down. Whoever is bigger or more powerful tends to tilt the rate in their favor.
No one here talks about that, but that's a major policy reason to the opposition to single payer from a logistics standpoint. That Medicare for all would bully providers down to unfairly low rates. The fight over what is covered and how much to reimburse would be so politicized.
hunter
(38,302 posts)I hope "Obamacare" has improved things. My wife and I experienced a COBRA plan timing out, and then uninsurability.
Fortunately my wife who was very ill at the time and getting treatment at Stanford (not breast cancer, something else) was accepted to our state's high risk (socialism!) plan before we hit rock bottom. That which doesn't kill you makes stronger, but never in a way any sane person would volunteer for. Random shit falls out of the sky.
It did teach me one thing -- that medical debt collectors have the worst job in the world unless they are sociopaths. I learned to be nice to them. The ones who were not sociopaths appreciated my affability. The ones who were sociopaths hated it like water splashed on the wicked witches and warlocks of Oz. I could almost hear the sociopath debt collectors screaming, "I'm melting!!!" just before they hung up on me or transfered me to their dead-soul-zombie-monotone-speaking supervisors.
Worse, today's telephone medical debt collectors are often no-soul-electronic-robots and you have to go through a long menu system to talk to an actual human being who won't know anything or have any powers to negotiate the medical debt which was mostly, but not entirely, paid by insurance.