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Has DC Health Link unleashed an entrepreneurial spirit in District residents?
Has DC Health Link unleashed an entrepreneurial spirit in District residents?Posted by Zach Rausnitz on October 23, 2015 at 7:00 am
@rausnitz
After seven years at the same job, Alka Pateriya had begun to think about striking out on her own as an independent consultant. But it wasn’t until late 2013—by which point she’d been working at the research company Westat for nearly nine years—that she began making moves.
Up until that point, Pateriya suffered from “job lock.” The term refers to people who find themselves stuck in their jobs because they can’t give up benefits like health insurance. Pateriya had pondered the freelance life as early as 2011, but when she shopped around for health insurance plans comparable to what Westat provided, she couldn’t afford the $800 to $900 per month that insurers would charge her.
That changed for her in late 2013, when DC Health Link, the health insurance exchange the District created under the Affordable Care Act, began enrolling District residents in health insurance plans.
....
In 2013, a senior fellow from the Urban Institute and two Georgetown University professors authored a paper estimating that 3,000 people in D.C. would become self-employed in 2014 as a result of the Affordable Care Act’s reforms. The estimates relied on benchmarks from previous studies that examined job lock, including one that found a bump in self-employment among people who become eligible for Medicare.
@rausnitz
After seven years at the same job, Alka Pateriya had begun to think about striking out on her own as an independent consultant. But it wasn’t until late 2013—by which point she’d been working at the research company Westat for nearly nine years—that she began making moves.
Up until that point, Pateriya suffered from “job lock.” The term refers to people who find themselves stuck in their jobs because they can’t give up benefits like health insurance. Pateriya had pondered the freelance life as early as 2011, but when she shopped around for health insurance plans comparable to what Westat provided, she couldn’t afford the $800 to $900 per month that insurers would charge her.
That changed for her in late 2013, when DC Health Link, the health insurance exchange the District created under the Affordable Care Act, began enrolling District residents in health insurance plans.
....
In 2013, a senior fellow from the Urban Institute and two Georgetown University professors authored a paper estimating that 3,000 people in D.C. would become self-employed in 2014 as a result of the Affordable Care Act’s reforms. The estimates relied on benchmarks from previous studies that examined job lock, including one that found a bump in self-employment among people who become eligible for Medicare.
