General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsRepealing Obamacare means ALL insurance plans will have fewer benefits.
If Republicans succeed in repealing Obamacare, the damages won't be limited to just the people who signed up for those plans, EVERYONE with healthcare insurance will be affected, including those with Medicare. This isn't mentioned often enough, and too many people think that they won't be hurt if Obamacare is eliminated because they have a different insurance.
Obamacare, or the ACA, requires that at least 85 percent of all premiums are spent on actual health care services, and not diverted into profits. That means insurers can't routinely charge women as much as 80 percent more for health insurance than men, or deny them coverage, or cancel a woman's insurance if she had a pre-existing condition... including pregnancy. It also banned annual and lifetime benefit limits that booted really sick people off their insurance when they needed health care the most.
Most people know that Obamacare requires insurers to allow parents to keep their children on their family plan until age 26, and people with pre existing conditions can't be denied coverage. Obamacare also makes insurance companies cover preventive services like mammogram and breast cancer genetic screenings, Pap smears for cervical cancer that can save lives. Other preventive care benefits include making contraceptives available at no cost, sexually transmitted disease testing, annual wellness visits, and counseling for alcohol abuse, tobacco use and domestic violence are also covered, and available without copays. This coverage also applies to children and also gives them hearing and vision screening, autism and developmental assessments for toddlers, vaccines and behavioral counseling for older children, and dental and vision care for children is free.
ALL of these new benefits will be taken away if the Republicans repeal Obamacare. Regardless of what insurance you have now, your benefits will be far fewer than they are today.
There's a couple of summaries with much more information on what's at stake:
What would the impact be if the Affordable Care Act is repealed?
50 ways to lose your coverage if Obamacare is repealed
Ninga
(8,274 posts)Cryptoad
(8,254 posts)Huge Deductibles and CoPays.........
In_The_Wind
(72,300 posts)Because that is exactly what will happen.
MoonRiver
(36,926 posts)In_The_Wind
(72,300 posts)He has been taking medication to avoid seizures which began after he came out of a coma. The coma was caused by the head trauma he received while being a front seat passenger in a car wreck 45 years ago.
Thanks for the hug. We are all gonna need lots of those over the next 4 years.
Runningdawg
(4,514 posts)Cryptoad
(8,254 posts)"Hurry and Die" plan for nuttin,,,,,,
In_The_Wind
(72,300 posts)Our grandchildren will miss their last living grandfather.
dalton99a
(81,426 posts)They really desperately need another big tax cut
DK504
(3,847 posts)the oil companies and Big Phara get more tax cuts so we can't get any type of healthcare.
Crash2Parties
(6,017 posts)Response to procon (Original post)
CountAllVotes This message was self-deleted by its author.
SHRED
(28,136 posts)They are.
SHRED
(28,136 posts)Back to the Medicare part D donut hole we go!
Ugh.
Jacob Boehme
(789 posts)I can't recall where I first read this many years ago, but it's still true.
The government in and of itself has nothing except the power to take resources from one group or person, i.e. taxes... and shift it to another group or person, i.e. health benefits, social security payments, etc.
Lowering health benefits in the form of paying for less of it to you and me in a health plan or raising deductibles, is a form of taking away. How is it given and to whom? Well, in many cases it's 'given' to someone else in the form of a more generous tax rate or broader deductions for those in a higher tax bracket.
Even the scent of what the GOP believes is 'Socialism', like full coverage health care for all citizens is completely abhorrent to them.
Why? Well, as the saying goes.... just follow the money and see who it leads back to. See what PAC's support them, see who their big campaign donors are and we'll begin to understand why this will NEVER, EVER be a fair game for "We-The-People" when the GOP is controlling the levers of power.
wiggs
(7,811 posts)gop philosophy dictates that humane levels of basic needs -- housing, food, water, education, health care, medicine, and transportation -- are reserved for those who can pay for them.