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Thu Jun 28, 2012, 11:36 AM

 

Question about ACA and its impact on me and others like me:

I currently have no health insurance.
I currently am unemployed and no longer receiving unemployment insurance.
I cannot afford to pay for private health insurance, since I am unemployed.

I figure the 'mandate' ('tax') is irrelevant to my situation because I have so little income.

So here's my question:

how and when does ACA help (or hurt) me and others like me? Today? In 2014?

I'm a resident of California, in case that's germane.

7 replies, 2272 views

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Arrow 7 replies Author Time Post
Reply Question about ACA and its impact on me and others like me: (Original post)
coalition_unwilling Jun 2012 OP
elleng Jun 2012 #1
gkhouston Jun 2012 #3
elleng Jun 2012 #4
woo me with science Jun 2012 #5
elleng Jun 2012 #7
gkhouston Jun 2012 #6
coalition_unwilling Jun 2012 #2

Response to coalition_unwilling (Original post)

Thu Jun 28, 2012, 11:39 AM

1. Presumably you're eligible for medicaid,

and if your state maintains their medicaid program, you (and many more) are covered thereby.

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Response to elleng (Reply #1)

Thu Jun 28, 2012, 11:59 AM

3. I wouldn't be too quick to presume that.

It's possible to be unemployed with too many assets to be eligible for Medicaid and too few to pay for private insurance.

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Response to gkhouston (Reply #3)

Thu Jun 28, 2012, 12:09 PM

4. ACA should remedy that.

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Response to elleng (Reply #4)

Thu Jun 28, 2012, 12:12 PM

5. Yeah, they "should."

Is it anywhere on the horizon? No.

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Response to woo me with science (Reply #5)

Thu Jun 28, 2012, 12:33 PM

7. My mistake. Should have said WILL remedy that.

'The law would expand Medicaid coverage to everyone with incomes under 133 percent of the federal poverty level. In 2012, that's $14,856. In practice, the expansion will mostly cover adults without children or disabilities, since low-income children, parents and those with disabilities are mostly already eligible.

But unlike the rest of Medicaid, whose costs are mostly shared between the federal government and the states, the federal government picks up the entire cost of the additional coverage for the first several years; eventually states have to pay 10 percent.'

http://www.npr.org/blogs/health/2012/06/27/155861308/medicaid-expansion-goes-overlooked-in-supreme-court-anticipation

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Response to elleng (Reply #4)

Thu Jun 28, 2012, 12:12 PM

6. Hope so. I expect Congress to go through all sorts of contortions (again!) to try

to modify the existing law.

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Response to coalition_unwilling (Original post)

Thu Jun 28, 2012, 11:47 AM

2. One self-kick for increased exposure - n/t

 

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