ACA Premiums

My husband's plan at work went up too.

Not happy about that, but I have pre-exisiting conditions and I have to have insurance.

trump have been, doing by creating uncertainty in the market.

If they successfully get rid of the individual mandate, the potential for insurance rates isn't just to go up, but to become unaffordable for millions, and that is exactly what the republicans want.

That is why 2018 is critical, to stop this

Our current PPO insurer dropped out after the Repubs messed around for so long and my only choices this year are a variety of HMOs. We'll be paying a lot less per month, but paying more out of pocket and I have to drop my doctor--luckily, Hubby's doc is in our new plan and he really likes her (I wasn't crazy about mine, so it works out).

Back when we had employer-based insurance, the costs went up each year and the benefits went down. Things stabilized under the ACA, but the current administration is doing everything it can to destabilize the whole industry.

Many plans raised their premiums in anticipation of losing the subsidies that help them with the mandatory cost-sharing for subsidized plans.

Nearly that entire cost will be borne by people in the marketplace without subsidies. (The insurers raise rates on everyone to cover the money Trump has been threatening to withold. The subsidies increase, by law, to cover most or all of the increase for everyone with a subsidied plan. But people whose income is too high for a subsidy get stuck paying the full increase.)

The other possibility is that (1) you're looking at the bare rate without taking the subsidy increase into account or (2) your son's income increased to take him out of the subsidy range.

But too old to be on my employer plan, so not sure why the massive increase. I expected a bit, but not triple.

If they have a group plan, it might be better.

My premium went up 90%. The next cheapest plan still represents a 30% increase. Haven’t yet figured out what I’m going to do. Btw, the cheaper plan, for two people, comes to $20,000. High deductible.

Some of my conservative acquaintances complained that they couldn't keep the same doctor after ACA was enacted (though I doubt the truth of that), but I can't believe that Americans would have to pay $20k for insurance for one year.

That could well be true. When I was working, the health insurance for my husband and myself (through my job) cost the company $24,000 a year by the time I reached age 60. I did the accounting so I know that's true. That was with co-pays and deductibles (although I can't remember how much). Insurance will always go up as one ages, and each 10-year mark seems to give it an extra bounce. The Republicans have just made everything much worse and if you think $20K per year is bad, wait a while and see what happens.

This is for the cheapest HMO plan 7,200 deductible and 7,350 max out of pocket.

The silver HMO plan is 28.5k /34.2k (nonsmoker/smoker) with 4,600 deductible and 7,350 out of pocket.

A similar silver plan for age 64 and non-HMO in 2014 was under $10K for a smoker!

Anthem pulled out of this market, leaving only Optima.

and told people at Thanksgiving too. My ACA is increasing 30% and that is with tax credits. 40% of my income is going to health costs (premiums, co-pays, medication, etc.). All insurance is increasing since the fucking moron signed his exec order. Employers will pass it onto their employees so forget those promised raises too.

You can still RESIST and call the Senate(202)224-3121 This coming "Week of Action". Call the red states by using addresses from Zillow. The following Senators are the ones to call; Johnson, Young, Moran, Corker, McCain, Collins, Murkowski, Heller, and Flake. Delay the Tax Scam and the healthcare cuts tied to it!

Phew.

Family of four, mostly adults. We can get the premium down to zero because I have insurance through work, however everyone else in the family still has to forgo healthcare.

so that the premiums would go up.

Local news claimed it was the largest % increase in the nation. In nearby Augusta county rates nearly doubled.

In Albemarle there is only one insurance company (Optima?) and it has the same owners as the local Sentara hospital. The other hospital (UVA) was arguing about pricing with Optima last year. Anthem pulled out of the market due to the uncertainty of subsidies among other things.

proverbial gonads.