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mahatmakanejeeves

(56,884 posts)
Thu Sep 15, 2022, 12:29 PM Sep 2022

Insurers force change on police departments long resistant to it

Police departments with a long history of large civil rights settlements have seen their insurance rates shoot up by 200 to 400 percent over the past three years.



UNACCOUNTABLE

Insurers force change on police departments long resistant to it

By Kimberly Kindy
Sept. 14, 2022

ST. ANN, Mo. — A patrol officer spotted a white minivan with an expired license plate, flipped on his lights and siren, and when the driver failed to stop, gave chase. The driver fled in rush-hour traffic at speeds of up to 90 mph, as other officers joined in the pursuit. Ten miles later, the van slammed into a green Toyota Camry, leaving its 55-year-old driver, Brent Cox, permanently disabled.

That 2017 police chase was at the time the latest in a long line of questionable vehicle pursuits by officers of the St. Ann Police Department. Eleven people had been injured in 19 crashes during high-speed pursuits over the two prior years. Social justice activists and reporters were scrutinizing the department, and Cox and others were suing. ... Undeterred, St. Ann Police Chief Aaron Jimenez stood behind the high-octane pursuits and doubled down on the department’s decades-old motto: “St. Ann will chase you until the wheels fall off.”

Then, an otherwise silent stakeholder stepped in. The St. Louis Area Insurance Trust risk pool — which provided liability coverage to the city of St. Ann and the police department — threatened to cancel coverage if the department didn’t impose restrictions on its use of police chases. City officials shopped around for alternative coverage but soon learned that costs would nearly double if they did not agree to their insurer’s demands. ... Jimenez’s attitude swiftly shifted: In 2019, 18 months after the chase that left Cox permanently disabled, the chief and his 48-member department agreed to ban high-speed pursuits for traffic infractions and minor, nonviolent crimes. ... “I didn’t really have a choice,” Jimenez said in an interview. “If I didn’t do it, the insurance rates were going to go way up. I was going to have to lose 10 officers to pay for it.”

Where community activists, use-of-force victims and city officials have failed to persuade police departments to change dangerous and sometimes deadly policing practices, insurers are successfully dictating changes to tactics and policies, mostly at small to medium-size departments throughout the nation. ... The movement is driven by the increasingly large jury awards and settlements that cities and their insurers are paying in police use-of-force cases, especially since the 2020 deaths of Breonna Taylor and George Floyd. Those cases led to settlements of $12 million and $27 million, respectively. Insurance companies are passing the costs — and potential future costs — on to their law enforcement clients.

{snip}

By Kimberly Kindy
Kimberly Kindy is a national investigative reporter for The Washington Post. In 2015, she was a lead reporter on the paper's Fatal Force project, which was awarded the Pulitzer Prize and George Polk award. In 2021, she was a lead reporter for a series that won a Gerald Loeb award. Twitter https://twitter.com/kimberlykindy
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Insurers force change on police departments long resistant to it (Original Post) mahatmakanejeeves Sep 2022 OP
I have been saying for years if you want to change police depts, and are unwilling to Eliot Rosewater Sep 2022 #1
These messages will spread empedocles Sep 2022 #2

Eliot Rosewater

(31,096 posts)
1. I have been saying for years if you want to change police depts, and are unwilling to
Thu Sep 15, 2022, 12:35 PM
Sep 2022

fire everyone and rehire over a period of years using a system weeding out racists, etc., just sue the shit out of the cities and counties.

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