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Mon Oct 16, 2017, 02:06 PM

I'm a grown man with no authority!!!

Not when it comes to the bank account or credit cards. Lemme explain. I can make deposits/withdrawls at the bank. I can make purchases with the credit card.

My wife and I have joint accounts on both fronts. The problem is she has the "primary" card. So when it comes to matters of changing features or terms on the accounts, I'm told she has to call, not me. It's incredibly frustrating. I have more time to take care of these matters since I work on contract from home.

Anyone else in the same boat? A second-class customer by virtue of holding the "secondary" card on an account?

7 replies, 647 views

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Arrow 7 replies Author Time Post
Reply I'm a grown man with no authority!!! (Original post)
True Dough Oct 2017 OP
angstlessk Oct 2017 #1
fleur-de-lisa Oct 2017 #2
True Dough Oct 2017 #3
angstlessk Oct 2017 #4
sharp_stick Oct 2017 #5
Sanity Claws Oct 2017 #6
True Dough Oct 2017 #7

Response to True Dough (Original post)

Mon Oct 16, 2017, 02:09 PM

1. So now you experience what women did for thousands years before

you...see what an aggravation it can be?

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Response to angstlessk (Reply #1)

Mon Oct 16, 2017, 02:13 PM

2. +1

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Response to angstlessk (Reply #1)

Mon Oct 16, 2017, 02:32 PM

3. I didn't need to experience this

to have empathy for women being treated as second-class citizens. Far from it.

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Response to True Dough (Reply #3)

Mon Oct 16, 2017, 02:35 PM

4. Never said you did, but to experience it first hand

gives you the actual experience of what we suffered for years.

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Response to True Dough (Original post)

Mon Oct 16, 2017, 02:46 PM

5. If she's the primary

she should be able to call and add you to the authorization.

It was driving my wife batshit and she takes care of all the household finances so in one case I had her added and in another (American Express) I got her another card that works off the same account with a different number that works in pretty much the same way.

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Response to sharp_stick (Reply #5)

Mon Oct 16, 2017, 03:28 PM

6. Exactly

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Response to sharp_stick (Reply #5)

Mon Oct 16, 2017, 03:41 PM

7. We'll look into that. Thanks.

That really should be the way joint accounts are set up by default. If customers want one person to have the decision-making power then that should be made clear when the accounts are created.

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