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True Dough

(17,256 posts)
Mon Oct 16, 2017, 03:06 PM Oct 2017

I'm a grown man with no authority!!!

Not when it comes to the bank account or credit cards. Lemme explain. I can make deposits/withdrawls at the bank. I can make purchases with the credit card.

My wife and I have joint accounts on both fronts. The problem is she has the "primary" card. So when it comes to matters of changing features or terms on the accounts, I'm told she has to call, not me. It's incredibly frustrating. I have more time to take care of these matters since I work on contract from home.

Anyone else in the same boat? A second-class customer by virtue of holding the "secondary" card on an account?

7 replies = new reply since forum marked as read
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I'm a grown man with no authority!!! (Original Post) True Dough Oct 2017 OP
So now you experience what women did for thousands years before angstlessk Oct 2017 #1
+1 fleur-de-lisa Oct 2017 #2
I didn't need to experience this True Dough Oct 2017 #3
Never said you did, but to experience it first hand angstlessk Oct 2017 #4
If she's the primary sharp_stick Oct 2017 #5
Exactly Sanity Claws Oct 2017 #6
We'll look into that. Thanks. True Dough Oct 2017 #7

angstlessk

(11,862 posts)
1. So now you experience what women did for thousands years before
Mon Oct 16, 2017, 03:09 PM
Oct 2017

you...see what an aggravation it can be?

True Dough

(17,256 posts)
3. I didn't need to experience this
Mon Oct 16, 2017, 03:32 PM
Oct 2017

to have empathy for women being treated as second-class citizens. Far from it.

angstlessk

(11,862 posts)
4. Never said you did, but to experience it first hand
Mon Oct 16, 2017, 03:35 PM
Oct 2017

gives you the actual experience of what we suffered for years.

sharp_stick

(14,400 posts)
5. If she's the primary
Mon Oct 16, 2017, 03:46 PM
Oct 2017

she should be able to call and add you to the authorization.

It was driving my wife batshit and she takes care of all the household finances so in one case I had her added and in another (American Express) I got her another card that works off the same account with a different number that works in pretty much the same way.

True Dough

(17,256 posts)
7. We'll look into that. Thanks.
Mon Oct 16, 2017, 04:41 PM
Oct 2017

That really should be the way joint accounts are set up by default. If customers want one person to have the decision-making power then that should be made clear when the accounts are created.

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