Missouri car insurance industry is super racist, report finds

[TexasTowelie]

Earlier this week, White House Press Secretary Sean Spicer dismissed ProPublica as a “left-wing blog.” ProPublica is not a left-wing blog. It is an independent, nonprofit news organization responsible for some of the finest investigative reporting in America. Sean Spicer is a sad, doomed clown, and he got owned for trying to imply that ProPublica is down in the hyper-partisan gutter with the Addicting Infos and Breitbarts of the world.

Today, ProPublica and Consumer Reports co-published a hefty investigative piece on disparities in car insurance premiums in minority neighborhoods versus white neighborhoods. It looked at four states: California, Illinois, Texas, and, yes, Missouri.

The story’s lead anecdote compares the premium of a 26-year-old black man in the minority-heavy East Garfield Park neighborhood of Chicago with the premium of a 34-year-old advertising executive in the city’s predominantly white Lakeview neighborhood.

The black man pays GEICO $190 a month to insurance his 2012 Honda Civic.

Read more: http://www.pitch.com/news/blog/20857373/missouri-car-insurance-industry-is-super-racist-report-finds

[metroins]

1. Credit and zipcode

Are two huge factors in auto insurance.

Some carriers weight jobs heavily.

Geico heavily weights credit score and the Geico actuaries are very good at their jobs.

Zipcodes are highly relevant due to density of population, drivers, width of roads and number of accidents, as well as crime and weather related issues.

[brush]

2. A good example of white privilege