HomeLatest ThreadsGreatest ThreadsForums & GroupsMy SubscriptionsMy Posts
DU Home » Latest Threads » Forums & Groups » Places » U.S. » Missouri (Group) » FEMA Urges St. Louisans T...

Thu Mar 14, 2019, 06:59 PM

FEMA Urges St. Louisans To Buy Flood Insurance

Federal officials are encouraging St. Louis residents to enroll in flood insurance, in anticipation of a potentially severe flood season.

Most homeowners and renters-insurance policies don’t cover flooding, but the Federal Emergency Management Agency offers flood insurance to residents in thousands of U.S. cities, including St. Louis. The program — which dates back to the late 1960s — sets insurance rates based on building location, age and other factors.

Major flood events can occur with little warning, said David Maurstad, chief executive of the FEMA National Flood Insurance Program.

“Where it can rain, it can flood,” he said.

https://news.stlpublicradio.org/post/fema-urges-st-louisans-buy-flood-insurance

7 replies, 1166 views

Reply to this thread

Back to top Alert abuse

Always highlight: 10 newest replies | Replies posted after I mark a forum
Replies to this discussion thread
Arrow 7 replies Author Time Post
Reply FEMA Urges St. Louisans To Buy Flood Insurance (Original post)
Sherman A1 Mar 2019 OP
SWBTATTReg Mar 2019 #1
Sherman A1 Mar 2019 #3
Moostache Mar 2019 #2
exboyfil Mar 2019 #4
Kurt V. Mar 2019 #5
denverbill Mar 2019 #6
romainetarra Mar 2019 #7

Response to Sherman A1 (Original post)

Thu Mar 14, 2019, 07:11 PM

1. Good idea, since this year, we got more rain/moisture than in over 100 years or so, a record...

for a winter (record or 2nd most), this was just announced several days or so ago. Also, they announced that the Meramec River is already at flood stage. It's coming and we haven't even gotten to Spring yet.

Reply to this post

Back to top Alert abuse Link here Permalink


Response to SWBTATTReg (Reply #1)

Thu Mar 14, 2019, 07:18 PM

3. Yes, being prepared is a good idea

I am happy to be well North of the Meramec.

Reply to this post

Back to top Alert abuse Link here Permalink


Response to Sherman A1 (Original post)

Thu Mar 14, 2019, 07:14 PM

2. The Meramec is already getting really high in just the last week...

It is shaping up to be a rough spring around here for sure...

Reply to this post

Back to top Alert abuse Link here Permalink


Response to Sherman A1 (Original post)

Thu Mar 14, 2019, 07:23 PM

4. That isn't how insurance is supposed to work

You shouldn't be able to buy insurance once a threat is already present. Maybe if it is risk adjusted so that the total premiums cover the damage for this particular flood.

Reply to this post

Back to top Alert abuse Link here Permalink


Response to Sherman A1 (Original post)

Thu Mar 14, 2019, 07:40 PM

5. the backfilling of residential areas, which MSD doesn't address much

needs oversight.

Reply to this post

Back to top Alert abuse Link here Permalink


Response to Sherman A1 (Original post)

Thu Mar 14, 2019, 08:16 PM

6. I agree. Snowpack in the Rockies is above normal right now.

If the gov is actually advising it, do it. Even if there is no flooding, it's a lot more likely this year. If you're ever going to buy flood insurance, do it this year.

Reply to this post

Back to top Alert abuse Link here Permalink


Response to Sherman A1 (Original post)

Wed Mar 20, 2019, 10:28 PM

7. Flood insurance

If they're advising them to buy it for the reason that they won't have to pay out as much if catastrophe strikes?

Reply to this post

Back to top Alert abuse Link here Permalink

Reply to this thread