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INdemo

(6,994 posts)
Sat Jan 16, 2016, 03:24 PM Jan 2016

Bernie Sanders Sets The Record Straight About Universal Healthcare in the U.S.

Pay close attention to his explanation a 3.50 and a t5:30

Bernie Sanders talks about then increase in personal payroll tax to be at about 2.5% But keep in mind that person will not be paying Healthcare Premium to private insurance.
2.5% for a person earning 52,000 per year would cost $25.00 per week (40hr work week)

Employer tax would be be about 6.5% but would not have any private healthcare Insurance to pay.

Bernie Sanders appeared on MSNBC on Wednesday in order to further discuss his “Medicare-for-all” universal healthcare plan which has recently come under fire from his political opponent Hillary Clinton.

Sanders spoke with Chris Hayes about the funding issue of the plan, arguing that by eliminating premiums, any extra money payed in taxes by the average American would be more than made up for in money saved from these yearly limits.

Bernie also admitted that he does not expect it to be easy to get his plan to pass, but that if Americans are shown the advantages in an honest way, the universal plan will bring America to the forefront of healthcare in the modern world
Please note in this video the % of voters that support Medicare for all

http://trofire.com/2016/01/16/bernie-sanders-sets-the-record-straight-about-universal-healthcare-in-the-u-s/

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Bernie Sanders Sets The Record Straight About Universal Healthcare in the U.S. (Original Post) INdemo Jan 2016 OP
Math Lobo-Nose Jan 2016 #1
Will that cover people who aren't employed or family of 4? If that 9% covers everyone, Hoyt Jan 2016 #3
Knowing Bernie, I'm pretty sure it's going to be a progressive tax passiveporcupine Jan 2016 #8
So then, the 9% isn't the whole story. We'll pay extra for the 200+Million that aren't Hoyt Jan 2016 #11
If his plan says your tax is 9% (including your employer's share) passiveporcupine Jan 2016 #13
Not really our tax dollars might pay for uninsured INdemo Jan 2016 #15
Millions of voters will be for it as long as they think it's "free." Then, when reality hits they Hoyt Jan 2016 #19
Not expecting that those that question how he could do it will actually watch and learn but K&R. nt Live and Learn Jan 2016 #2
I watched the interview on Chris hayes gwheezie Jan 2016 #4
If Bernie is elected it will take time to put this toghether as Presiedent. INdemo Jan 2016 #10
That tax would be less than the premiums i pay now. WDIM Jan 2016 #5
I doubt he's talking no deductibles or coinsurance. Hoyt Jan 2016 #12
Many universal healthcare systems don't have them. Kentonio Jan 2016 #16
A self-employed person earning $52,000 MineralMan Jan 2016 #6
That would be close or $390.00 per month INdemo Jan 2016 #7
That would still have only 80% coverage and a MineralMan Jan 2016 #14
Right, Sanders just needs to come out with his numbers that we can compare, if he has something uponit7771 Jan 2016 #18
This is false, I don't pay anywhere near that... and that's for a single person. Anyone know the uponit7771 Jan 2016 #17
That was a good interview. Uncle Joe Jan 2016 #9
 

Lobo-Nose

(9 posts)
1. Math
Sat Jan 16, 2016, 03:28 PM
Jan 2016

If only more people could see the simple math in this equation, we would be at health-care for all a long time ago. Go Bernie.

 

Hoyt

(54,770 posts)
3. Will that cover people who aren't employed or family of 4? If that 9% covers everyone,
Sat Jan 16, 2016, 03:37 PM
Jan 2016

no more caution from me. Maybe answers are on video, but can't watch right now.

passiveporcupine

(8,175 posts)
8. Knowing Bernie, I'm pretty sure it's going to be a progressive tax
Sat Jan 16, 2016, 06:24 PM
Jan 2016

So unemployed and low income probably won't pay anything. And right now if you have a family of 4, your insurance premium through your job probably costs more than a single person's. It depends on your employer's plan. But yes, you probably have to pay a little more for more people, but then you already do in most cases.

It may be up to your employer how they want to handle premiums too...they may be willing to take more of it, or stick with the minimums.

I personally think employer covered health insurance is part of the reason health insurance and health care is so outrageous right now. I don't think it should be related to your job at all. It locks people into a job they may not want. It encourages people to use services that are practically free compared to what people who can't afford insurance have to pay. The whole system has been screwed up (too much inequality) ever since employers got into it. Now if the basic plan was based on the individual and not the employer, but the employer wanted to beef up coverage to a cadillac plan, I have no problem with that, as long as the basic plan everyone gets is a good one.

 

Hoyt

(54,770 posts)
11. So then, the 9% isn't the whole story. We'll pay extra for the 200+Million that aren't
Sat Jan 16, 2016, 07:08 PM
Jan 2016

employed. I'm fine with that, because everyone should have insurance. It's just that Sanders, or his supporters, never paint the entire picture.

passiveporcupine

(8,175 posts)
13. If his plan says your tax is 9% (including your employer's share)
Sat Jan 16, 2016, 07:52 PM
Jan 2016

Then that is probably what he means. That will be enough to cover everyone. Even those who can't pay.

How much of your paycheck goes to your insurance premium now? And doesn't that also pay for the uninsured by raising costs of health care by hospitals, doctors and pharmcos for all the indigent who can't pay? Those costs will be negotiated down, so your 9% will cover what your insurance premium used to cover (and remember to include your employers portion of your current insurance premium, if you know what it is).

When I had a company plan, the rates were pretty low, but I understand over the years they've really been going up, even for big companies. So I really have no idea how much premiums (combined employee and employer) are...and remember those prices have been negotiated by your employer...the bigger they are the better deal they can usually finagle. But private people buying their own insurance have to pay much higher prices...again...not fair at all.

INdemo

(6,994 posts)
15. Not really our tax dollars might pay for uninsured
Sun Jan 17, 2016, 07:45 PM
Jan 2016

but do we pay anything for the low income families Medicaid Insurance now? Of course we do through our tax dollars.
We also pay a Medicare payroll dedcution now and I've complained that should be tax deductible.
Something we could also think about is will that insurance tax (2.5%) be tax deductible because now our health
insurance premiums are deductible
Then what about the payroll deductions for Medicare;
You don't notice it you like every one else we wonder where did my gross income get to when they look at their stub.
SS Fed State Local tax. etc

Actually the insurance payroll deduction would be less in most states less than the local city or county tax.

Obamacare,Wisk,Chip,Medicaid etc will not be scrapped unlike as was described by Chelsea. This is medicare for all
Will Insurance companies fight this hell yes they will but I think Sanders will have the support of millions of voters on this and unlike the ACA where the insurance companies spent millions until it was whiddled down to scraps. Obama did not have the overwhelning private sector support.

 

Hoyt

(54,770 posts)
19. Millions of voters will be for it as long as they think it's "free." Then, when reality hits they
Sun Jan 17, 2016, 08:40 PM
Jan 2016

will say we can't afford it just like Vermont did 2 years ago.

My experience is that people think everything is good as long as someone else is paying for it. That's fine for poor folks, but we have a lot of middle classes who think their life is so awful that they expect someone else to pay. Wealthy should pay more, but most of us will have to pony up too.

gwheezie

(3,580 posts)
4. I watched the interview on Chris hayes
Sat Jan 16, 2016, 03:44 PM
Jan 2016

I think it's a simple explanation of how he will do it. In his defense, this is going to be a massive undertaking with several attempts to pass onto law that may span his entire presidency and beyond. I don't think he can be very specific at this point.
What would be helpful to me is if he could break it down how he visualizes the transition to single payer.

INdemo

(6,994 posts)
10. If Bernie is elected it will take time to put this toghether as Presiedent.
Sat Jan 16, 2016, 06:51 PM
Jan 2016

He is bound to take with him to Washington some coattail Progressive Congressional winners.Democrats may not win back the House but I think we will retake the Senate because voters will show up to vote.
So if there is a battle for Congress in 2018 then I think we retake the House then

I don't believe Hillary will get the Progressive voters to the polls so its questionable what will happen in Congress.

The ACA was not broken down when first presented to Congress there were umpteen changes but still looking at the ACA today the biggest benefit is the guaranteed coverage for previous illnesses.

WDIM

(1,662 posts)
5. That tax would be less than the premiums i pay now.
Sat Jan 16, 2016, 05:00 PM
Jan 2016

And if we are talking no deductibles and copays it could save people thousands.

MineralMan

(146,284 posts)
6. A self-employed person earning $52,000
Sat Jan 16, 2016, 05:04 PM
Jan 2016

will pay $4680 per year.

That's assuming that the premium won't be age-related, as it is now for private insurance.

INdemo

(6,994 posts)
7. That would be close or $390.00 per month
Sat Jan 16, 2016, 06:15 PM
Jan 2016

And that is on hell-of-a-lot cheaper that private insurance

I Paid for Medicare Part B and Medicare Supplement Pan G Total Monthly $241.00

MineralMan

(146,284 posts)
14. That would still have only 80% coverage and a
Sat Jan 16, 2016, 08:42 PM
Jan 2016

deductible. Add the cost of a supplemental policy, and the price goes up some. I believe that price is for individual coverage. Add family members, and it goes up again.

It's probably still less than private insurance, but the premium costs will still surprise many people.

uponit7771

(90,335 posts)
18. Right, Sanders just needs to come out with his numbers that we can compare, if he has something
Sun Jan 17, 2016, 08:03 PM
Jan 2016

... better than he should show it.

uponit7771

(90,335 posts)
17. This is false, I don't pay anywhere near that... and that's for a single person. Anyone know the
Sun Jan 17, 2016, 08:02 PM
Jan 2016

... avg per working person in the US for HCI?

tia

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