My friend Carolyn is a self employed baker in her 50s with ZERO health insurance. She has been complaining about having to enroll in the ACA, saying she couldn't afford it. She has looked at the plans on the Cover Oregon website (a problem in itself!) and had no success. Finally, yesterday she realized that she can get good coverage for very little money. She was so excited. The point here is that Obamacare is making people investigate health insurance who didn't think they could afford it - and then they are finding out that they can! A big win for all of us, especially Carolyn.