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Member since: Sun May 4, 2014, 02:40 AM
Number of posts: 2,229

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I just received my first disability denial letter

I was hoping for an approval but knew the odds were against me. I contacted a law firm yesterday and they are taking the case. The bad part is they get 25% of any back pay. It just seems that the system is designed to make you give up. After looking around online last night, I found these statistics about social security applications. It makes me wonder what the real purpose is to have people in the lower levels decide anything. It seems they deny deny deny and finally a judge has to step in to make the real decision.

ACA Question

I have a question to anyone with experience or knowledge about the ACA. My wife and I found out last week that we're expecting a baby. Of course I'm digging in and trying to plan for everything ahead of time. Today's question is about breast pumps. While researching our options online, I stumbled across this on the ACA website:

Coverage of breast pumps

Your health insurance plan must cover the cost of a breast pump – and may offer to cover either a rental or a new one for you to keep.

Your plan may have guidelines on whether the covered pump is manual or electric, how long the coverage of a rented pump lasts, and when they’ll provide the pump (before or after you have the baby).

But it’s up to you and your doctor to decide what's right for you.


We live in Ohio and our current insurance is Caresource. Is Caresource required to follow the above provision in the ACA? Will Caresource cover the cost of a breast pump or will this have to be an out of pocket expense? Thanks!
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