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safeinOhio

(32,669 posts)

7. I never use my card to borrow money.

Reply to Bengus81 (Original post)

Sun Dec 16, 2018, 10:46 AM

Dec 2018

Only for convenience. I usually pay ahead, when I get my bill I pay it plus the amount I plan to spend the next month. I wonder if anyone else does the same. I've had other tell me that a dumb thing to do because they get to use my money and wait until it is owed. But, like I said, I just use it for convenience. A long time ago I figured out that if I can't afford it, I can wait. By doing that for the last 30 years, I haven't needed credit for cars or a house. Because I don't use it my credit score stays in the middle 800s.

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10 replies

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Highlight:

Credit card interest going through the roof........ [View all] Bengus81 Dec 2018 OP

Another massive corporate screw job under republican maladministration* Achilleaze Dec 2018 #1

I think too many presidents take credit for good economies (like Trump) elocs Dec 2018 #2

Clinton PROVED you can have a booming economy on tax increase on the rich... Bengus81 Dec 2018 #3

Fact Check says: " He deserves part of the credit, but many factors were at work." elocs Dec 2018 #6

Call and tell them you are switching and why. tavernier Dec 2018 #4

car loans too dembotoz Dec 2018 #5

I never use my card to borrow money. safeinOhio Dec 2018 #7

I set up automatic bank draft withdrawals for my card balance owed every month ooky Dec 2018 #10

Banks and the banksters that operate them are criminals in suits and democratisphere Dec 2018 #8

I normally don't charge anything on my credit card blueinredohio Dec 2018 #9