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Tanuki

(14,914 posts)
5. No, you are confusing Medicare Advantage with Medigap. The latter
Fri Oct 4, 2019, 08:23 AM
Oct 2019

is the optional supplement that people with traditional Medicare can purchase to cover the 20% that Medicare doesn't pay for. Medicare Advantage plans are entirely different, and if you sign up for one, you are no longer on regular Medicare. Medicare Advantage plans were designed to divert public health care dollars to the private insurance companies and to undermine the traditional Medicare system, courtesy of people who hate government and its capacity to do collective good. If you choose a Medicare Advantage plan instead traditional Medicare, your network of providers is likely to be restricted and in many cases severely so. Depends on whether the plan offers out-of-network benefits. The cheaper the premium, the greater the restrictions and hidden cists (e.g. co-pays, etc.). This is not the case with Medigap supplements. You can read more about the difference between Medicare and Medicare Advantage here:
https://www.google.com/amp/s/amp.kiplinger.com/article/retirement/T039-C000-S004-medicare-vs-medicare-advantage-ill-health-switch.html

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