Asking a question here for the smart ones we have onboard!

[thucythucy]

8. The OP limited the policy to Covid 19 related treatment

so your hypothetical teen with a broken bone would not be at risk.

What IS happening--and apparently this is legal--is private insurers are no longer waiving the co-pays that accrue relating to Covid 19 hospitalizations. Since the vast majority of those hospitalized are people who have chosen to be un-vaccinated, the impact is about the same--no vaccine = no waiving of the costs of hospital treatment.

I would hope however that costs would continue to be waived for people with legitimate medical reasons for remaining un vaccinated, and for children not yet eligible for the vaccines.