Near Charlotte- maybe Shelby, Salisbury or in that vicinity. That would not be in a retirement community- just a regular neighborhood.
The retirement communities I am looking at are the long established ones that have a proven financial track record. That would be an apartment situation. There's a nice one in South Charlotte that has a community garden- and should I want to drop by the Harris Teeter, and van to call for a ride.
It's pricey as hell.