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Response to kag (Reply #10)

Sun Nov 25, 2012, 06:43 PM

16. I was just talking to a contractor whose wife is now a bonded servant

He is a free-lancer, she is an employee. She carries the health insurance for both of them. A year or two ago, he got a form of leukemia that cost over a million dollars to treat and put into remission, and his wife's insurance covered much of it (although they are still struggling with all the co-payments it didn't cover).

His wife's employer now knows that she's in no position to leave, and she hasn't had a raise or bonus since then, and she knows there are no raises or bonuses in her future, because the employer knows she can't leave now.

We need to get away from employer-provided insurance. It's a stupid idea that's keeping so many people from striking out on their own.

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