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In reply to the discussion: Gun Liability Insurance [View all]dooner
(1,217 posts)3. I don't know
but seems like if you have a stockpile of assault weapons and a mentally unstable relative living in your home, your rate would be extremely high. If you have no kids, and no mental health issues in your household, etc. then it wouldn't be a lot.
I think that insurance companies might be motivated to do a more thorough investigation than just a background check on the person making the purchase.
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If insurance companies could quantify the risk posed by gun ownership, they would be charging for it
slackmaster
Dec 2012
#45
So you support approaches that result in defacto classism and racism?
ProgressiveProfessor
Dec 2012
#10
When the effect of a program falls disproportionately on the poor and minorities, that is what it is
ProgressiveProfessor
Dec 2012
#14
In their zeal to do what they consider good things, people often ignore disproportionate impact.
ProgressiveProfessor
Dec 2012
#24
Protecting the weaker and threatened from those who would attack and prey upon them is pretty
ProgressiveProfessor
Dec 2012
#37
It is a very full and competitive market with both large and small companies
ProgressiveProfessor
Dec 2012
#36
Yeah, but less guns would be to everyone's benefit except those in gun and fear business.
Hoyt
Dec 2012
#23
Why even fuck around? Why not just make most types of guns illegal? We can do it
WastedSaint
Dec 2012
#5
americans are brainwashed to think killing 20 kids is only bad for a week or 2 nt
msongs
Dec 2012
#18
Others have said the only reason for ARs with 30 round magazines is zombies
ProgressiveProfessor
Dec 2012
#29
Seems you have over nineteen thousand posts. Are they mostly harrassing and abusive?
Loudly
Dec 2012
#31
Good idea. Require gun owners to carry at least as much insurance as I carry on my car.
Dems to Win
Dec 2012
#38
It behooves anyone who owns or rents a home to carry liability insurance, guns or no guns
slackmaster
Dec 2012
#43
The funny thing is, you know who would be the major provider of such insurance?
X_Digger
Dec 2012
#49
If they could justify higher premiums for people who own guns, they would be charging them already
slackmaster
Dec 2012
#50
As a parent I'd be so comforted to receive a check from an insurance company after my kid's killed
riderinthestorm
Dec 2012
#51
Actuaries have ran the numbers- it doesn't represent a tangible risk worth quibbling over.
X_Digger
Dec 2012
#64
The courts and insurers already know how to calculate liability in wrongful death cases, bongbong.
slackmaster
Dec 2012
#72
Perhaps you don't understand how the insurance business works, or what policies cover.
slackmaster
Dec 2012
#80
Again you are demonstating that you don't have any idea what you're talking about, bongbong.
slackmaster
Dec 2012
#87
That's exactly what my agent told me, and I've heard similar stories from many people
slackmaster
Dec 2012
#85
It seems you asked the wrong question, if you asked anyone anything at all, which I doubt.
slackmaster
Dec 2012
#91
If I shoot someone with justification and that person thinks I should pay money,
slackmaster
Dec 2012
#107
If you have no idea where that "nutsy" idea came from, you haven't been following closely.
X_Digger
Dec 2012
#104
Try talking about the subject at hand, not whatever you *think* the subject is. n/t
X_Digger
Dec 2012
#105
It's not always intuitively obvious what factors can increase or decrease risk, or by how much
slackmaster
Dec 2012
#76
Make it mandatory and to cover all costs, public and private, associated with firearms in the US.
leveymg
Dec 2012
#78
I would rather tax them but requiring them to be insured is a good idea too.
Ganja Ninja
Dec 2012
#106