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In reply to the discussion: Gun Liability Insurance [View all]

hack89

(39,171 posts)
120. The vast majority of murders are committed by handguns
Tue Dec 18, 2012, 07:30 PM
Dec 2012

not weapons with "High-death count magazines". It may make you feel safer but "assault weapons" account for about 1% of all murders. What are you going to do about the real problem?



Gun Liability Insurance [View all] dooner Dec 2012 OP
I wonder how much it would cost? Recursion Dec 2012 #1
I don't know dooner Dec 2012 #3
If insurance companies could quantify the risk posed by gun ownership, they would be charging for it slackmaster Dec 2012 #45
I've been talking about this for a while Politicalboi Dec 2012 #2
I'd never heard of it before yesterday and think it has a lot of merit. KittyWampus Dec 2012 #13
This used to be proposed in gungeon and gun "enthusiasts" had a laundry Hoyt Dec 2012 #4
At least you now acknowledge it would be classist ProgressiveProfessor Dec 2012 #7
Those poor gun owners... ellisonz Dec 2012 #9
So you support approaches that result in defacto classism and racism? ProgressiveProfessor Dec 2012 #10
Racism? ellisonz Dec 2012 #12
When the effect of a program falls disproportionately on the poor and minorities, that is what it is ProgressiveProfessor Dec 2012 #14
I think you really need to watch who you accuse of racism. ellisonz Dec 2012 #19
In their zeal to do what they consider good things, people often ignore disproportionate impact. ProgressiveProfessor Dec 2012 #24
Those poor gun owners... ellisonz Dec 2012 #26
Protecting the weaker and threatened from those who would attack and prey upon them is pretty ProgressiveProfessor Dec 2012 #37
Yeah, but when you price and market guns to yahoos, you get bigots packing and Hoyt Dec 2012 #25
It is a very full and competitive market with both large and small companies ProgressiveProfessor Dec 2012 #36
You're assuming Abq_Sarah Dec 2012 #39
Yes, I do. Jim Lane Dec 2012 #41
The car analogy fails both ways... ProgressiveProfessor Dec 2012 #57
What part of "well-regulated" is so hard to grasp? Hugabear Dec 2012 #68
Just a question aikoaiko Dec 2012 #79
And who exactly is the militia? Hugabear Dec 2012 #101
You didn't answer my question, but I'll answer yours. Jim Lane Dec 2012 #108
Yeah, but less guns would be to everyone's benefit except those in gun and fear business. Hoyt Dec 2012 #23
Why even fuck around? Why not just make most types of guns illegal? We can do it WastedSaint Dec 2012 #5
Doubtful ProgressiveProfessor Dec 2012 #11
americans are brainwashed to think killing 20 kids is only bad for a week or 2 nt msongs Dec 2012 #18
We always seem to chase the next shiny thing ProgressiveProfessor Dec 2012 #20
Yes. also, what does "nt" mean? WastedSaint Dec 2012 #22
"nt" = "no text" Jim Lane Dec 2012 #44
Appreciate it! nt WastedSaint Dec 2012 #73
What kinds of losses would the insurance respond to? Loudly Dec 2012 #6
What if there were zombies involved ProgressiveProfessor Dec 2012 #15
Relevance? Or harrassment? Loudly Dec 2012 #16
Others have said the only reason for ARs with 30 round magazines is zombies ProgressiveProfessor Dec 2012 #29
Seems you have over nineteen thousand posts. Are they mostly harrassing and abusive? Loudly Dec 2012 #31
How many did you have when you were sharesunited? friendly_iconoclast Dec 2012 #33
Few if any ProgressiveProfessor Dec 2012 #34
Your motivation to stalk and harrass stems from impotent rage. Loudly Dec 2012 #48
Far from it ProgressiveProfessor Dec 2012 #52
Right. The misbehaving man with the guns is the victim here. Loudly Dec 2012 #55
No, the issue here is your zombiehood ProgressiveProfessor Dec 2012 #59
homeowners insurance dooner Dec 2012 #17
Well, we are sort of talking animal behavior here. Hoyt Dec 2012 #28
Classim is never pretty ProgressiveProfessor Dec 2012 #8
crime victims of all races and classes would receive compensation dooner Dec 2012 #21
Same here. WastedSaint Dec 2012 #32
A commercial response to criminality is not right BainsBane Dec 2012 #35
Unreal BainsBane Dec 2012 #27
Good point, view gun cultists as 5%ers and apply a stiff lethal weapons tax. Hoyt Dec 2012 #30
Can we also ask for drinkers pay for the social cost of their privilege? hack89 Dec 2012 #42
Yes, but.... clutter424 Dec 2012 #53
We are talking about taxes in this subthread, not insurance. hack89 Dec 2012 #58
they do BainsBane Dec 2012 #109
And since there are already taxes on firearms and ammo hack89 Dec 2012 #110
20 dead children? BainsBane Dec 2012 #113
So is the tax on alcohol suppose to end all death by drunk drivers? hack89 Dec 2012 #114
Sure, I'm fine with that BainsBane Dec 2012 #115
We were talking about taxes hack89 Dec 2012 #116
I already said yes BainsBane Dec 2012 #117
I have no problem with stronger background checks hack89 Dec 2012 #118
That's a great first step BainsBane Dec 2012 #119
The vast majority of murders are committed by handguns hack89 Dec 2012 #120
1% matters BainsBane Dec 2012 #121
Heller says handguns cannot be banned hack89 Dec 2012 #122
So why not RPDs and nuclear bombs? BainsBane Dec 2012 #123
Heller says that there can be limits hack89 Dec 2012 #124
Good idea. Require gun owners to carry at least as much insurance as I carry on my car. Dems to Win Dec 2012 #38
I love the idea. ywcachieve Dec 2012 #40
It behooves anyone who owns or rents a home to carry liability insurance, guns or no guns slackmaster Dec 2012 #43
The funny thing is, you know who would be the major provider of such insurance? X_Digger Dec 2012 #49
Cost/Benefit analysis clutter424 Dec 2012 #46
Welcome to DU and I hope you enjoy the site. hrmjustin Dec 2012 #111
Love it .. Insurers will love it too. srican69 Dec 2012 #47
If they could justify higher premiums for people who own guns, they would be charging them already slackmaster Dec 2012 #50
As a parent I'd be so comforted to receive a check from an insurance company after my kid's killed riderinthestorm Dec 2012 #51
It's not about the money.... physioex Dec 2012 #54
I proposed this two gun mass killings ago...I was told I was insane. Safetykitten Dec 2012 #56
Doesn't homeowner's insurance go up for gun owners? mainer Dec 2012 #60
Nope, it doesn't. n/t X_Digger Dec 2012 #61
That's just stupid. They charge more for owning a big dog. mainer Dec 2012 #63
Actuaries have ran the numbers- it doesn't represent a tangible risk worth quibbling over. X_Digger Dec 2012 #64
The old games with numbers that NRA-bots play bongbong Dec 2012 #66
What obvious falsehood would that be, bonbong? X_Digger Dec 2012 #67
I already answered you bongbong Dec 2012 #71
The courts and insurers already know how to calculate liability in wrongful death cases, bongbong. slackmaster Dec 2012 #72
Ho Ho Ho bongbong Dec 2012 #75
Perhaps you don't understand how the insurance business works, or what policies cover. slackmaster Dec 2012 #80
Nope bongbong Dec 2012 #83
Scared to call your insurance company and ask? X_Digger Dec 2012 #86
I'll bet bongbong doesn't have a homeowner's or renter's policy. slackmaster Dec 2012 #89
I did! bongbong Dec 2012 #92
CSB slackmaster Dec 2012 #94
Again you are demonstating that you don't have any idea what you're talking about, bongbong. slackmaster Dec 2012 #87
I love it when Delicate Flowers say "you have no idea" bongbong Dec 2012 #90
You've wandered out into the weeds. slackmaster Dec 2012 #93
Sure bongbong Dec 2012 #98
Perhaps you need to study how actuaries calculate such things. X_Digger Dec 2012 #82
That's exactly what my agent told me, and I've heard similar stories from many people slackmaster Dec 2012 #85
Batting .0000 bongbong Dec 2012 #88
It seems you asked the wrong question, if you asked anyone anything at all, which I doubt. slackmaster Dec 2012 #91
HO HO HO bongbong Dec 2012 #96
If I shoot someone with justification, my liability would be zero. slackmaster Dec 2012 #99
DUH bongbong Dec 2012 #102
If I shoot someone with justification and that person thinks I should pay money, slackmaster Dec 2012 #107
If you have no idea where that "nutsy" idea came from, you haven't been following closely. X_Digger Dec 2012 #104
*pat* *pat* *pat* Sure you did. X_Digger Dec 2012 #95
LOL bongbong Dec 2012 #97
Free clue: saying I don't believe you isn't 'calling you a liar'. X_Digger Dec 2012 #100
Try reading my posts bongbong Dec 2012 #103
Try talking about the subject at hand, not whatever you *think* the subject is. n/t X_Digger Dec 2012 #105
Probably more the "payout"game the bankers play galileoreloaded Dec 2012 #112
A big dog poses a liability risk that is significant and easy to compute slackmaster Dec 2012 #70
No, and no insurance company offers a discount for gun-free homes slackmaster Dec 2012 #69
Yeah, and having auto insurance really has cut down on auto accidents? joeybee12 Dec 2012 #62
Not the same thing at all. Zoeisright Dec 2012 #65
But it wouldn't be expensive hack89 Dec 2012 #74
It's not always intuitively obvious what factors can increase or decrease risk, or by how much slackmaster Dec 2012 #76
So the guy who shoots and then kills himself his insurance is upaloopa Dec 2012 #77
Suicides and criminal acts are excluded from coverage under most policies. slackmaster Dec 2012 #81
That's the other thing that folks don't seem to understand.. X_Digger Dec 2012 #84
Make it mandatory and to cover all costs, public and private, associated with firearms in the US. leveymg Dec 2012 #78
I would rather tax them but requiring them to be insured is a good idea too. Ganja Ninja Dec 2012 #106
Why would assault weapons cost more to insure? OneTenthofOnePercent Dec 2012 #125
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