General Discussion

AnnieK401

(541 posts)

71. Right there with you, hoping to keep my home - even though it's paid for.

Mon Dec 31, 2012, 01:13 PM

Dec 2012

I have a 45K loan against it that I am struggling with. I've been on disability for 9 months now, my COLA for 2013 was a whopping $20. Guess I was lucky. Anyway, getting ready to make out a strict budget, And unless I can find an alternate source of income, which is questionable, at some point I might have to sell my home and move to a mobile home. Luckily, there are a lot of them in FL. Unfortunately, the value of my home is about 1/2 of what it was in 2006 when I bought it, so holding out until prices in my neighborhood go up and stay there (they are up and down now.) Seriously considering doing without the basically useless "limited benefits" health insurance I now have for $130.00 per month. Blue cross here has a plan that is 40.00 and pays for an unlimited number of Dr's visits, but no hospitalization. In Nov. of 2013 I will qualify for Medicare under disability. Anyway, there are a lot of us in the club. However, even with all that, I believe that Obama is a skilled politician, but he has a good heart, and am trying to reserve judgement on his offer. I am not sorry I voted for him, did we really have a choice?

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$13.00 [View all] madamesilverspurs Dec 2012 OP

I feel your pain, and I totally agree that EVERY member of the government MindandSoul Dec 2012 #1

What ticks me off is Obama gave congress a raise for doing nothing. That really southernyankeebelle Dec 2012 #32

Give me a break, Obama cant give raises. The House holds the purse strings larkrake Dec 2012 #77

well I thought the same thing. But that said he approved it. So don't shoot the messenger please. southernyankeebelle Dec 2012 #84

That wasn't Obama... awoke_in_2003 Dec 2012 #80

They stopped it for a couple of years now because of the economy. I read it somewhere or southernyankeebelle Dec 2012 #83

Oh, they are doing stuff... awoke_in_2003 Dec 2012 #92

Yes, we all should have know we'd get screwed anyway. All those mother f**kers on southernyankeebelle Dec 2012 #93

It is cruel and savage. I'm so sorry. Sarah Ibarruri Dec 2012 #2

Unfathomably cruel, but not surprising: Republicans have lost all semblance of acting in indepat Dec 2012 #3

I'm so very sorry that our country has done this to you . . . fleur-de-lisa Dec 2012 #4

I hear you, madamesilverspurs. I work two part time jobs to make ends roguevalley Dec 2012 #5

It is cruel abelenkpe Dec 2012 #6

DURec leftstreet Dec 2012 #7

How can Americans compromise those that have worked their whole lives? tecelote Dec 2012 #8

Perhaps Congress should have their pay cut if they don't find a way to keep SS intact rox63 Dec 2012 #9

Obama authorized a Congressional pay raise just the other day. Octafish Dec 2012 #81

Live very comfortably in Ecuador for $800 a month. ErikJ Dec 2012 #10

We shouldn't have to move JimDandy Dec 2012 #14

Damn right Hekate Dec 2012 #27

People can't even afford to move duffyduff Dec 2012 #15

Some may be able to though ErikJ Dec 2012 #26

Because all you need to do to immigrate is decide to, right? Posteritatis Dec 2012 #33

That's what I've decided to do. ErikJ Dec 2012 #35

Congratulations, you're in a small minority well-off enough to do that. (nt) Posteritatis Dec 2012 #40

I'm thinking about retiring to Mexico KansDem Dec 2012 #61

A couple eho are friends of mine... SummerSnow Dec 2012 #75

Thanks! KansDem Dec 2012 #76

You said it. ErikJ Dec 2012 #79

He missed your point. He assumes those countries will welcome us with open arms. Canada wont. nm rhett o rick Dec 2012 #89

This message was self-deleted by its author devilgrrl Dec 2012 #69

Do you actually think this is an appropriate solution to the underfunding of social security? Warren Stupidity Dec 2012 #72

Thanks, this is good to know Alameda Dec 2012 #86

But we are lucky if you think about it in a different way. ErikJ Dec 2012 #91

I'll be getting a whopping $21 more TexasBushwhacker Dec 2012 #11

+1 reteachinwi Dec 2012 #47

+1,000 CountAllVotes Dec 2012 #56

living high on the hog are ya?? BobbyBoring Dec 2012 #12

Well from where I sit it just looks and smells like stinking shit, man4allcats Dec 2012 #13

Somewhere out there is a twenty something deadbeat abusing the sytem... tecelote Dec 2012 #16

It Is Unconscionable and... humbled_opinion Dec 2012 #17

Add my cost-cutting measures (think living in poverty) to your list: RoverSuswade Dec 2012 #18

I splurge on the TP....two sheets at a time. zeemike Dec 2012 #28

After I pay off the mortgage RoverSuswade Dec 2012 #45

Right there with you, hoping to keep my home - even though it's paid for. AnnieK401 Dec 2012 #71

I dont know where you are, but RoverSuswade Dec 2012 #98

Thanks! AnnieK401 Jan 2013 #99

What does a lesser evil have in common with a greater evil? CranialRectaLoopback Dec 2012 #19

I love that.... zeemike Dec 2012 #23

I'm 71, this is not the America that I grew up in. WHEN CRABS ROAR Dec 2012 #20

Because there is a good chuck of the population who have bought into the BS the republicans sell. nt cstanleytech Dec 2012 #36

propoganda. Per fox news, and many popular (but deeply misleading) radio shows. salin Dec 2012 #41

Goebbels would blush... awoke_in_2003 Dec 2012 #82

They raided the Social Security Trust Fund, and now... LAGC Dec 2012 #21

Yep...that is exactly what I got too. zeemike Dec 2012 #22

The Republicans think that the fact you are getting anything is too much. Kablooie Dec 2012 #24

Slight correction, it should read as cstanleytech Dec 2012 #37

This is why the GOP is NOT a political party... BanTheGOP Dec 2012 #25

it is cruel. barbtries Dec 2012 #29

Hugs for you Hekate Dec 2012 #30

Gerrymandering is the ONLY way they can get voted into office! benld74 Dec 2012 #31

A lot of people are going to be VERY upset if they decrease SS benefits. Altho, SS is a supplement. Honeycombe8 Dec 2012 #34

"put that in a bank and collecting interest..." the best rate I see is 1.01% nashville_brook Dec 2012 #39

You can always find a reason not to do something. Honeycombe8 Dec 2012 #44

However putting money in mutual funds just feeds the machine that has brought us to this point. raouldukelives Dec 2012 #52

Suffice to say that I disagree totally. nt Honeycombe8 Dec 2012 #97

Most people do when faced to choose between morality & money. nt raouldukelives Jan 2013 #100

This message was self-deleted by its author CountAllVotes Dec 2012 #57

So many of us do not make enough to allow for savings Marrah_G Dec 2012 #90

That $4.00/gal gasoline this summer Glitterati Dec 2012 #38

Nearly 20 years ago - my budget was about $10 per day. salin Dec 2012 #42

I hear you madam... southern_belle Dec 2012 #43

Mine is $16. llmart Dec 2012 #46

Since 1980, private pension coverage has declined from 60% to 10% michigandem58 Dec 2012 #64

K & R !!! WillyT Dec 2012 #48

All So Billionaires Don't Have to Pay More Taxes colsohlibgal Dec 2012 #49

Thank Darth and Darth ErikJ Dec 2012 #50

k and r SmileyRose Dec 2012 #51

The banks and military industrial complex have stolen trillions of taxpayer dollars with impunity. Fire Walk With Me Dec 2012 #53

It IS cruel, Madame Iwillnevergiveup Dec 2012 #54

This message was self-deleted by its author CountAllVotes Dec 2012 #55

Mine went up $12 daschess1987 Dec 2012 #58

Wife's COLA Heathen57 Dec 2012 #59

K&R nt ProudProgressiveNow Dec 2012 #60

they had better bluedave Dec 2012 #62

Attacking Social Security is about as low as you can go Pakid Dec 2012 #63

Because they want too and they are in a position to do so. SammyWinstonJack Dec 2012 #65

How low can Congreess go? daybranch Dec 2012 #66

That is b/c they give the perception that you get a lot more than you do! Dustlawyer Dec 2012 #67

I am in much the same position and agree with you whole heartedly. I usually lose the raise but it jwirr Dec 2012 #68

Social security is designed to provide a minimum degree of security upon which an individual builds. dkf Dec 2012 #70

how generous you are. Warren Stupidity Dec 2012 #73

It is cruel. CrispyQ Dec 2012 #74

The social contract in the U.S. has been broken. yardwork Dec 2012 #78

You have proven that Social Security is a necessity lovuian Dec 2012 #85

No raise for Congress!! Milliesmom Dec 2012 #87

It's not right Marrah_G Dec 2012 #88

Obama does as well or he wouldn't have put SS into his proposal. cui bono Dec 2012 #94

It is cruel. There is no other word to describe taking money away from sabrina 1 Dec 2012 #95

I am in the same boat byoung6 Dec 2012 #96