General Discussion

OutNow

(898 posts)

41. My Credit Union is 1,000 miles from my home - no problem

Thu Jan 24, 2013, 03:43 PM

Jan 2013

I've always used a Credit Union for the last 40 years. In the past you had to be an employee of the company that was served by a Credit Union but the rules have changed over the years so that now anyone can join one.

My Credit Union is located in Texas. I moved from Texas to Oregon 6 years ago but still use the same Credit Union. I've had no reason to change. I do all direct deposit, and online bill paying, and free ATMs. I have free checks for the rare occasion that I need to write a check. I can make deposits via the mail, via a smartphone app, or at the physical location of any other Credit Union. If I need to speak to a real person I give them a call.

So, consider joining a Credit Union that provides the service and cost you need and then do all your banking online.

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do you bank with a Credit Union? [View all] srican69 Jan 2013 OP

You ought to look at other credit unions. I"ve never paid fees. hlthe2b Jan 2013 #1

Nor, have I. GoCubsGo Jan 2013 #22

I have been a member of several 2naSalit Jan 2013 #23

We got out of B of A and are now "members" of Achieva Credit Union and LOVE IT SugarShack Jan 2013 #29

+1 redqueen Jan 2013 #24

Same here. No fees. n/t FSogol Jan 2013 #46

updated the OP with fees that my prospective CU will charge ... srican69 Jan 2013 #47

You need to shop around for other CU's. Ours has free checking, free ATM's, low apr C cards etc. Purveyor Jan 2013 #2

I see no difference BainsBane Jan 2013 #3

I've had my FCU for more than 30 years. No fees, hardly at all. sinkingfeeling Jan 2013 #4

I'm with a credit union here in Seattle Dyedinthewoolliberal Jan 2013 #5

Love my credit union Bjornsdotter Jan 2013 #6

No fees from my CU. Banked there for 25 years. RainDog Jan 2013 #7

I switched from CIBC u4ic Jan 2013 #8

Make sure that it is a member of the Co-Op network of Credit unions... cascadiance Jan 2013 #14

I am looking out for coop network .. srican69 Jan 2013 #17

It is u4ic Jan 2013 #31

You looked at a very bad credit union. Atman Jan 2013 #9

this is exactly what I am looking for .. srican69 Jan 2013 #10

40 years at my CU erinlough Jan 2013 #11

I've been with a CU for over 20 years that recently had management slapped down... cascadiance Jan 2013 #12

I belong to a credit union... ellisonz Jan 2013 #13

why do you want to hear from us about that do you work for a big bank or pr firm for big banks? leftyohiolib Jan 2013 #15

I dont work for them .. I have an account with BofA srican69 Jan 2013 #18

I'll never switch to a big bank. Lugnut Jan 2013 #16

I'm with NFCU (Navy Federal) used to be Community Service CU GoneOffShore Jan 2013 #19

Remember when Credit Unions almost destroyed the world economy? Make7 Jan 2013 #20

No fees at mine. hobbit709 Jan 2013 #21

2 years ago I opened sorefeet Jan 2013 #25

why did you lose the $10? srican69 Jan 2013 #37

went from BofA to Credit Union abelenkpe Jan 2013 #26

Does your CU have online bill pay etc ... srican69 Jan 2013 #35

O yes. abelenkpe Jan 2013 #40

When it comes to commercial banking, BOA is the worst. Dawson Leery Jan 2013 #27

I've used a credit union for more than 20 years mcar Jan 2013 #28

My FCU is great. apnu Jan 2013 #30

My credit union doesn't have fees. Blue_In_AK Jan 2013 #32

The one I am eligible for has tons .. just updated the OP with list of fees srican69 Jan 2013 #39

Oh, that's ridiculous. Blue_In_AK Jan 2013 #42

everything else I find is employment or referral based ... srican69 Jan 2013 #45

Been a happy credit union member for decades klook Jan 2013 #33

Nope. Theory is good but WellsFargo experience flawless to date dmallind Jan 2013 #34

My credit union is great.... prairierose Jan 2013 #36

I use Mission Federal Credit Union xxxsdesdexxx Jan 2013 #38

My Credit Union is 1,000 miles from my home - no problem OutNow Jan 2013 #41

I like my credit union fine. ananda Jan 2013 #43

Yup. Dumped Wells Fargo like I was ripping a band aid off. Initech Jan 2013 #44

I've never used one bigwillq Jan 2013 #48

Love my CU. moondust Jan 2013 #49

No fees. My FCU is what a bank SHOULD be. RedCappedBandit Jan 2013 #50

When I go in, they know my name and family and treat me like a person. MarianJack Jan 2013 #51

I use a credit union and I've been very happy with it. The Velveteen Ocelot Jan 2013 #52

I bank with USAA. (it's a non-profit org for military) Many, many credit unions allow okaawhatever Jan 2013 #53

Message auto-removed Name removed May 2016 #58

I'm in a FCU, and no fees at all. But then I have my IRA with them, meeting min. cash holdings. Eleanors38 Jan 2013 #54

We belong to two - Quick summary socialindependocrat Jan 2013 #55

Here is a link from credit union access to all the credit unions in new york. okaawhatever Jan 2013 #56

I <3 my credit union.... mike_c Jan 2013 #57