so what's the problem with our healthcare?

[StrayKat]

18. It's expensive, inconsistent and unfair.

You're very right about this. From a Dept of Health and Human Services factsheet:

However, actual spending is distributed unevenly across individuals, different segments of the population, specific diseases, and payers. For example, analysis of health care spending shows that:

-Five percent of the population accounts for almost half (49 percent) of total health care expenses.
-The 15 most expensive health conditions account for 44 percent of total health care expenses.
-Patients with multiple chronic conditions cost up to seven times as much as patients with only one chronic condition.