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Ilsa

(61,687 posts)

38. What a mess! I've heard of that happening

Reply to Curmudgeoness (Reply #37)

Sat Jun 29, 2013, 09:43 PM

Jun 2013

and how difficult it is to get premiums rebated so the car title is released.

I don't know if or why liability is not included, or if that might vary from state to state.

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I was struck by an uninsured motorist this week [View all] liberal N proud Jun 2013 OP

Glad you're okay. Just Saying Jun 2013 #1

It's a catch 22. last1standing Jun 2013 #2

"the reason there are so many uninsured motorists is because insurance is so high. " Voice for Peace Jun 2013 #16

Sorry to hear that. last1standing Jun 2013 #21

Pulling a car into the shop costs $500+ these days liberal N proud Jun 2013 #29

We insure two cars for $450/year, and that is for $500,000 liability Kolesar Jun 2013 #27

Whereas I pay over $2200/year for two cars with a spotless driving record. last1standing Jun 2013 #28

We used the Progressive Insurance Snapshot discount--my wife's discount was 25% Kolesar Jun 2013 #32

I'm looked at Progressive. last1standing Jun 2013 #33

Taking a $25 safe driver course usually nets Ilsa Jun 2013 #34

Unless they are financing their car penultimate Jun 2013 #35

Thank goodness that you are ok. Curmudgeoness Jun 2013 #3

I have already replaced the vehicle liberal N proud Jun 2013 #7

Lenders tack expensive insurance if a borrower Ilsa Jun 2013 #36

That makes me think..... Curmudgeoness Jun 2013 #37

What a mess! I've heard of that happening Ilsa Jun 2013 #38

Uninsured motorist insurance oneshooter Jun 2013 #4

Is it? lumberjack_jeff Jun 2013 #14

Many people carry only required liability on their vehicles. oneshooter Jun 2013 #23

I'm not sure that the math behind opting for UIM in lieu of collision is good either. lumberjack_jeff Jun 2013 #39

Don't most states require Uninsured motorist insurance? FSogol Jun 2013 #40

Our state just now implemented a computerized insurance system. dixiegrrrrl Jun 2013 #5

I think many states are going to that liberal N proud Jun 2013 #9

We've had that system here for years. CokeMachine Jun 2013 #11

The odds the driver will be held accountable by the insurance company is very low. former9thward Jun 2013 #6

You are probably correct liberal N proud Jun 2013 #8

Someone told me years ago "Never sue a poor person" FrodosPet Jun 2013 #10

My coworker's insurance company collected on a deadbeat driver a decade after an accident Kolesar Jun 2013 #30

He is lucky. former9thward Jun 2013 #31

Didn't show or didn't have insurance? WolverineDG Jun 2013 #12

The driver has had 5 days to provide proof liberal N proud Jun 2013 #17

That's a shame, liberal N proud! femmocrat Jun 2013 #13

In New York you are required to have insurance - hedgehog Jun 2013 #15

In most every state (if not all) that's true, but Lex Jun 2013 #18

i'm glad you're okay! barbtries Jun 2013 #19

I can't say if they were texting or talking on their phone liberal N proud Jun 2013 #26

I had my cherry old 63 chevy truck totaled when I was hit by someone in the country illegally. Zorra Jun 2013 #20

I was victim of a hit and run around 12 years ago davidpdx Jun 2013 #22

Maybe they just didn't have proof on them? 4_TN_TITANS Jun 2013 #24

The accident was 5 days ago liberal N proud Jun 2013 #25