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Fumesucker

(45,851 posts)

15. Since the insurance co gets to keep 15%-20% of the total it's a win-win for them when prices rise

Reply to dkf (Reply #14)

Sun Oct 13, 2013, 04:01 AM

Oct 2013

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38 replies

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The ACA deductibles cap the providers' losses [View all] jberryhill Oct 2013 OP

I don't give a shit about a hospital's bottom line leftstreet Oct 2013 #1

Whoosh.... jberryhill Oct 2013 #2

Provider losses are a myth leftstreet Oct 2013 #4

Even that reinforces the point, though jberryhill Oct 2013 #8

The average person DOES have insurance though leftstreet Oct 2013 #9

Stabilized and discharged is not the same as treatment jberryhill Oct 2013 #10

?? leftstreet Oct 2013 #11

You should. Ms. Toad Oct 2013 #3

Sorry, that's a myth leftstreet Oct 2013 #5

Hospitals are mandated to provide emergency care Ms. Toad Oct 2013 #23

Correct. And most collections are people with insurance leftstreet Oct 2013 #25

You would be wrong Ms. Toad Oct 2013 #28

So we'll look forward to hospitals lowering prices leftstreet Oct 2013 #29

Many things contribute to the cost of medical care Ms. Toad Oct 2013 #30

Bingo jberryhill Oct 2013 #6

Fine with me. Helps me, too, by limiting my losses if I need medical care. kestrel91316 Oct 2013 #7

You can "write it off as a loss," but you get nothing for that. Hoyt Oct 2013 #12

They will come after your house if you own one though and in a heartbeat. Mojorabbit Oct 2013 #13

Let's say the hospital charges $1,000,000 and the guys deductible is $5000. dkf Oct 2013 #14

Since the insurance co gets to keep 15%-20% of the total it's a win-win for them when prices rise Fumesucker Oct 2013 #15

Exactly. This is going to be like college expenses soon. dkf Oct 2013 #16

Except, when you and I go to the exchange we are likely to buy policy Hoyt Oct 2013 #22

But for the fact that the insurance market is more competitive jberryhill Oct 2013 #38

Insurance (and Medicare/Medicaid) Revanchist Oct 2013 #17

It's negotiated via contract. dkf Oct 2013 #18

You can't negotiation with HHS Revanchist Oct 2013 #19

If insurance companies laughed in the face of hospitals it wouldn't be so expensive. dkf Oct 2013 #20

You haven't spent much time reading your insurance EOBs, have you. Ms. Toad Oct 2013 #24

Why would they write it off, when they can sell it to a collection agency? Travis_0004 Oct 2013 #21

More than just the deductible madville Oct 2013 #26

I believe that you have mixed up deductibles and caps grantcart Oct 2013 #27

That's not the point jberryhill Oct 2013 #31

No, it's the Out of pocket maximum Yo_Mama Oct 2013 #32

If its a deductible then there is no risk for not getting paid grantcart Oct 2013 #33

If the bill is $15K, how much does the hospital risk? jberryhill Oct 2013 #34

Hospital or insurance company? grantcart Oct 2013 #36

Medical providers.... jberryhill Oct 2013 #37

Thank you for this post treestar Oct 2013 #35