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In reply to the discussion: The ACA deductibles cap the providers' losses [View all]madville
(7,404 posts)26. More than just the deductible
You have to factor in the max out of pocket limit as well. Like say someone under a bronze 60/40 family plan had a $24,000 hospital bill. After the $5,000 deductible they would still be responsible for 40% of the remaining $19,000 or $7,600. That would be a total of $12,600 the patient would get a bill for.
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