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In reply to the discussion: The ACA deductibles cap the providers' losses [View all]grantcart
(53,061 posts)27. I believe that you have mixed up deductibles and caps
The plan I was approved on had no deductibles and a $ 10,000 maximum.
The maximum is the maximum amount of copays I can spend in a year. Up to that point I pay 80% of the cost.
After $ 10,000 my copay is $ 0 and the insurance company pays 100% of the costs.
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