General Discussion
In reply to the discussion: Well, for me Obamacare is a washout. [View all]Hekate
(90,633 posts)...and let us know how it has worked out. That goes for the others who chimed in supporting your complaint. We do care, you know?
One more tip: Every company that offers insurance plans to its employees has an "open enrollment" period each year. That's when you get to review your options and make changes, such as going to an HMO with a doc who acts as a gatekeeper to other services (keeps costs lower) or a preferred-provider plan with a selection of docs in various specialties that you can pick and choose from on your own. Drug formularies also differ from plan to plan, as was well-discussed in Will Pitt's "POS" thread.
The month of open enrollment is critical to your ability to make changes if you choose -- don't shine it on when the ACA's comes around every year. The only other period like it is during the PIE, or Period of Initial Employment -- which is equivalent to what the nation is going through with the ACA right now. Don't waste this opportunity because of fear of change and frustration with the new and strange.
Best of luck to you, Brigid, and to all the others currently struggling with the change. You bear my own sister's name -- an added reason for my well-wishes!