So, are they trying to screw me(real estate)

[pipoman]

2. Loan origination fees and interest rates

Are often set and locked at the time of processing. If there are delays most lenders allow for adjustments for rate and cost differences if the closing doesn't happen within their time frame. Also, they don't make money until the closing, so like all sales people, they try to close while the iron is hot..so it is likely to be a tactic to hurry you along. They know that if your circumstances change it isn't too late to shop them or bail on the deal..