ACA 2.0

[YarnAddict]

4. Believe me, I know about the subsidies

When my son, who works for little of nothing, came off my dh's group insurance, we looked around and found a very basic BC/BS policy that was designed for young healthy adults. Bare bones, basic stuff. A lot that wasn't covered, but the premium was low, and it would keep him (and us) out of the poorhouse if something catastrophic happened--which is highly unlikely. It was about $100/month. It was perfect for what we needed. It was also not ACA compliant.

So, this year he got a different policy, ACA compliant. The premium is now $277/month. He gets a subsidy, but we still pay about $120/month. But it's a relief to know he is covered in case he gets pregnant.

Yes, it was the only thing that could have passed at the time, but it was still a bad bill. As for the uninsured now having coverage, if they can't afford to use it, what good is it?

Expanding Medicaid country-wide may have been a better option for the poor, but there were many of us who were happy with our insurance, and didn't need this bill, and yet, it is affecting us as well.