General Discussion
In reply to the discussion: Aunt who sued her 12-year-old nephew says insurance rules forced her hand [View all]Atman
(31,464 posts)The moment I read this story I knew I was only reading half of it.
I live in Connecticut, The Insurance State, and this happened in one of this wealthy state's wealthiest communities. Something didn't add up. But you're absolutely correct. I find it highly doubtful that Aunty would actually sue her own nephew just because it hurt when she carried a tray of canapes.
No insurance company wants to pay out if they don't have to. That is what the gamble is all about. Cutting/eliminating losses. So she got her medical care, filed her claim, and her insurance company saw the deep pockets of the New York City/Southwestern CT suburbanites and said "Why do we have to pay for this?" So they went after the people who could.
To be fair, I saw the pictures of the homes of the people involved. No one looks very "rich," at least by Greenwich standards. But still, the actuaries have their tables and their maps and their financials...their job is to prevent The Company from actually having to pay out on the claims which are filed.
I don't really believe this woman maliciously went after her nephew in court. More than likely her hand was forced (so to speak). We all love to hate on people who seem nasty (the drunk UCONN bacon mac & cheese kid added on top of this hasn't helped our state's image), but this looks more like a case of Giant Mega Insurance Co. not wanting to take a loss.
Of course, I could be wrong.