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In reply to the discussion: Insurance company rant [View all]

ProfessorPlum

(11,253 posts)
3. thanks
Thu Aug 25, 2016, 12:02 PM
Aug 2016

already talking to my lawyer about this. Initial calls to the (first) insurance company leads them to insist that they have to treat the claim as if it is our fault until the subrogation process finishes sometime in the misty future.

Also, the rate increases from both companies are justified (by them) in just the fact that we had a claim. Our fault is not at issue, apparently. So, if a tree fell on our house, they'd raise our rates. If we have ice damage, they raise our rates. If we make a claim.

What a business to be in.

Insurance company rant [View all] ProfessorPlum Aug 2016 OP
Shouldn't the contractor insurance be on the hook? sharp_stick Aug 2016 #1
thanks ProfessorPlum Aug 2016 #3
did you have to disclose the claim? Mosby Aug 2016 #8
I am not - never served. ProfessorPlum Aug 2016 #10
i never served either Mosby Aug 2016 #13
My father was a specialist in the army for a short time around 1972 ProfessorPlum Aug 2016 #14
That is really disgusting. nt raccoon Aug 2016 #2
well that certainly sucks on many levels. unblock Aug 2016 #4
that's so horrible. I'm sorry you had to go through that ProfessorPlum Aug 2016 #5
Insurance companies are in the business of mitigating their risk. That is all. Gormy Cuss Aug 2016 #6
tell me about it ProfessorPlum Aug 2016 #9
One company can screw you over bad Jim Beard Aug 2016 #7
Understand your grief. Wellstone ruled Aug 2016 #11
Thanks, that's good advice ProfessorPlum Aug 2016 #12
Read your policy carefully..... Xolodno Aug 2016 #15
It's a large company that is sitting on our claim ProfessorPlum Aug 2016 #16
All the more reason to read it.... Xolodno Aug 2016 #17
Been there. Sorry for your loss and all the aggravation. mnhtnbb Aug 2016 #18
thanks for that information ProfessorPlum Aug 2016 #19
you forgot to add ... GeorgeGist Aug 2016 #20
We have owned our home se for over 20 years and always had insurance world wide wally Aug 2016 #21
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